TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

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TGS

NOVEMBER 27, 2024

TGS Insurance » Blog Affordable Home Safety Improvements to Lower Your Insurance Premiums Owning a home is a dream come true—until those monthly bills remind you of the costs involved. From utilities to maintenance to insurance premiums, it adds up quickly. Check with local programs for assistance.

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Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. These devices can help prevent accidents and reduce the likelihood of costly claims.

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HBW Leads

MAY 9, 2024

Providing clear, concise information about your products and supporting customers through claims processes enhances trust and loyalty. The question, again though, is about how to find insurance customers in the first place. Making this process easy through an app can significantly enhance their experience with your agency.

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Wren Insurance Agency

OCTOBER 23, 2024

So if you are trying to close on a new home purchase for example, and that closing date winds up falling near a hurricane impact date, it would make sense to contact a local insurance agency (representing many carriers - versus contacting an individual carrier), to see which companies are still willing to bind your policy in time for closing.

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Friendly Agent

SEPTEMBER 21, 2020

The commissions come from a percentage coming from the amount of the yearly premium, as well as the policy it is being offered for. The insurance premium is the money that the person or the business has for the policy. The insurance premiums are intended for policies covering cars, houses, life insurance premiums, and more.

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Neilson Marketing Services

JUNE 17, 2024

Furthermore, while templates might allow add-ons and plugins such as quote forms or claim submission features, these extras might be overly basic or, in some cases, unstable. Finally, regarding insurance or company-specific features, you can dictate what functionalities you need and how they look and perform.

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TGS

OCTOBER 30, 2024

Don’t Chase the Cheapest Premium—Focus on Coverage We’ve all been there: drawn to the lowest price, only to realize it wasn’t quite the bargain we thought. The same thing happens with insurance. Sure, the premium—the amount you pay for the policy—matters. What’s more important is what that premium gets you. More savings.

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Insurance Agency of Ohio

JUNE 9, 2018

The premium for $10,000 coverage is $25 per year. We recently had a claim for a drain line that was damaged by tree roots. Call us today for a free homeowners quote from Cincinnati Insurance that includes Service Line coverage. The post Coverage for Service Lines appeared first on Insurance Agency of Ohio.

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TGS

NOVEMBER 20, 2024

Let’s explore how and why your credit score affects your home insurance , what insurers are really looking at, and what you can do to keep your premiums manageable. How Credit Score Impacts Home Insurance At its core, your credit score is a measure of financial reliability. Why Do Insurers Care About Credit Scores?

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Tosten Marketing

FEBRUARY 27, 2025

However, if poor maintenance caused the roof’s condition, your insurer might deny the claim. Sprinkler System Malfunctions Damage caused by faulty sprinkler systems usually receives coverage under commercial property insurance. Tosten Marketing understands the importance of protecting business assets.

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TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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InsuredMine

MAY 20, 2024

Maybe it’s because of a risky job or an unusual situation that makes them too “risky” in the eyes of traditional insurance agencies. Thankfully, a new breed of insurance disruptors is shaking things up with innovative on-demand models that are finally closing the coverage gap for the “uninsurables.”

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Tosten Marketing

MARCH 19, 2020

I wanted to put together some ideas to help our customers be more comfortable with working virtually and share technology and tips that have helped other agencies. I’m confident that a physical location is not necessary to effectively run an insurance agency today. There are many free and premium versions available.

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Paragon Independent Insurance Agencies

JULY 31, 2024

When buying a home, your mortgage company will require you to purchase homeowners insurance. Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. We are here to help you fully understand what a home insurance deductible is and which is best for you. Reach out to us today!

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Jackson & Jackson

FEBRUARY 14, 2025

Erie Insurance offers a unique benefit to customers who have maintained a clean driving record Rate Lock. If you qualify, this benefit can offer you the peace of mind of not worrying about premium increases for the next three years. What Is Erie Insurance Rate Lock? But what happens when that term ends?

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TGS

OCTOBER 3, 2023

A lot of factors go into calculating your home insurance premium. Insurance Company 2. Name of Insured 4. Insured Address 6. Total Premium 11. Insurance Company The name of the carrier that will be insuring your home can be found at the top of your quote. Policy Number 3. Policy Period 5.

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Wren Insurance Agency

AUGUST 7, 2024

Additionally, your lender will add "forced placed" insurance, which will increase your monthly premiums.) If you have any pending claims with your current carrier, you will likely not have the option to make a change until that claim is closed out.

