Property Insurance Coverage Law

JUNE 1, 2025

You report the damage. Your insurer acknowledges it. But you dont get paid by the insurer. Because even … The post Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid? appeared first on Property Insurance Coverage Law Blog. Thirty-four buildings take a beating.

Insurance Claim

Property Insurance Coverage Law

JUNE 1, 2025

You report the damage. Your insurer acknowledges it. But you dont get paid by the insurer. Because even … The post Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid? appeared first on Property Insurance Coverage Law Blog. Thirty-four buildings take a beating.

Insurance Claim

Top Insurance Blogs

JUNE 10, 2025

Do you know what to do when your business suffers property damage or loss? Are you aware of your business insurance claim and how to make use of it? What steps should you take when you record property or casualty damage in the course of your business activity?

Insurance Claim

Property Insurance Coverage Law

JULY 3, 2025

A recent appellate decision offers an instructive example of how procedural missteps and insufficient expert disclosures can prove fatal to a policyholder’s insurance claim. 1 The case arose from property damage allegedly caused by Hurricane Irma in 2017.

Property Insurance

Top Insurance Blogs

JUNE 14, 2025

As severe weather events become more frequent and costly across Australia and causing a surge in insurance claims, the Royal Automobile Club of Victoria (RACV) is calling on residents to boost their storm preparedness.

Insurance Claim

Top Insurance Blogs

JUNE 12, 2025

Over the weekend, anti-ICE protests erupted across Los Angeles, resulting in significant damage to businesses, vehicles, and buildings. Although the situation escalated, most of the damages caused are likely covered by insurance, according to experts. appeared first on My Top Insurance Blogs.

Insurance Claim

The Property Insurance Law Observer

MAY 12, 2025

State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. Facts The insureds claim arose after multiple water leaks damaged its office. The insurer initially paid a certain sum for lost income due to the leaks.

Commercial Property

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from Insurance Information Institute (Triple-I), Trends and Insights: Georgia Insurance Affordability. Injury claim severity in the state is slightly higher than in the rest of the country.

Commercial General Liability

Protect Commercial Insurance

APRIL 11, 2025

Image courtesy: Unsplash Definition and Overview Commercial property insurance is a type of insurance designed to protect your business premises and the contents within from loss or damage. Having this insurance means you’re not only protecting your investment but also ensuring the continuity of your services.

Commercial Property

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters.

Commercial Property

TGS

FEBRUARY 28, 2025

What if that charming house has a history of costly water damage, roof issues, or even fire damage? This is where a loss history report comes inits like a propertys report card for past insurance claims. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Claim

TGS

JULY 25, 2025

TGS Insurance » Blog When it comes to insurance claims or selling a car, home, or other big-ticket item, you’ve probably heard terms like actual cash value , replacement value , and market value tossed around like confetti. These terms can feel like they’re written in some cryptic insurance code, right?

Out-Of-Pocket

LexisNexis

JULY 29, 2025

Essential Components of All Primary Insurance Policies Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

LexisNexis

JULY 22, 2025

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

Cowbell

APRIL 16, 2025

Cowbell MDR SOC-as-a-Service actively works to reduce your risk and mitigate incidents before they cause damageoften lowering your insurance exposure and premium over time. With proactive security in place, youre in a far better position to avoid the potential high costs and reputational damage of a breach.

Cyber

Simply Insurance

JUNE 3, 2025

Think of a deductible as the amount of money you have to pay before your home insurance company will come in and cover their part. Whenever you file a homeowners insurance claim, you will be responsible for the deductible related to the claim. How Does A Homeowners Insurance Deductible Work? Agents not required.

Deductible

LexisNexis

JULY 15, 2025

From the first notice of claim to the last gasp of a confirmed plan, mass-tort bankruptcies are where coverage law gets tested—and sometimes torched. Discover how to stay ahead of the fire. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Workers Compensation

Triple-I: Homeowners Insurance

JUNE 24, 2025

By Loretta Worters, Vice President, Media Relations, Triple-I Lightning-related homeowners’ insurance claims totaled $1.04 percent decrease from 2023, according to new data from the Insurance Information Institute and State Farm, the largest writer of homeowners’ insurance in the United States. billion in 2024, a 16.5

Damage

Paragon Independent Insurance Agencies

APRIL 15, 2025

The experts at Paragon Independent Insurance Agency, servicing Plano, TX, are ready to address your concerns and guide you through the claims process. Does Home Insurance Provide Coverage for Burglary? While each home insurance policy differs, they typically provide coverage for burglary.

Home Insurance

Mark Jackson Insurance Agency

MAY 21, 2025

Whether its commercial HVAC units, manufacturing machinery, kitchen appliances, or company vehicles, equipment failures can bring work to a halt, and in some cases, trigger insurance claims with potentially high deductibles. Well-maintained equipment is less likely to fail unexpectedly, cause injury, or lead to property damage.

