Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. In most cases, home insurance policies include personal liability coverage.

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Paragon Independent Insurance Agencies

JANUARY 15, 2025

Many rely on home insurance solutions from teams like the Paragon Independent Insurance Agency to protect their homes from these risks. These problems often occur long after the claim has been filed. What If a Problem Persists After the Claim is Closed?

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). Now, due to a claim (tied to a weather event, fire, theft, etc.), it would take $1,500 to purchase that same couch today.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

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Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential.

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Distinguished

APRIL 29, 2025

Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income. Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies.

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Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities.

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TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

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Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

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Cover4LetProperty

JANUARY 29, 2024

To understand why landlord insurance is typically more expensive than standard home insurance, it might be helpful to go back to the basics of insurance itself. Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items.

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TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. To insurance providers, that’s a win. Yes, you read that right.

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Freeway Insurance

DECEMBER 17, 2024

To limit the impact of harsh, freezing temperatures and blustering blizzards, its important to understand some basic snow home maintenance to avoid having to make a costly homeowners insurance claim. For example, if a sudden blizzard piles snow onto your house, damaging your roof, you could be able to make a claim.

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Paragon Independent Insurance Agencies

JULY 31, 2024

Lenders want to ensure their interest in the property is protected if an unfortunate disaster damages it. Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. We are here to help you fully understand what a home insurance deductible is and which is best for you.

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Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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Paragon Independent Insurance Agencies

DECEMBER 27, 2024

Understanding how local regulations near Plano, TX can influence your homeowner’s insurance policy is essential to protect and preserve your coverage. At Paragon Independent Insurance Agency, we can help you better understand how local regulations and home insurance policies are impacted together in Plano, TX.

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Triple-I: Homeowners Insurance

OCTOBER 14, 2024

AM Best and Fitch Ratings each issued reports last week warning that Milton could stretch liquidity of Florida-based residential insurers that are primarily focused on protecting in-state homeowners. But experts closer to Florida’s insurance industry cast doubt on those assertions.

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TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

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TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

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TGS

JANUARY 15, 2025

TGS Insurance Blog Freezing temperatures might not visit your home often, but when they do, preparation is key to avoiding damage and keeping everyone safe. Lets explore practical, straightforward steps to help you prepare your home for a freezeensuring peace of mind and protection from the cold. The good news?

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Distinguished

MARCH 6, 2025

They educate clients on the importance of addressing issues promptly, direct them to reliable resources like licensed contractors, and leverage their deep knowledge of local regulations and legal precedents to advise on how unresolved violations can affect liability and property insurance.

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TGS

NOVEMBER 27, 2024

But here’s the good news: making your home safer doesn’t just protect your family and property—it can also lead to lower insurance premiums. Let’s dive into some budget-friendly safety upgrades that can help you save money while giving your home insurance provider fewer reasons to worry.

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Mark Jackson Insurance Agency

MAY 21, 2024

Home Office Desk by Ken Tomita The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs.

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TGS

NOVEMBER 5, 2024

An older home, for instance, might have outdated wiring or plumbing that increases the likelihood of a claim down the line. Insurers want to know what measures you’ve taken to protect your home. The History Factor: What’s Your Claim Story? Insurers are going to take a peek into the past here.

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Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes. Flood Insurance Standard policies do not cover floods.

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Protect Commercial Insurance

MARCH 28, 2025

This is where specialised insurance options like rent guarantee and home emergency insurance come into play. These insurance types are designed to protect your property and your income, providing peace of mind and allowing you to focus on maximising your rental investment. What is Rent Guarantee Insurance?

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Property Insurance Centre

JANUARY 30, 2025

If some of the flats in your block are empty, you should consider: Unoccupied Property Insurance Covers individual vacant flats within the block against risks like fire, flooding, and vandalism. Block of Flats Insurance with Unoccupied Cover A tailored policy that protects both occupied and vacant flats within the same building.

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Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance Whether you are an “accidental” or a “professional” landlord, though, the property needs the protection of buy to let insurance, which is another name for landlord insurance. The main difference between home insurance and landlord insurance lies in the intended purpose and cover.

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Neilson Marketing Services

NOVEMBER 4, 2024

Local SEO: Optimize for local search terms like “home insurance in [town]” or “auto insurance near [location].” Google My Business (GMB) Profile: Claim and maintain your GMB page to boost your local search presence, especially on mobile.

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TGS

NOVEMBER 1, 2024

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. Plus, having a police report on file can help you later when dealing with insurance claims. Who should you call?

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Freeway Insurance

NOVEMBER 19, 2024

You know that your home insurance is there to help you recoup your costs and repair damages to your home after an unexpected situation. But does homeowners insurance cover mold? But does home insurance cover mold, or will you have to pay out of pocket? Once you notice these issues, its time to act.

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Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

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Paragon Independent Insurance Agencies

JUNE 28, 2024

Your residential insurance policy can list the items you invest in. The insurance coverage will protect against unforeseen damage and theft. If you need to file an insurance claim, the coverage you have purchased will handle the costs you are faced with while you are rehabilitating your property.

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TGS

SEPTEMBER 6, 2023

If you have to file a claim during the renovation, but you failed to report the project to your insurance in advance, it can be costly. On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. New Home Value?

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TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you. Home’s Age and Condition Older homes can be charming, but they often come with hidden risks.

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Frankenmuth Insurance

NOVEMBER 14, 2024

Wear protective boots, gloves, and face protection when dealing with flood water, and disinfect surfaces thoroughly. Conduct an audit of your home and belongings. File a claim. Contact your insurance company to review your homeowners coverage and file a claim. Home repair #6: Power outages.

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TGS

DECEMBER 16, 2024

Accurate Coverage : Knowing the value of your belongings ensures that your homeowners insurance or renters insurance policy offers sufficient coverage. Streamlined Claims : In the aftermath of a loss, an inventory simplifies the claims process. Without this, you risk being underinsured.

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Cover4LetProperty

OCTOBER 1, 2024

Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. It typically protects against risks such as fire and floods.

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