Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

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Distinguished

OCTOBER 15, 2024

One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. The answer lies in both parties’ financial interest in the property and how that impacts the insurance policy’s structure. Property owners may also choose to add Premises Liability coverage to the policy.

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Protect Commercial Insurance

OCTOBER 11, 2024

As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks. These impacts not only affect the day-to-day operations of companies but also play a crucial role in shaping the insurance policies designed to protect these properties.

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ProWriters

APRIL 2, 2025

Fake Banking Letters Letters falsely claiming to be from banks request personal information such as Social Security numbers. While cyber attacks through the post office take various forms, the motivation is always financial gain. Malicious USB Drives Some attackers send USB drives through the mail.

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Boyle Agency Insurance

DECEMBER 16, 2024

Bogle Agency Insurance offers Umbrella Insurance to clients in NJ who want additional liability coverage beyond the limits of existing policies. It is basically designed to protect you and your family from financial loss if you should suffer a catastrophic event and your other insurance policies don’t provide enough protection.

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Property Insurance Centre

OCTOBER 18, 2024

Recent data from 2023 and 2024 highlights the financial strain on insurers and property owners alike, driven by more severe storms, heavy rainfall, and unpredictable weather patterns. Rising Claims Due to Extreme Weather In 2023, UK insurers faced record-breaking claims from weather-related damage.

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Mark Jackson Insurance Agency

FEBRUARY 18, 2025

From streamlining claims processing to introducing new risks that companies must address, AI-driven technologies are reshaping the way businesses approach coverage and risk management. Companies should review their insurance policies to ensure adequate coverage. Contact us to review your business insurance coverage.

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Business Insurance Liability General Liability Cyber 52

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Protection against damage and theft shields you from financial losses that could affect your business sales. Document any identified gaps in your insurance policy and make necessary modifications to ensure ample business protection. Past Claims Examining past insurance claims can provide valuable insights.

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Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. It protects you from claims arising from accidents or injuries on your property. Business Interruption Insurance Unexpected events can disrupt your operations, leading to significant financial loss.

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ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important. Coverage of claims made by third parties who suffer financial losses due to the insured’s actions.

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. It is critical to understand how to determine what is covered.

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Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property. Buildings insurance covers the physical structure of the property.

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Distinguished

JANUARY 28, 2025

This can include claims related to alleged mismanagement, negligence, or improper disclosure. Employment Practices Liability (EPL) insurance : EPL coverage safeguards the company and its employees from claims of wrongful termination, harassment, discrimination, and other employment-related issues.

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Distinguished

JANUARY 28, 2025

This can include claims related to alleged mismanagement, negligence, or improper disclosure. Employment Practices Liability (EPL) insurance : EPL coverage safeguards the company and its employees from claims of wrongful termination, harassment, discrimination, and other employment-related issues.

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TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. You only pay when purchasing the policy. Policy Number 3. Policy Period 5. Policy Number If you ever need to file a claim, this policy number is what you will use. Insurance Company 2.

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Protect Commercial Insurance

NOVEMBER 22, 2024

You can choose from a range of policies that include basic coverage to keep costs down. So, there’s a policy out there to suit just about every budget. Long-term Financial Benefits While the upfront cost of commercial insurance might seem high, consider the long-term savings and financial security it provides.

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Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Protect Commercial Insurance

SEPTEMBER 6, 2024

Companies of all sizes are increasingly targeted by cybercriminals, and the consequences can be devastating—from financial losses to reputational damage. In 2024, expect cyber insurance policies to become more comprehensive and tailored.

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Property Insurance Centre

MARCH 19, 2024

It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. This guide draws on some information from America as well as the UK.

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Protect Commercial Insurance

SEPTEMBER 20, 2024

It covers you against claims of property damage, personal injury, or negligence. Without this insurance, not only do you face the risk of hefty compensation claims, but you could also incur significant fines from regulatory bodies. Legal fees and compensation claims can sometimes run into thousands or even millions of pounds.