Claim

TGS

MAY 21, 2025

Now picture a sudden flare-up disrupting the scene or damaging the deck. These incidents can lead to significant property damage or, worse, injuries that result in liability claims. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim.

Liability

Triple-I: Homeowners Insurance

JUNE 3, 2025

During National Roof Awareness Week (June 1-7), we spotlight the critical role roofs play in protecting homes, businesses, and communities from severe weather ( see infographic ) and why building stronger, smarter roofs today is essential for reducing damage and insurance claims tomorrow. Many upgrades are affordable.

Damage

Boyle Agency Insurance

JUNE 19, 2025

If a vehicle cannot be repaired, Chubb NJ automobile insurance covers you for a total loss. Claim Response Is Quick If you have an accident or your car is damaged, Chubb claims agents are responsive and get to work on your insurance claim quickly. The satisfaction of the client is always the goal.

Insurance

Mark Jackson Insurance Agency

JULY 9, 2025

With more time spent outside comes more exposure to risks that could lead to accidents and insurance claims. For gas grills, inspect the hose and connections before each use to detect leaks or damage. With a little planning and awareness, you can reduce the risk of injury, protect your home, and avoid costly insurance claims.

Injury

TGS

APRIL 18, 2025

This seasonal refresh isnt just about sprucing things upits also your chance to protect your biggest investment and avoid costly surprises that could lead to an insurance claim. Inspect the Roof for Winter Damage Why it matters: Your roof takes a beating all winter long. What to do: Look for missing or curling shingles.

Home Insurance

Insurance Journal

OCTOBER 14, 2024

Damage to private property from Iran’s recent missile barrage on Israel amounted to 150 million to 200 million shekels ($40 million to $53 million), according to figures provided by Israel’s tax authority, making it the costliest since the start of …

Damage

Insurance Journal

DECEMBER 2, 2024

With multiple hurricanes rocking Florida and other parts of the Southeast this year, claims professionals have said they are seeing a trend toward “soft fraud,” with more policyholders attempting to include older or unrelated damage in recent storm claims, and …

Damage

Insurance Journal

SEPTEMBER 9, 2024

The landlord for a fire-damaged building leased to a Red Lobster restaurant is blaming the restaurant’s insurer for causing it to lose out on $1.2 million in fire insurance claims payments to repair the property. RL New Brunswick Owner LLC, …

Claim

Property Insurance Coverage Law

AUGUST 18, 2024

Property damage insurance claims funding by factoring companies is a relatively recent phenomenon in the property insurance claims industry.

Property Insurance

Insurance Journal

JUNE 12, 2025

From North Carolina to Florida, insurance fraud investigators have been busy the last few weeks, leading to the arrests of firefighters, alleged auto-crash stagers, and a man who reportedly filed a claim after his car killed a pedestrian. In Mooresville, …

Claim

Insurance Journal

DECEMBER 2, 2024

A North Carolina woman is set for a court appearance later this month after she was charged with filing a claim on her deceased mom’s house – for damage that occurred before the insurance policy was purchased. Cindy Ramzi Hanna, …

Policy

Insurance Journal

JUNE 9, 2025

Hedge funds are facing pushback in California as their bets tied to insurance claims stemming from the Los Angeles wildfires are attacked as unethical. The transactions in focus are tied to so-called subrogation claims, which hedge funds, private equity firms …

Claim

Insurance Journal

JULY 22, 2024

Insurer Allianz SE expects to pay German winemakers tens of millions of euros in insurance claims this year after many vineyards lost their entire harvest to heavy frosts. While mild temperatures earlier in the year helped shoots to develop sooner, …

Damage

Prof. Allan Manning

JULY 29, 2024

Realising the importance of ongoing learning, LMI held their annual conference for the claims team in Sydney last week. During the conference it was appropriate to acknowledge and present 10 year service awards to Caroline Stevens from LMI Forensics and Georg Froeschl from LMI Claims.

Claim

Insurance Journal

FEBRUARY 14, 2025

iink, a provider of technology to streamline the property damage insurance claims process and support faster payments to contractors, property owners, and claim professionals, is pleased to announce the appointment of Scott Fleszar as its new Chief Executive Officer. Mr. …

Property Damage

Insurance Journal

MAY 16, 2025

The Florida Supreme Court on Thursday declined to consider a petition in a condominium insurance case, leaving in place conflicting rulings from Florida appeals courts. The non-decision in American Coastal Insurance vs. Patios West One Condominium Association, stemming from a …

Damage

Insurance Journal

DECEMBER 8, 2024

When hurricanes hit coastal areas, property insurers often breathe a sigh of relief when much of the damage appears to be the result of storm surge and flooding losses that aren’t covered by most homeowners’ policies. But after Hurricane …

Claim