Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

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Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

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Claim Direct Response Policyholder Property Insurance 100

The Property Insurance Law Observer

MAY 20, 2025

Plaintiff submitted a claim to the Insurer for the damage. Ultimately, the Insurer denied the claim, stating the Plaintiff was uncooperative as he failed to produce the requested and necessary documents. The Insurer filed an unopposed motion for summary judgment seeking dismissal of all claims.

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Property Insurance Coverage Law

OCTOBER 16, 2024

I was thinking about this while calling FAPIA Managing Director Nancy Dominguez to take down a wrong proof of loss form that some ignorant attorney had sent to a group as the proper NFIP proof of loss to be filed … The post Policyholders Beware of Whom You Hire Regarding Your National Flood Insurance Claim appeared first on Property Insurance (..)

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Property Insurance Coverage Law

JANUARY 12, 2025

Merlin Law Group California attorney Dan Veroff, who was a former staff attorney for United Policyholders (UP), advised policyholders suffering from a California wildfire to attend events by United Policyholders in Theres a Wildfire Burning What Do I … The post California Fire Insurance Claim InformationUnited Policyholders to the Rescue!

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Property Insurance Coverage Law

OCTOBER 11, 2024

The Florida Department of Financial Services (DFS) issued Emergency Rule 69BER24-4, which aims to address issues in the property insurance claims process. While the rule attempts to improve transparency and accountability, it raises several concerns and potential unintended consequences.

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Insurance Journal

MAY 27, 2025

A new Alabama study of hurricane-affected homes sends a clear message to insurers and homeowners nationwide: climate-resilient construction methods can protect homes, and save a lot of money. The first-of-its-kind analysis, released this week, reviews thousands of insurance claims linked …

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Insurance Claim Insurer Insurance Insured 165

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

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Mark Jackson Insurance Agency

MAY 21, 2025

Whether its commercial HVAC units, manufacturing machinery, kitchen appliances, or company vehicles, equipment failures can bring work to a halt, and in some cases, trigger insurance claims with potentially high deductibles. Its a key risk management strategy that can protect your bottom line.

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American Agents Alliance

JANUARY 30, 2025

My goal is to help people maximize their insurance payouts to assist survivors in rebuilding and recovering quickly. If the debris removal program is genuinely available at no cost to all Los Angeles County residents, it should not affect their insurance claims, said Commissioner Lara.

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TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. According to the National Fire Protection Association , grills spark an average of 10,600 home fires each year. A fire blanket is another practical tool.

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Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

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Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters.

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Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. Let’s dive in!

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Triple-I: Homeowners Insurance

JUNE 19, 2024

By Max Dorfman, Research Writer, Triple-I The total value of lightning-caused homeowners insurance claims rose more than 30 percent in 2023, to $1.27 billion from $950 million in 2022, Triple-I estimates based on national claims data provided by State Farm. The number of claims rose 13.8 The number of claims rose 13.8

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Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Protection against damage and theft shields you from financial losses that could affect your business sales.

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Cowbell

APRIL 16, 2025

Protecting your business from cyber threats is a full-time job. Lower Insurance Premiums and Improved Coverage Better Security Posture = Lower Risk : Proactive security can help you demonstrate reduced cyber risk to insurance underwriters, potentially lowering premiums or improving coverage terms. Why Cowbell?

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Simply Insurance

JUNE 3, 2025

Think of a deductible as the amount of money you have to pay before your home insurance company will come in and cover their part. Whenever you file a homeowners insurance claim, you will be responsible for the deductible related to the claim. How Does A Homeowners Insurance Deductible Work? Agents not required.

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Frankenmuth Insurance

DECEMBER 11, 2024

From disaster planning to financial management, these are seven of the most important things small business owners should know to protect and grow their businesses. Knowing your finances can help you protect and grow your profits. How to file a claim. Document damage with photos and keep detailed records to support your claim.

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Triple-I: Homeowners Insurance

JANUARY 13, 2025

Overall, this and other key report findings revolve around the value of proactive measures for effective preparedness and mitigation strategies to address the increasing risks posed by severe weather events and the need for collaboration between homeowners, insurers, and governments to enhance resilience against natural disasters.

