Claim, Insurance Claim and Policy - Insurance Industry Brief

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

The Property Insurance Law Observer

MAY 20, 2025

Insurer) motion for summary judgment, holding that the Insurer was prejudiced by its insureds failure to cooperate with the Policys Duties After Loss provision. Billie (Plaintiff) purchased a house in Waterbury, Connecticut, and obtained homeowners insurance through the Insurer. Background Caribe D.

Claim

Claim Damage Property Damage Policy

Depreciation of Labor: Alaska Says Don’t Do It

Property Insurance Coverage Law

JUNE 27, 2025

A new Alaska law explicitly makes it illegal to depreciate the expense of labor in residential property insurance claims unless very specific conditions are met. Section 89 of Senate Bill 132 adds a new statute to the Alaska Insurance Code: Sec. Depreciation of labor.

Property Insurance

Property Insurance Insurance Claim Claim Policy

What You Need to Know About Filing a Business Insurance Claim

Top Insurance Blogs

JUNE 10, 2025

Are you aware of your business insurance claim and how to make use of it? And what are the steps for filing a business […] The post What You Need to Know About Filing a Business Insurance Claim appeared first on My Top Insurance Blogs.

Insurance Claim

Insurance Claim Business Insurance Claim Property Damage

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Property Insurance Coverage Law

JUNE 13, 2025

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Coverage Law Blog.

Policyholder

Policyholder Property Insurance Insurance Claim Insurance Policy

Trust or Family Trust Owns Your Home? Beware of Insurance Complications to Avoid Insurance Claim Denials

Property Insurance Coverage Law

FEBRUARY 5, 2025

A recent viral social media post following the California wildfires has brought to light a critical issue: homeowners are finding their insurance claims denied because their properties are held in trusts, yet the trusts are not listed on their insurance policies.

Insurance Claim

Insurance Claim Claim Insurance Policy Insurance

Pirates Invade Tampa! Is an Invasion Covered Under a Commercial Insurance Policy?

Property Insurance Coverage Law

JANUARY 26, 2025

Is an Invasion Covered Under a Commercial Insurance Policy? appeared first on Property Insurance Coverage Law Blog. where I gave a short explanation of the day: Tampas Mayor refused to hand over the keys to the city on Tuesday to … The post Pirates Invade Tampa!

Commercial Insurance

Commercial Insurance Insurance Policy Commercial Policy

Blog Post: Formplay: How Insurance Practitioners Can Score with Standard Insurance Policies

LexisNexis

JULY 29, 2025

Learn about the implications of form policies in regulatory disputes and coverage litigation. Standard Insurance Policy Forms Fundamentals Analyze the genesis and use of standardized insurance policy forms and the identity and background of the entities primarily responsible for their creation.

Insurance Policy

Insurance Policy Policy Workers Compensation Insurance

How To Lose a Causation Case: Special Rules in Texas

Property Insurance Coverage Law

MARCH 29, 2025

When policyholders file an insurance claim, they expect their insurer to pay losses. Most policyholders have never read their policy nor would appreciate what it even means with nuanced coverage causation rules applying that vary from state to state.

Policyholder

Policyholder Property Insurance Insurance Claim Claim

Blog Post: From Boilerplate to Blueprint: The Secret Life of Standard Insurance Policy Forms

LexisNexis

JULY 22, 2025

Because standard policy forms are not just about saving time on drafting. Read now » Related Content Standard Insurance Policy Forms Fundamentals Checklist Peruse this overview of standard insurance policy forms to build your understanding of their history, nature, and purposes.

Insurance Policy

Insurance Policy Policy Commercial General Liability Workers Compensation

Court Weighs in on Determining “Period of Restoration”

The Property Insurance Law Observer

MAY 12, 2025

State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. Facts The insureds claim arose after multiple water leaks damaged its office. The insurer initially paid a certain sum for lost income due to the leaks. emphasis added).

Commercial Property

Commercial Property Damage Insurance Claim Claim

New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from Insurance Information Institute (Triple-I), Trends and Insights: Georgia Insurance Affordability. Injury claim severity in the state is slightly higher than in the rest of the country.

Commercial General Liability

Commercial General Liability Commercial Umbrella Claim Liability

A Comprehensive Guide to Understanding Commercial Property Insurance

Protect Commercial Insurance

APRIL 11, 2025

Image courtesy: Unsplash Definition and Overview Commercial property insurance is a type of insurance designed to protect your business premises and the contents within from loss or damage. This type of policy covers a wide array of potential hazards, including fire, theft, vandalism, and certain natural disasters.

