Claim Insurance Agency Insurance Quotes 
TGS
APRIL 23, 2025
TGS Insurance Blog Roof claims have become a significant concern for homeowners and insurers alike, with costs escalating dramatically in recent years. Shortened Roof Lifespans: In hail-prone states, the average roof lifespan is just 15 years, increasing the frequency of claims. According to Verisk’s “U.S.
TGS
FEBRUARY 28, 2025
This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,
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TGS
OCTOBER 30, 2024
TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. So, take a hard look at the coverage amounts in each quote.
TGS
OCTOBER 3, 2023
TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.
TGS
NOVEMBER 20, 2024
How Credit Score Impacts Home Insurance At its core, your credit score is a measure of financial reliability. Insurers use a version of it—often called a credit-based insurance score—to assess how likely you are to file a claim. Studies have shown a correlation between lower credit scores and higher claim activity.
TGS
OCTOBER 6, 2023
Those listed on your home insurance, known as the named insured, have the power to make changes to the policy, cancel it, or make a claim. However, the homeowners insurance coverage extends beyond those named on the policy. Either of these endorsements can also be used to grant someone the ability to make claims.
TGS
APRIL 30, 2025
Insurance tip: In a liability claim, your preparedness can make a huge difference. Insurance tip: Some insurers offer discounts for advanced safety features. These technologies may also bolster your case if you ever face a liability claim. Have you disclosed your pool to your insurer?
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