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Bankers Insurance

NOVEMBER 15, 2023

How to Protect your Business Against Frozen Pipes and Sprinkler Systems In the winter season, businesses encounter unique property challenges, notably the potential for frozen pipes and sprinkler systems. Exterior pipelines: Outdoor pipelines, used for landscaping, irrigation, or fire protection, are exposed to the elements.

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Top Insurance Blogs

APRIL 14, 2025

If you are living in or intend to move to California, you might want to know all the California home insurance consumer rights. California has more insurance policyholder protection legislation than any other state in the country. These laws specify what insurers must, can, and cannot do.

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Boyle Agency Insurance

SEPTEMBER 30, 2024

Offering The Best Coverage Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Auto Preference automobile insurance to NJ drivers. This is the broadest automobile insurance coverage available in NJ. You need your vehicle and a fast claims response is essential.

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ProWriters

NOVEMBER 12, 2024

In February 2024, Change Healthcare, whose technology powers the processing of some 15 billion medical bills and insurance claims a year, suffered a ransomware attack. Although hackers gained access to only a few servers, they exfiltrated files likely containing protected personal information. Show it to your healthcare clients.

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AMAXX

SEPTEMBER 10, 2024

Efficient Communication of Medical Records Communication is critical, especially when it comes to sharing medical records with insurance claims adjusters or your company. By streamlining this process, the provider helps ensure smooth claims management, reducing delays in treatment authorization or return-to-work decisions.

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TGS

NOVEMBER 1, 2024

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. Plus, having a police report on file can help you later when dealing with insurance claims. Who should you call?

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Boyle Agency Insurance

DECEMBER 16, 2024

Umbrella Insurance is a type of liability insurance that provides coverage over and above what your existing insurance provides. It is basically designed to protect you and your family from financial loss if you should suffer a catastrophic event and your other insurance policies don’t provide enough protection.

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Freeway Insurance

DECEMBER 17, 2024

To limit the impact of harsh, freezing temperatures and blustering blizzards, its important to understand some basic snow home maintenance to avoid having to make a costly homeowners insurance claim. For example, if a sudden blizzard piles snow onto your house, damaging your roof, you could be able to make a claim.

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Property Insurance Centre

SEPTEMBER 25, 2024

Define the maximum amount that you are willing to spend additional in the case of a claim. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Here you can quickly discover all about building insurance and top building insurance pitfalls.

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Shield Insurance Agency

JULY 2, 2024

Shield Insurance Agency Blog | Shielding Your Wealth | Start A Quote at this Link! Protecting and preserving your wealth is a paramount concern for many individuals and families. With the right planning strategies and risk management techniques, you can achieve financial security and legal protection for your assets.

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Protect Commercial Insurance

MAY 13, 2021

For example, notifying the insurer of an insurance claim and negotiating settlement on the customer’s behalf. If you handle claims on behalf of the insurer (and not the customer), this will not be a regulated activity, neither will providing information to a claimant or insurer in connection with a claim assessment.

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Protect Commercial Insurance

NOVEMBER 22, 2024

Introduction Navigating the world of commercial insurance can feel a bit like wandering through a maze, with myths lurking around every corner. It’s essential for business owners to separate fact from fiction to ensure they have the right protection. These changes might require a tweak in coverage to stay adequately protected.

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Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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Risk Management Monitor

JANUARY 27, 2022

Armed with this data, companies can take steps to make it easier to access optimal cyber insurance coverage and better insurance pricing. For those that missed RIMS TechRisk/RiskTech, you can register and access the virtual event here.

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Property Insurance Centre

MARCH 19, 2024

It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. Leads to confusion and potential gaps in coverage.

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TGS

NOVEMBER 5, 2024

An older home, for instance, might have outdated wiring or plumbing that increases the likelihood of a claim down the line. Insurers want to know what measures you’ve taken to protect your home. Imagine it this way: an insurance provider wants to know that you’ve taken steps to prevent the kinds of accidents that lead to claims.

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