Commercial Property

Commercial Property Property Insurance Commercial Insurance

Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

JULY 25, 2025

TGS Insurance » Blog When it comes to insurance claims or selling a car, home, or other big-ticket item, you’ve probably heard terms like actual cash value , replacement value , and market value tossed around like confetti. These terms can feel like they’re written in some cryptic insurance code, right?

Out-Of-Pocket

Out-Of-Pocket Home Insurance Premium Policy

Blog Post: You Thought You Were Covered? That’s Adorable.

LexisNexis

JUNE 24, 2025

Take a strategic look at the high-stakes standoff that unfolds between insurers and insureds when underlying liability claims hit—and everyone pretends it’s someone else’s problem. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Insurance Policy

Insurance Policy Claim Liability Policy

The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

JUNE 6, 2025

Let’s dive into what this type of insurance covers and what you can generally expect. Definition and Scope Commercial property insurance is a policy designed to protect businesses from financial losses related to damage or destruction of their physical assets. A clean claims history often results in lower rates.

Commercial Property

Commercial Property Property Insurance Commercial Business Interruption

What is a Loss History Report?

TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Claim

Claim Home Insurance Damage Insurance Agency

Protective Safeguard Endorsements Are Dangerous to Coverage

Property Insurance Coverage Law

JUNE 11, 2025

Protective Safeguards Endorsements (PSEs) are a never-ending source for denials of property insurance claims. I quoted an insurance agent who warned against these endorsements in Why Are Protective Safeguard Endorsements Dangerous?

Protection

Protection Property Insurance Insurance Agent Insurance Agents

4 Winning Client Interaction Strategies for Insurance Agencies

Agency Revolution

JULY 1, 2025

As an insurance agency, you likely manage your client data and policies in your Agency Management System (AMS). Making the best first impression matters, especially when it comes to the insurance industry. Strategy 2: Send timely policy renewal reminders.

Insurance Agency

Insurance Agency Policy Insurance Insured

How the Mandatory Right to Appraisal Law Affects Your Auto Insurance

Paragon Independent Insurance Agencies

JULY 15, 2025

Our team at Paragon Independent Insurance Agency is closely monitoring the latest changes to Texas law that may affect your auto insurance policy. The newest law change aims to bring fairness in determining loss with Plano, TX auto insurance claims when your car needs repair. Why Does the Law Exist?

Auto Insurance

Auto Insurance Out-Of-Pocket Policyholder Insurance Agency

Commissioner Lara moves to protect wildfire survivors from debris removal program insurance costs

American Agents Alliance

JANUARY 30, 2025

My goal is to help people maximize their insurance payouts to assist survivors in rebuilding and recovering quickly. If the debris removal program is genuinely available at no cost to all Los Angeles County residents, it should not affect their insurance claims, said Commissioner Lara.

Protection

Protection Out-Of-Pocket Policyholder Deductible

What Is A Home Insurance Deductible?

Simply Insurance

JUNE 3, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Deductible

Deductible Home Insurance Insurance Quotes Life Insurance

Introducing Cowbell MDR SOC-as-a-Service

Cowbell

APRIL 16, 2025

Q3: I have cyber insurance. A3: Cyber insurance is an essential safety net , but it doesnt prevent breaches. A policy can help with incident-related costs, but it wont stop attackers from penetrating your environment. Why do I need this?

Cyber

Cyber Risk Premium Protection

WV Commissioner Posts Guidelines on Insurers’ Use of Aerial Images

Insurance Journal

APRIL 28, 2025

After receiving multiple inquiries about the use of aerial images in property insurance nonrenewals, West Virginia’s insurance commissioner has posted guidelines for insurers’ use of the technology. In a bulletin this month, Commissioner Allan McVey reminded insurance companies that aerial …

Property Insurance

Property Insurance Insurance Insured Insurer

How Does Long Term Care Insurance Work?

Simply Insurance

JUNE 17, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy? What Is Elder Care Insurance?

