Claim Damage Personal Property 
TGS
JUNE 11, 2025
Flood Damage: Not Covered by Standard Policies Here’s the big one. Most homeowners don’t realize that standard home insurance does not cover flood damage. Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. Windstorm Exclusions in Coastal Areas Live near the coast?
Simply Insurance
JUNE 28, 2025
For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. In addition, be sure to ask about any discounts available.
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Distinguished
MAY 19, 2025
From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. A critical component of property insurance for restaurants is business income coverage.
TGS
JUNE 18, 2025
In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. A typical homeowners insurance policy is designed for owner-occupied properties. The answer isn’t always simple. What About “Occasional” Rentals?
Simply Insurance
JUNE 23, 2025
For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. In addition, be sure to ask about any discounts available.
Simply Insurance
JUNE 15, 2025
For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. In addition, be sure to ask about any discounts available.
Simply Insurance
JUNE 17, 2025
For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. What Type Of Damage Do Home Insurance Companies Cover In Arkansas?
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