Cowbell

JULY 10, 2025

Our very own Emma Werth, VP of Underwriting & Reinsurance, delivered an insightful presentation on Cyber Liability Insurance, highlighting why cyber insurance is essential as the market evolves to meet today’s rapidly changing risks. Want to dive deeper into Emma’s presentation?

Cyber

ProWriters

FEBRUARY 23, 2025

As war is driving cyber security concerns around the globe, more organizations are turning to Cyber Insurance for protection. Cyber Insurance war exclusions can leave businesses vulnerable to financial loss. Since Russia invaded Ukraine in 2022, a much-anticipated “cyber thunder run” hasn’t materialized.

Cyber

Insurance Journal

JUNE 17, 2025

That statement would appear to contradict claims in two … Erie Insurance said it has “seen no evidence of ransomware and there is no indication of ongoing threat actor activity” in a June 17 update on its 10-day long network outage.

Claim

ProWriters

FEBRUARY 7, 2025

Cyber attacks loom larger than ever, and generative artificial intelligence (AI) is a major reason why. At the same time, AI makes improved risk assessment and protection against cyber threats possible. For both of these reasons, artificial intelligence is reshaping cyber security strategiesincluding Cyber Liability policies.

Cyber

Insurance Journal

APRIL 24, 2025

Washington, D.C.-based based BreachBits has received an investment of an undisclosed amount from Lloyd’s in what is the London-based global insurance marketplace’s third strategic innovation investment from among over 150 alumni of the Lloyd’s Lab. This investment follows BreachBits’ successful co-development …

Claim

Cowbell

JUNE 30, 2025

Dual Breakthrough Powered by agentic automation, Cowbell is now the first insurance provider to offer cyber, professional indemnity, and management liability coverage through both a fully integrated API and a proprietary email submissions platform. To call our latest advancements mere milestones would understate their impact on the industry.

Cyber

Insurance Journal

JUNE 24, 2025

claiming the supplemental insurance giant knew the risks of a cyberattack and failed to protect policyholders’ private information. An Alabama law firm wasted little time in filing a proposed class-action lawsuit against Aflac Inc., “Defendant disregarded the rights of Plaintiff …

Policyholder

ProWriters

APRIL 2, 2025

When you think about the constantly evolving nature of cyber attacks , you may think about threat actors using AI to find and exploit new vulnerabilities in software and networks. Yet one recent cyber threat takes advantage of peoples trust in the post office. Many people perceive physical mail as more trustworthy than cyber mail.

Cyber

Cowbell

APRIL 16, 2025

Protecting your business from cyber threats is a full-time job. Cyber resiliency is not easily attainable and cannot be achieved with a single tool, such as endpoint detection. Q3: I have cyber insurance. A3: Cyber insurance is an essential safety net , but it doesnt prevent breaches. Why do I need this?

Cyber

Insurance Journal

JULY 9, 2025

British businesses should be legally required to report material cyberattacks to the authorities, the chairman of retailer Marks & Spencer said on Tuesday, claiming two recent major attacks on large UK firms had gone unreported. Giving evidence to lawmakers on …

Claim

Protect Commercial Insurance

APRIL 11, 2025

Awareness in this area can prevent nasty surprises when you attempt to make a claim: – Flood Damage : Often requires separate coverage or endorsements, especially in flood-prone areas. – Data Breach Insurance : Critical for technology-reliant businesses, protecting against cyber risks.

Commercial Property

Mark Jackson Insurance Agency

JUNE 16, 2025

Choosing the Wrong Deductible It’s tempting to choose a higher deductible to lower your premium, but that can backfire in the event of a claim. For example, professional services, cyber threats, and employee-related claims may require separate coverage. Conduct regular reviews to update building, contents, and inventory limits.

Commercial Insurance

Zywave

JUNE 10, 2025

This guide aims to provide you with an overview of the key considerations when evaluating APIs for Personal Lines Quoting. This guide aims to provide you with an overview of the key considerations when evaluating APIs for Personal Lines Quoting.

Cyber

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability.

Policy

Rough Notes

FEBRUARY 28, 2025

A look atand response tothe emerging risks that could dominate 2025 By Lori Widmer This year will be the year of cyber exposure. That according to the 2025 Allianz Risk Barometer, which surveys global customers as well as brokers, trade organizations, underwriters, claims professionals, and risk consultants.

Cyber

Tosten Marketing

MARCH 3, 2025

For example, if a new type of cyber insurance policy gains traction, explain how it could benefit your clients. Create infographics that break down policy types, coverage limits, or claims processes. A mix of informative and practical posts works best.