Insurance Quotes

Insurance Quotes Insurance Insured Insurer

Lightning-Related Homeowners ClaimsFell 16.5% in 2024

Triple-I: Homeowners Insurance

JUNE 24, 2025

By Loretta Worters, Vice President, Media Relations, Triple-I Lightning-related homeowners’ insurance claims totaled $1.04 percent decrease from 2023, according to new data from the Insurance Information Institute and State Farm, the largest writer of homeowners’ insurance in the United States. billion in 2024, a 16.5

Damage

Damage Claim Protection Risk

Does Home Insurance Cover Burglary?

Paragon Independent Insurance Agencies

APRIL 15, 2025

If your home has recently been burglarized and you have home insurance, you might wonder if your policy can assist in the recovery process. The experts at Paragon Independent Insurance Agency, servicing Plano, TX, are ready to address your concerns and guide you through the claims process.

Home Insurance

Home Insurance Insurance Agency Insurance Insured

Happy 4th of July from Merlin Law Group

Property Insurance Coverage Law

JULY 4, 2025

In addition, we proudly serve as a reputable firm for referring attorneys and others to entrust their clients with should they be approached with an insurance claim case or question. Don’t fight insurance companies on your own. Contact us today! All rights reserved. Services About Contact Expert Insights Delivered to You

Policyholder

Policyholder Property Insurance Insurance Carrier Insurance Companies

Why Roof Resilience Matters More Than Ever

Triple-I: Homeowners Insurance

JUNE 3, 2025

During National Roof Awareness Week (June 1-7), we spotlight the critical role roofs play in protecting homes, businesses, and communities from severe weather ( see infographic ) and why building stronger, smarter roofs today is essential for reducing damage and insurance claims tomorrow.

Damage

Damage Building Claim Protection

Pacific Life Insurance Review | Lowest Rates & Quick Issue!

Simply Insurance

JUNE 5, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy? What Makes Them Different?

Life Insurance

Life Insurance Insurance Quotes Insurance Insured

Grilling Safety Tips for a Secure Memorial Day BBQ

TGS

MAY 21, 2025

These incidents can lead to significant property damage or, worse, injuries that result in liability claims. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim. Reviewing coverage with TGS Insurance ensures protection against such unexpected losses.

Property Damage

Property Damage Liability Injury Damage

How Does Burial Insurance Work?

Simply Insurance

JUNE 18, 2025

Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Life Insurance

Life Insurance Insurance Insured Insurer

Transamerica Life Insurance Review // Multiple Options

Simply Insurance

JUNE 7, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy? What Makes Them Different?

Life Insurance

Life Insurance Insurance Quotes Insurance Insured

Blog Post: States Look to Rein in AI in Insurance

LexisNexis

JULY 16, 2025

So far this year, bills aimed at limiting the use of AI in underwriting and claims have been introduced in at least 17 states. Jennifer Bradley (R), which would have required all claim denials to be approved by a human, not AI alone. Insurers generally like AI because it can drive down the cost of processing claims.

Insurance

Insurance Insured Insurer Claim

SBLI Life Insurance Review | Fast Underwriting & Low Prices!

Simply Insurance

JULY 6, 2025

Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Life Insurance

Life Insurance Underwriter Underwriting Insurance Quotes

How Does Whole Life Insurance Work?

Simply Insurance

JUNE 18, 2025

Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Life Insurance

Life Insurance Policyholder Premium Insurance

Protective Life Insurance Review | Pros & Cons!

Simply Insurance

JUNE 7, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy? What Makes Them Different?

Life Insurance

Life Insurance Protection Insurance Quotes Insurance

How Long After Death Do You Have To Collect Life Insurance?

Simply Insurance

JUNE 15, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy? GET A LIFE INSURANCE QUOTE!

Life Insurance

Life Insurance Insurance Quotes Workers Comp Insurance

Backyard Safety Tips for Fire, Water, and Everything in Between

Mark Jackson Insurance Agency

JULY 9, 2025

With more time spent outside comes more exposure to risks that could lead to accidents and insurance claims. Finally, check your homeowners insurance policy to confirm that your pool and liability limits are adequate. Contact us today for an insurance review and make sure your coverage matches your backyard lifestyle.

Injury

Injury Liability Insurance Claim Risk

Spring Home Maintenance Checklist

TGS

APRIL 18, 2025

This seasonal refresh isnt just about sprucing things upits also your chance to protect your biggest investment and avoid costly surprises that could lead to an insurance claim. Lets break down the essential to-dos for your spring home checkup, with a little extra insight into how each task can help safeguard your home and policy.