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Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Limited coverage is a more restrictive option that may not be suitable for everyone, especially if you have a financed vehicle.

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TGS

NOVEMBER 18, 2024

The no-fault system was designed to streamline the claims process, reduce the burden on courts, and ensure that accident victims receive compensation more quickly. Think about it—if your insurance is responsible for your expenses regardless of fault, you’re not stuck waiting for an at-fault driver’s insurance to approve or deny your claim.

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TGS

NOVEMBER 5, 2024

It might seem like a lot of fuss over your home’s specs, but here’s why it matters: these details help the insurer calculate risk. An older home, for instance, might have outdated wiring or plumbing that increases the likelihood of a claim down the line. Insurers want to know what measures you’ve taken to protect your home.

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Get started with a free home insurance quote today. appeared first on TGS Insurance Agency.

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TGS

SEPTEMBER 14, 2023

What Is An Additional Insured? An additional insured is someone who gets coverage from your insurance policy. Their name isn’t on the policy, and they typically aren’t responsible for paying the premium. Additional Insured vs. Additional Interest Which One Will Impact My Premium?

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TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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Wren Insurance Agency

AUGUST 28, 2024

When clients request ACV to try to save money on their insurance premiums, while we understand, we will always take the time to try to educate them on why this isn't necessarily a good idea. Now, due to a claim (tied to a weather event, fire, theft, etc.), it would take $1,500 to purchase that same couch today.

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Smart Insurance Agents

OCTOBER 16, 2024

Choosing the right broker involves verifying credentials, reading client reviews, and scheduling consultations to ensure tailored support throughout the insurance enrollment and claims processes. They explain the details of different policies, including coverage options, premiums, deductibles, and out-of-pocket expenses.

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Tosten Marketing

MARCH 20, 2025

For example, if you’re an insurance agency, your landing page might highlight how you can save clients money while providing comprehensive coverage. For insurance agencies, this might include name, email, and type of coverage needed. Insurance agencies often find LinkedIn and Facebook effective.

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InsuredMine

MAY 2, 2024

Can you imagine a world where your car could automatically adjust your insurance premium based on how safely you drive? Or what if your home insurance could send you alerts about potential risks and offer customized coverage options? That’s where APIs come into action.

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TGS

NOVEMBER 1, 2024

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. Plus, having a police report on file can help you later when dealing with insurance claims. Who should you call?

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InsuredMine

OCTOBER 25, 2024

The appeal lies in their transparency and rapid claims settlement, eliminating the need for lengthy claims assessment processes. Rise of Usage-Based Insurance (UBI) Usage-based insurance models are expected to become more widespread across various insurance lines. The journey is just beginning.

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Mark Jackson Insurance Agency

JULY 23, 2024

Reducing Accidents and Insurance Claims The insights provided by telematics can directly contribute to a reduction in accidents and related insurance claims. Consequently, a decrease in accidents not only enhances safety, but can also lead to lower commercial auto insurance premiums, benefiting your bottom line.

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American Agents Alliance

AUGUST 4, 2024

Empathy is important for agents and claims adjusters. And for agents, they are helping insureds make challenging decisions that affect their financial future — and often helping them decide how to spend premium dollars. Both of these roles work directly with policyholders during stressful times.

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HBW Leads

MAY 14, 2024

Discover 25 crucial tips for insurance agency owners to train their agents in overcoming sales objections on the phone. Boost your agency’s closing rates and build a team of top-performing sales professionals. These real-life examples prove your agency’s expertise and commitment to customer success.

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TGS

SEPTEMBER 6, 2023

Unreported Renovations Can Cause a Lapse in Coverage For significant home renovations, your insurance carrier may require you to notify them about the project up to 30 days before construction starts. If you have to file a claim during the renovation, but you failed to report the project to your insurance in advance, it can be costly.

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Constant Contact

JANUARY 28, 2021

Humorous blog posts Discover the most effective tactics for insurance marketing Find more leads and drive policy renewals with expert marketing advice and all the tools you need, all in one place. Explain available types of insurance The ideal insurance website will position your agency as an authority.

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Friendly Agent

DECEMBER 3, 2020

In fact i’ll argue that the best way to get into an insurance agency business is by working part time initially. Also by working as a side hustle you can start gaining experience in the insurance industry and figure out if it is right for you or not. Successful agencies have 90% + retention rate.

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