Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Commercial auto insurance is essential if your company owns or operates vehicles—whether for deliveries, client visits, or transporting goods. It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents.

Commercial Insurance

Protect Commercial Insurance

JUNE 20, 2025

. – Contents Insurance : Covers items such as office furniture, computers, and other equipment. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. Having comprehensive insurance ensures you stay compliant with UK regulations.

Protection

Distinguished

JUNE 30, 2025

Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability.

Liability

Distinguished

JUNE 30, 2025

Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability.

Liability

Distinguished

FEBRUARY 24, 2025

Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches. Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims.

Liability

Simply Insurance

JUNE 16, 2025

How Much Is Aircraft Mechanic Liability Insurance? Drone Insurance Drone Insurance Quotes Pilot Insurance Pilot Insurance Quotes How Much Is Student Pilot Insurance? How Much Is Senior Pilot Insurance? How Much Does Pharma Insurance Cost? Should You Get Pharma Insurance Quotes Online?

Insurance Quotes

Distinguished

MAY 13, 2025

Thats why they need broad and comprehensive insurance policies that can cover them, whether theres a fire in the kitchen or a slip at the pool. It also includes auto liability coverage for costs related to property damage or injuries caused by a crash. Garagekeepers : A policy that covers cars parked by the hotels valet service.

Broker

Distinguished

JUNE 16, 2025

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. defamation or discrimination claims). This means HOAs need insurance to protect them in case their data gets exposed.

Liability

ProWriters

NOVEMBER 12, 2024

Healthcare cyber attacks and data breaches have risen in recent years, according to The HIPAA Journal. In February 2024, Change Healthcare, whose technology powers the processing of some 15 billion medical bills and insurance claims a year, suffered a ransomware attack. Several major breaches have made headlines.

Cyber

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

Cyber

ProWriters

NOVEMBER 17, 2024

As a Cyber Insurance broker, you need to help your business clients understand the dangers ransomware poses, how to defend against them, and why Cyber Insurance is an indispensable part of any sound security strategy. UnitedHealth, which owns Change Healthcare, paid a $22 million ransom in Bitcoin to the cyber criminals.

Cyber

ProWriters

JUNE 4, 2025

Cyber criminals stole and resold more than 900 digital tickets between June 2022 and July 2023. The theft of these high-profile, high-priced tickets highlights online ticketing platforms’ need for Cyber Liability Insurance. Even so, incidents like these highlight platforms need to have Cyber Insurance in place.

Cyber

Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. Property Damage : Traditional cyber policies typically don’t cover physical damage caused by cyber events.

Liability Insurance

ProWriters

JUNE 4, 2025

Modern Cyber policies need to do more than cover lossesthey need to actively prevent them. Thats the model Cyber Insurance brokers are starting to expect from their carriers. That number highlights why real-time recovery matters for a Cyber Liability Insurance broker.

Insurance Broker

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

Insurance Policy

Jackson & Jackson

NOVEMBER 16, 2024

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

Insurance Policy

Protect Commercial Insurance

NOVEMBER 22, 2024

Myth 4: “Insurance Covers All Types of Business Losses” Limitations of Coverage While it would be lovely if insurance covered absolutely everything, that’s not quite the case. For instance, standard commercial insurance might cover damages from a fire, but do you have coverage for theft or cyber-attacks?

Commercial Insurance

ProWriters

APRIL 3, 2024

Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. It’s especially important for businesses and individuals in the legal, accounting, real estate, and insurance sectors.

Liability

Protect Commercial Insurance

OCTOBER 25, 2024

Reflect on: – How much you can comfortably allocate from your business budget for insurance premiums. – Potential deductibles and what’s financially viable if you need to make a claim. It’s like finding a sweet spot—insurance that doesn’t overspend your resources but still offers peace of mind.

Business Insurance

Protect Commercial Insurance

SEPTEMBER 6, 2024

The Rise of Cyber Insurance As cyber threats become more sophisticated and frequent, the demand for cyber insurance has skyrocketed. In 2024, expect cyber insurance policies to become more comprehensive and tailored.

Commercial Insurance

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

Robotic hand pointing to digital designs by Tara Winstead Artificial intelligence (AI) and automation are transforming industries across the board, and business insurance is no exception. As these advancements become more prevalent, companies should understand how they affect insurance and liability concerns.

Business Insurance

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance

Protect Commercial Insurance

DECEMBER 6, 2024

Cybersecurity Threats In our increasingly digital world, businesses face a barrage of cyber threats. With data breaches, ransomware, and cyber espionage on the rise, cybersecurity has become a critical focus for companies worldwide. This predictive approach helps in preventing losses and minimising claims.

Commercial Insurance

Protect Commercial Insurance

SEPTEMBER 13, 2024

Access to a Wide Range of Policies Brokers have access to an extensive network of insurance providers and policies. Whether a business needs liability insurance, property insurance, or specialised coverage like cyber insurance, brokers can offer a suite of options to consider.

Commercial Insurance

Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

Small Business Insurance

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. Let’s dive in and discover the insurance options that are essential for your business’s protection.

Cyber

ProWriters

JANUARY 9, 2024

Although her identity, finances, and credit suffered no harm from the incident, she brought claims for negligence, breach of contract, breach of fiduciary duty, and breach of confidence. The potentially shifting standard of plaintiffs’ legal standing in such suits makes Cyber Liability Insurance all the more important.

Cyber