Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. What Kinds of Claims Get Made in Apartment Buildings As a team, weve seen all kinds of claims related to apartment buildings.

Building

Protect Commercial Insurance

MAY 9, 2025

From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. Insurance helps protect those investments from potential losses due to theft, fire, or other damages. This insurance protects against claims related to defects in the products you sell or supply.

Liability Insurance

TGS

JUNE 11, 2025

Flood Damage: Not Covered by Standard Policies Here’s the big one. Most homeowners don’t realize that standard home insurance does not cover flood damage. Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. A tree falling on your roof? Most likely.

Home Insurance

Distinguished

MAY 6, 2025

This guarantees businesses arent left vulnerable to losses from theft, damage, or accidents. A stolen excavator can delay an entire construction project, a damaged HVAC system in transit can leave a building unfinished, and a trucking accident can result in both vehicle loss and undelivered cargo.

Inland Marine Insurance

Distinguished

MARCH 10, 2025

The policy covers the following: Direct Physical Loss or Damage : This includes accidental damage, vandalism, fire, theft, natural disasters, and other unexpected incidents. For example, a sculpture damaged during a public event or a painting harmed in transit for an exhibition would be covered with a stand-alone policy.

Policy

TGS

FEBRUARY 28, 2025

What if that charming house has a history of costly water damage, roof issues, or even fire damage? This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years.

Claim

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability.

Policy

TGS

JUNE 18, 2025

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. These may cover: Guest-caused damage Lost income from cancellations Legal liability Amenities like pools or bikes Best for: Hosts who list frequently or rely on vacation rental income.

Home Insurance

Distinguished

JUNE 16, 2025

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Harp insurance is specialized coverage designed to protect high-value harps against risks like accidental damage, theft, fire, and transit losses.

Protection

Distinguished

JUNE 16, 2025

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Harp insurance is specialized coverage designed to protect high-value harps against risks like accidental damage, theft, fire, and transit losses.

Protection

Distinguished

JUNE 2, 2025

For Ohio landlords, these aren’t one-off anomalies — they’re routine claims that happen across Cleveland, Columbus, and Cincinnati every year. Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance. In fact, 9.3%

Liability

Mark Jackson Insurance Agency

MARCH 19, 2025

Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters.

Workers Compensation

Property Insurance Centre

FEBRUARY 10, 2025

Whether you own an office building, a retail store, a warehouse, or a manufacturing facility, this type of coverage safeguards your physical assets, ensuring financial stability in the face of damage or loss. ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

Commercial Property

Simply Insurance

JUNE 11, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity.

Insurance Quotes

Simply Insurance

JUNE 12, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity.

Insurance Quotes

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance

Agency Height

JULY 31, 2025

Location and neighborhood claims history play a major role in rate calculations. Imagine this : You’ve done everything right, kept up with your home maintenance, paid your insurance premiums on time, never filed a claim. No damage to your home, no claims filed… and yet, your home insurance premium goes up at renewal.

Premium

Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Simply Insurance

JUNE 9, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Minnesota Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 12, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Wyoming Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Maryland Rental Insurance?

Insurance Quotes

ProWriters

FEBRUARY 23, 2025

China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop. Security experts also believe China and Iran pose significant cyber risks.

Cyber

Simply Insurance

JUNE 24, 2025

Loss assessment coverage can vary based on your deductible choice, providing additional protection for shared property damage or liability claims. Higher property values typically result in higher premiums due to the increased cost of potential claims. This coverage ensures you can replace your items if they are lost or damaged.

Insurance Quotes

Distinguished

APRIL 21, 2025

The damage is extensive, and tenants are forced to relocate while repairs are underway. However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. Crime insurance: Safeguards against theft, fraud, and vandalism.

Broker

Simply Insurance

JUNE 10, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Louisiana Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 9, 2025

Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Delaware Rental Properties?

Insurance Quotes

Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure.

Liability

Simply Insurance

JUNE 11, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Wisconsin Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 11, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy New York Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 12, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Oklahoma Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 9, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity.

Insurance Quotes

Simply Insurance

JUNE 9, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy DC Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Arkansas Rental Insurance?

Insurance Quotes

Simply Insurance

JULY 1, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Alabama Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity.

Insurance Quotes