Mark Jackson Insurance Agency

MAY 21, 2025

Whether its commercial HVAC units, manufacturing machinery, kitchen appliances, or company vehicles, equipment failures can bring work to a halt, and in some cases, trigger insurance claims with potentially high deductibles. Thats why regular equipment maintenance is about more than efficiency.

Claim 52

Claim Injury Property Damage Commercial 52

The Property Insurance Law Observer

FEBRUARY 14, 2024

The insureds suffered property damage caused by a tornado and subsequently submitted a claim to their insurer. The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.”

Policy 130

Policy Deductible Damage Property Damage 130

Distinguished

MARCH 10, 2025

Fine Art & Collectibles policies cover loaned items from the first dollar of damage, typically with no deductible, ensuring compliance with contractual obligations. Custom Deductibles : Property policies typically come with higher deductibles, which may leave museums financially vulnerable to smaller claims.

Policy 52

Policy Deductible Damage Claim 52

TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you? So, how do you choose the right auto insurance deductible ?

Deductible 52

Deductible Auto Insurance Out-Of-Pocket Premium 52

AMAXX

MARCH 24, 2025

Click Link to Access Free PDF Download “Workers’ Comp Claims Review Checklist: 9 Must-Have, Serious-Impact Elements” A common and costly mistake employers make is overlooking allowable payroll deductions. It is crucial to segregate payroll accurately by the correct classification codes. All state laws vary.

Workers Comp 71

Workers Comp Premium Injury Workers Compensation 71

Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 94

Insurance Quotes Life Insurance Insured Insurer 94

Simply Insurance

JUNE 11, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 86

Insurance Quotes Life Insurance Workers Comp Insured 86

Paragon Independent Insurance Agencies

JULY 31, 2024

The deductible is one of the most important decisions to make when choosing a homeowners policy. We are here to help you fully understand what a home insurance deductible is and which is best for you. What is a Home Insurance Deductible? The deductible isn’t just a one-time payment. Reach out to us today!

Deductible 40

Deductible Home Insurance Out-Of-Pocket Insurance Agency 40

Risk Management Monitor

SEPTEMBER 21, 2021

With the cost of insurance for businesses rising across many types of coverage, staying on top of trends in the claims portfolio is more important than ever. For this reason, many insurers and TPAs promise to conduct claims reviews with their business customers on a regular basis, but the rigor can vary greatly.

Claim 75

Claim Injury Workers Compensation Risk 75

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

Risk Management Monitor

AUGUST 9, 2022

As companies assess their natural disaster preparedness, there are some proactive measures that should be taken specifically for hail to leave organizations best positioned for any resulting insurance claims. You learn that the roof needs to be replaced due to the existence of hail damage, so you submit a claim to your insurance carrier.

Damage 78

Damage Claim Commercial Property Deductible 78

American Agents Alliance

JANUARY 30, 2025

The California Department of Insurance worked closely with local, state, and federal leaders to ensure that the programs costs are not deducted from insurance benefits. If the debris removal program is genuinely available at no cost to all Los Angeles County residents, it should not affect their insurance claims, said Commissioner Lara.

Protection 52

Protection Out-Of-Pocket Policyholder Deductible 52

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 72

Insurance Quotes Life Insurance Insured Insurer 72

Protect Commercial Insurance

JUNE 6, 2025

– Claim History : If your business has had past insurance claims, this could impact future premiums. A clean claims history often results in lower rates. – Increase Deductibles : Opting for a higher deductible can lower your premium. However, ensure you can afford the deductible in the event of a claim.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021.

Claim 52

Claim Insurance Claim Insured Insurer 52

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. In Chicago alone, more than 2.7

Broker 52

Broker Liability Broker-Agent Building 52

The Property Insurance Law Observer

JULY 29, 2024

Actual cash value of the stolen or damaged property less the deductible; or 2. Amount necessary to repair or replace the property with other property of like kind and quality less the deductible. The policyholder sued, alleging breach of contract and violation of Texas Insurance Code Chapter 542, Prompt Payment of Claims.

Policyholder 130

Policyholder Damage Deductible Liability 130

Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. The average cost of auto claims is important to both insurance companies and people who have insurance. What Is A Car Insurance Claim?

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 64

Insurance Quotes Life Insurance Insured Insurer 64

Simply Insurance

JUNE 11, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 59

Insurance Quotes Life Insurance Insured Insurer 59

Protect Commercial Insurance

APRIL 11, 2025

Awareness in this area can prevent nasty surprises when you attempt to make a claim: – Flood Damage : Often requires separate coverage or endorsements, especially in flood-prone areas. Non-compliance can sometimes void insurance claims. – Claim Process : Investigate how insurers handle claims.

Commercial Property 52

Commercial Property Property Insurance Commercial Insured 52

Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Workers Comp Insured 52

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Workers Comp Insured 52

Simply Insurance

JUNE 11, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Workers Comp Insured 52

Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Simply Insurance

JUNE 9, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Simply Insurance

JUNE 9, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Simply Insurance

JUNE 9, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Workers Comp Insured 52

American Agents Alliance

APRIL 3, 2025

This drives up the cost to repair, impacting claims costs. Proactively explaining and educating policyholders about the ways that global macroeconomic issues impact claims costs, and in turn, insurance premiums, is a best practice. Many policyholders do not realize the connection between tariffs and insurance costs.

Agents 52

Agents Policyholder Premium Auto Insurance 52

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. What Kinds of Claims Get Made in Apartment Buildings As a team, weve seen all kinds of claims related to apartment buildings.

Building 52

Building Protection Damage Liability 52

Freeway Insurance

JANUARY 3, 2025

More vehicles on the road lead to a higher risk of accidents, which in turn raises the number of claims that insurance companies must cover. With more claims to pay out, insurers need to adjust their pricing models to account for the greater financial risk, which leads to higher premiums for drivers across the board.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Deductibles - A deductible is another alternative that you may customize to your budget. Agents not required.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Boyle Agency Insurance

DECEMBER 3, 2024

Deductibles The deductible is the amount you must pay out of pocket before your insurance coverage kicks in after an accident. A higher deductible generally leads to lower premiums, but it also means you will have to pay more in case of a claim so cheaper is not always better!

Premium 73

Premium Auto Insurance Out-Of-Pocket Deductible 73

AMAXX

JANUARY 14, 2025

Employers bear the cost of premiums and may also pay retained losses, such as deductibles, depending on their coverage structure. Impact of Prior Claims: An employers premium reflects the number and severity of past claims, incentivizing investment in safety programs and proactive risk management to reduce claims over time.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98

Distinguished

MAY 6, 2025

Loss history and risk management: Prior claims and safety measures influence pricing. Coverage limits and deductibles: Higher coverage limits raise premiums, while higher deductibles lower them. How are claims handled? Geographic scope: Local, interstate, or nationwide operations impact risk exposure.

Inland Marine Insurance 40

Inland Marine Insurance Inland Marine Marine Insured 40