Home Insurance

Home Insurance Damage Protection Policy

How Does No Exam Life Insurance Work?

Simply Insurance

JUNE 19, 2025

Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Life Insurance

Life Insurance Insurance Quotes Insurance Insured

Carolina Woman Charged with Using Mom’s Name to Get Policy, Filing Bogus Claim

Insurance Journal

DECEMBER 2, 2024

A North Carolina woman is set for a court appearance later this month after she was charged with filing a claim on her deceased mom’s house – for damage that occurred before the insurance policy was purchased. Cindy Ramzi Hanna, …

Policy

Policy Claim Damage Insurance Policy

Should Citizens Do More to Assist With Coming Flood Claims in Florida? Can it?

Insurance Journal

SEPTEMBER 25, 2024

Citizens Property Insurance Corp., Florida’s largest insurer, has suspended policy binding ahead of predicted Hurricane Helene, and a board member asked if the carrier could do more to help policyholders manage flood insurance claims from the looming storm. “My question …

Claim

Claim Policyholder Property Insurance Insurance Claim

Allied World Policy Doesn’t Cover Troubled Sperm Bank’s Lawsuits, Court Says

Insurance Journal

DECEMBER 25, 2024

At what point does a demand from an injured party constitute an insurance claim? In the case of a Georgia-based sperm bank, it’s when the injured party sends the letter a date that came before the clearly worded policy …

Policy

Policy Insurance Claim Claim Insurance

LMI Claims Conference

Prof. Allan Manning

JULY 29, 2024

Realising the importance of ongoing learning, LMI held their annual conference for the claims team in Sydney last week. During the conference it was appropriate to acknowledge and present 10 year service awards to Caroline Stevens from LMI Forensics and Georg Froeschl from LMI Claims.

Claim

Claim Business Interruption License Policy

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

Depreciation of Labor: Alaska Says Don’t Do It

Trending Sources

What You Need to Know About Filing a Business Insurance Claim

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Trust or Family Trust Owns Your Home? Beware of Insurance Complications to Avoid Insurance Claim Denials

Pirates Invade Tampa! Is an Invasion Covered Under a Commercial Insurance Policy?

Blog Post: Formplay: How Insurance Practitioners Can Score with Standard Insurance Policies

How To Lose a Causation Case: Special Rules in Texas

Blog Post: From Boilerplate to Blueprint: The Secret Life of Standard Insurance Policy Forms

Court Weighs in on Determining “Period of Restoration”

New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

A Comprehensive Guide to Understanding Commercial Property Insurance

Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

Blog Post: You Thought You Were Covered? That’s Adorable.

The Importance of Commercial Property Insurance for UK Small Businesses

What is a Loss History Report?

Protective Safeguard Endorsements Are Dangerous to Coverage

4 Winning Client Interaction Strategies for Insurance Agencies

How the Mandatory Right to Appraisal Law Affects Your Auto Insurance

Commissioner Lara moves to protect wildfire survivors from debris removal program insurance costs

What Is A Home Insurance Deductible?

Introducing Cowbell MDR SOC-as-a-Service

WV Commissioner Posts Guidelines on Insurers’ Use of Aerial Images

How Does Long Term Care Insurance Work?

Lightning-Related Homeowners ClaimsFell 16.5% in 2024

Does Home Insurance Cover Burglary?

Happy 4th of July from Merlin Law Group

Why Roof Resilience Matters More Than Ever

Pacific Life Insurance Review | Lowest Rates & Quick Issue!

Grilling Safety Tips for a Secure Memorial Day BBQ

How Does Burial Insurance Work?

Transamerica Life Insurance Review // Multiple Options

Blog Post: States Look to Rein in AI in Insurance

SBLI Life Insurance Review | Fast Underwriting & Low Prices!

How Does Whole Life Insurance Work?

Protective Life Insurance Review | Pros & Cons!

How Long After Death Do You Have To Collect Life Insurance?

Backyard Safety Tips for Fire, Water, and Everything in Between

Spring Home Maintenance Checklist

How Does No Exam Life Insurance Work?

Carolina Woman Charged with Using Mom’s Name to Get Policy, Filing Bogus Claim

Should Citizens Do More to Assist With Coming Flood Claims in Florida? Can it?

Allied World Policy Doesn’t Cover Troubled Sperm Bank’s Lawsuits, Court Says

LMI Claims Conference

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