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Cover4LetProperty

OCTOBER 1, 2024

A standard home insurance policy will not cover you if you’re renting out your property, which makes landlord insurance a vital part of being a responsible property owner. Landlord insurance can be tailored to meet your specific needs, and policies often come with a variety of options. Why do you need landlord insurance?

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Property Insurance Centre

JANUARY 16, 2025

From the catastrophic floods in Carlisle in 2005 to the more recent deluge in London in 2021, businesses in flood-prone areas have faced disruption, financial losses, and complex insurance claims. Specialised policies may also cover: Debris Removal: Costs associated with clearing and disposing of flood-damaged materials.

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TGS

OCTOBER 17, 2023

A captive agent is obligated to sell you an insurance policy with one specific carrier. We continue to shop for your best insurance options every time your policy is up for renewal. Not Just Selling Insurance A captive insurance agent only has one job: selling you on an insurance policy with their carrier.

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Protect Commercial Insurance

DECEMBER 6, 2024

These informal agreements gradually evolved into structured policies, providing a safety net for traders and setting the groundwork for todays complex insurance systems. Theyre poised to offer bespoke policies covering everything from pollution liability to clean-up costs.

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

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Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. With the right insurance coverage, investors can mitigate financial losses resulting from unforeseen events such as fires, storms, theft, or vandalism. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

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Distinguished

SEPTEMBER 17, 2024

Loss experience. We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. Our max policy term is 24 months total, meaning the 24 months includes the initial policy term plus all extensions. And in those cases, it would be a declination.

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Property Insurance Centre

JANUARY 4, 2024

This ensures that insured properties are adequately valued and properly insured, reducing the risk of financial loss in the event of a claim. Increased claims, larger losses, decreased profitability, and reduced capital have prompted reinsurers to implement measures to mitigate risks and protect their bottom line.

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Property Insurance Commercial Property Liability Insurance 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks. By understanding these key areas, landlords can select policies that suit their specific needs and personal situations, ensuring that they aren’t left in a financial lurch.

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Cover4LetProperty

APRIL 16, 2024

Depending on the policy, landlord insurance may also provide cover for loss of rental income if the property becomes uninhabitable due to an insured event, such as fire or flood. Additionally, it may offer liability cover in case a tenant or visitor is injured on the property.

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American Agents Alliance

SEPTEMBER 11, 2024

We specialize exclusively in surety bonding, and this dedication sets us apart because we have no interest in other insurance policies. If the licensed business or individual fails to adhere to licensing laws, any injured party may recover damages from the surety that issued the bond up to the bond amount by filing a valid claim.

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ProWriters

NOVEMBER 13, 2024

Businesses should: Assess Vendor Risk Businesses should ensure their insurance policies account for risks associated with dependencies on external vendors. Understand Coverage Limits Businesses must closely examine their Cyber Insurance policies to understand what is covered in the event of an IT outage caused by third-party vendors.

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Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more.

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Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Hunton Andrews Kurth

FEBRUARY 7, 2022

Highlights include the first-ever criminal action against a corporation (as opposed to an individual), two cases in which the target defendants claim that the CPSC is overstepping its regulatory authority, and two cases illustrating the critical role of product instructions or warnings in the CPSC’s assessment of an alleged product hazard.

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Distinguished

JANUARY 28, 2025

This can include claims related to alleged mismanagement, negligence, or improper disclosure. Employment Practices Liability (EPL) insurance : EPL coverage safeguards the company and its employees from claims of wrongful termination, harassment, discrimination, and other employment-related issues.

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Distinguished

MARCH 25, 2025

How to Insure an Antique Duck Decoy Collection The best way to insure an antique duck decoy collection is with a specialized fine art and collectibles insurance policy. A standard homeowner’s or renter’s policy isnt enough. How Much Does Collectibles Insurance Cost for Antique Duck Decoys?

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