Insurance Agency

American Agents Alliance

JULY 13, 2025

Some of these additional services may include umbrella policies, flood coverage, claims services, digital updates, risk mitigation services, cyber coverage for businesses, and life or health options. Easily schedule and automate personalized communications throughout the year.

Policyholder

Zywave

JUNE 13, 2025

Zywave, a leading insurtech provider, celebrated the cyber risk industry’s top individuals and firms at the 12 th annual Cyber Risk Awards at Gotham Hall in New York City on Thursday, June 12, 2025. The winners in 17 categories were announced at a black-tie gala dinner for nearly 500 attendees.

Cyber

Mark Jackson Insurance Agency

MARCH 19, 2025

Commercial Liability Insurance to protect against claims related to third-party injuries or property damage. Cyber Liability Insurance to protect against data breaches and cyberattacks. If your expansion involves additional digital operations, such as online sales or customer databases, cyber liability insurance can help.

Workers Compensation

Protect Commercial Insurance

JUNE 20, 2025

– Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. It covers compensation claims from employees in case of workplace injuries or illnesses. . – Contents Insurance : Covers items such as office furniture, computers, and other equipment.

Protection

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance

Zywave

MAY 15, 2025

In the tech sector, cyber coverage, for example, often accompanies cloud computing services. Particular attention should be paid to the post-purchase experience to ensure that consumers understand what theyve bought and who to contact to amend the policy or make a claim.

Broker

Cowbell

MARCH 30, 2025

New Products: Building on a Strong Foundation For five years, Cowbell has refined underwriting precision in cyber and established sweeping distribution channels. Our unparalleled broker network and data-driven approach forged in the cyber arena, now power this foray into new coverage lines.

Cyber

Majesco

FEBRUARY 13, 2025

Today’s insurance customer is under pressure and assault from every angle: Cyber criminals are using data breaches to access bank accounts and credit. Unfortunately, little progress has been made to risk-resilient business models due to the operational challenges of cat events and increasing claims.

Risk

Distinguished

APRIL 9, 2025

Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. Specialization: Brokers typically offer a broad range of standard insurance products, while MGAs specialize in niche markets like cyber liability, HOA insurance, and high-risk commercial properties.

Agents

Distinguished

JUNE 30, 2025

Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks.

Liability

Distinguished

JUNE 30, 2025

Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks.

Liability

Specialty Insurance

APRIL 22, 2025

When it comes to protecting your business, the right insurance limits can make all the difference between a manageable claim and a devastating financial loss, and new clients and other trading partners often require you to increase your Cyber, E&O, D&O, or EPL Insurance limits of coverage.

Financial Loss

Zywave

JULY 22, 2025

This guide aims to provide you with an overview of the key considerations when evaluating APIs for Personal Lines Quoting. This guide aims to provide you with an overview of the key considerations when evaluating APIs for Personal Lines Quoting.

General Liability

Simply Insurance

JUNE 16, 2025

The cost of pharma insurance can vary widely depending on several factors, including the size of your business, the types of products you handle, and your claims history. This typically includes details about your companys size, the types of products you manufacture or distribute, and any previous claims history.

Insurance Quotes

Distinguished

FEBRUARY 24, 2025

Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches. Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims.

Liability

Distinguished

JULY 30, 2025

Distinguished’s partnership with Wright Flood adds another layer of protection to its Community Associations program, which includes Package, Directors & Officers , Crime, Umbrella and Cyber products. Wright Flood takes pride in user-friendly technology, exceptional claims reputation, and providing service clients deserve. Our

Broker-Agent

Cowbell

JULY 8, 2025

Then came his transition into cybersecurity, where he’s since built and led Security Operations Center (SOC) teams, Advisory Services, and DFIR capabilities, helping businesses stay resilient in the face of cyber threats. We’re lucky to have him on board. Welcome to Cowbell, Joe!

Cyber

Cowbell

JUNE 19, 2025

Common tactics include: Invoice Fraud : Sending fake invoices with altered bank details, claiming a vendor changed their payment account. appeared first on Cowbell Cyber. Fraudulent Payment Requests : Posing as a trusted party (e.g., CEO, CFO, or supplier), attackers send urgent requests to initiate payments or redirect funds.

Financial Loss

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Still have doubts?

Broker

Zywave

JUNE 19, 2025

This guide aims to provide you with an overview of the key considerations when evaluating APIs for Personal Lines Quoting. This guide aims to provide you with an overview of the key considerations when evaluating APIs for Personal Lines Quoting.

General Liability

Distinguished

JUNE 16, 2025

The defense of a single D&O claim can cost the association tens of thousands of dollars, so it’s essential that the HOA carries this coverage. defamation or discrimination claims). Cyber Liability Insurance Cyber liability insurance protects HOAs from the financial costs of cyberattacks, data breaches, and other digital threats.

Liability