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How to Avoid Coverage Gaps That Can Lead to E&O Claims

American Agents Alliance

Read on to learn more about how to avoid coverage gaps that can lead to E&O claims while helping ensure policyholders are protected. How to Avoid Coverage Gaps That Can Lead to E&O Claims When meeting with new clients or existing policyholders at renewal time, be proactive and ask about new risks, exposures, and opportunities.

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Why Retail Cyber Security Must Include Cyber Insurance

ProWriters

Unfortunately for retail cyber security , one 21st-century, technological “spider” hasn’t heeded the Bard’s warning. dollars) after a cyber attack, allegedly carried out by hacker group Scattered Spider, caused disruption to its online services. And this incident isn’t the only recent cyber attack in the U.K. million in U.S.

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Common Commercial Insurance Mistakes (and How to Avoid Them)

Mark Jackson Insurance Agency

Choosing the Wrong Deductible It’s tempting to choose a higher deductible to lower your premium, but that can backfire in the event of a claim. Overlooking Liability Exposures Not all liability is covered by a standard general liability policy. Talk with one of our agents to help identify any coverage gaps.

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Business Owner’s Policy for Restaurants

Distinguished

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. General Liability Coverage Restaurants are high-traffic spaces.

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[Download] Executive Interview with cysmo’s Cyber Risk GmbH Jonas Schwade

Zywave

Where is the market headed? This guide aims to provide you with an overview of the key considerations when evaluating APIs for Personal Lines Quoting. Where is the market headed? Where is the market headed?

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How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Paragon Independent Insurance Agencies

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

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Restaurant Insurance in South Carolina: A Broker’s Guide 

Distinguished

Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability.