TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Claim

Cowbell

APRIL 16, 2025

A3: Cyber insurance is an essential safety net , but it doesnt prevent breaches. Cowbell MDR SOC-as-a-Service actively works to reduce your risk and mitigate incidents before they cause damageoften lowering your insurance exposure and premium over time. Dont let cyber risks derail your business. Why Cowbell?

Cyber

Paragon Independent Insurance Agencies

JULY 15, 2025

Our team at Paragon Independent Insurance Agency is closely monitoring the latest changes to Texas law that may affect your auto insurance policy. The newest law change aims to bring fairness in determining loss with Plano, TX auto insurance claims when your car needs repair. What Is the Mandatory Right to Appraisal?

Auto Insurance

Simply Insurance

JUNE 3, 2025

Think of a deductible as the amount of money you have to pay before your home insurance company will come in and cover their part. Whenever you file a homeowners insurance claim, you will be responsible for the deductible related to the claim. How Does A Homeowners Insurance Deductible Work? Agents not required.

Deductible

Triple-I: Homeowners Insurance

JUNE 24, 2025

By Loretta Worters, Vice President, Media Relations, Triple-I Lightning-related homeowners’ insurance claims totaled $1.04 percent decrease from 2023, according to new data from the Insurance Information Institute and State Farm, the largest writer of homeowners’ insurance in the United States. billion in 2024, a 16.5

Damage

LexisNexis

JULY 15, 2025

From the first notice of claim to the last gasp of a confirmed plan, mass-tort bankruptcies are where coverage law gets tested—and sometimes torched. Discover how to stay ahead of the fire. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Workers Compensation

Mark Jackson Insurance Agency

MAY 21, 2025

Whether its commercial HVAC units, manufacturing machinery, kitchen appliances, or company vehicles, equipment failures can bring work to a halt, and in some cases, trigger insurance claims with potentially high deductibles. Its a key risk management strategy that can protect your bottom line.

Claim

Triple-I: Homeowners Insurance

JUNE 3, 2025

During National Roof Awareness Week (June 1-7), we spotlight the critical role roofs play in protecting homes, businesses, and communities from severe weather ( see infographic ) and why building stronger, smarter roofs today is essential for reducing damage and insurance claims tomorrow.

Damage

TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. These incidents can lead to significant property damage or, worse, injuries that result in liability claims.

Property Damage

Simply Insurance

JUNE 18, 2025

Whole life insurance covers more than just the death benefit and cash value. It also includes provisions for certain situations, such as suicide, contestability periods, high-risk activities, policy surrender, and loan interest. This period protects insurers from fraudulent claims while providing policyholders with peace of mind.

Life Insurance

Mark Jackson Insurance Agency

JULY 9, 2025

With more time spent outside comes more exposure to risks that could lead to accidents and insurance claims. Use long-handled tools to minimize the risk of burns, and designate a child-free zone around the grill that’s at least three feet wide. Always use a safety net enclosure and soft padding to reduce injury risk.

Injury

Property Insurance Coverage Law

JANUARY 26, 2025

Is an Invasion Covered Under a Commercial Insurance Policy? It was Gasparilla Day in Tampa yesterday. I wrote about this invasion by pirates last year in Is There Coverage For Pirates? Chip Merlin and His Friends Plunder Tampa on Gasparilla Day!

Commercial Insurance

TGS

APRIL 18, 2025

TGS Insurance Blog As winter melts away and flowers start to bloom, its time to tackle that spring home maintenance checklist. This seasonal refresh isnt just about sprucing things upits also your chance to protect your biggest investment and avoid costly surprises that could lead to an insurance claim.

Home Insurance

Simply Insurance

JUNE 19, 2025

Based on this information, insurers use algorithms to assess risk and determine eligibility for coverage. Once the application is submitted, approval can be granted in a matter of minutes to a few days, depending on the insurer. How Can I Get A No Exam Life Insurance Quote? Can I Get Term Life Insurance Quotes Online?

Life Insurance

Insurance Journal

NOVEMBER 12, 2024

Specialist Risk Group (SRG), the London-based specialist insurance intermediary, announced the acquisition of One Claim Ltd. Based in Essex, England, One Claim provides broker partners and their clients with claims management support from initial notification through to settlement. The One …

Claim

Insurance Journal

OCTOBER 14, 2024

Damage to private property from Iran’s recent missile barrage on Israel amounted to 150 million to 200 million shekels ($40 million to $53 million), according to figures provided by Israel’s tax authority, making it the costliest since the start of …

Damage

Insurance Journal

DECEMBER 2, 2024

With multiple hurricanes rocking Florida and other parts of the Southeast this year, claims professionals have said they are seeing a trend toward “soft fraud,” with more policyholders attempting to include older or unrelated damage in recent storm claims, and …

Damage

Prof. Allan Manning

JULY 29, 2024

Realising the importance of ongoing learning, LMI held their annual conference for the claims team in Sydney last week. During the conference it was appropriate to acknowledge and present 10 year service awards to Caroline Stevens from LMI Forensics and Georg Froeschl from LMI Claims.

Claim

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

Insurance Claim

Mark Jackson Insurance Agency

JULY 8, 2024

However, amidst the excitement, it's crucial to undertake precautions to avoid common pitfalls that could lead to home insurance claims. This can lead to significant water damage, a common cause of home insurance claims. It's essential to ensure that your home insurance policy covers the new additions to your home.

Home Insurance

Insurance Journal

SEPTEMBER 23, 2024

The US Gulf Coast from Mississippi to the Florida Panhandle is at risk of a hurricane strike by the end of the week as a patch of turbulent weather in the Atlantic becomes more organized. Currently a swirl of thunderstorms …

Risk

Boyle Agency Insurance

MAY 3, 2024

This Bogle Agency Insurance blog post will guide you through the necessary steps to take after a disaster strikes and how to navigate the home insurance claims process smoothly. Home Insurance Claim Step I: Assess the Safety of Your Home After a disaster, the safety of you and your family should be the top priority.

Home Insurance

Prof. Allan Manning

JULY 5, 2023

This event would not be possible without the generous support of our sponsors Steadfast Claims Services and icare. The function starts at 6pm, with the awards portion running for approximately 1 hour, during which 6 awards will be presented. The event is a not for profit one with all proceeds going to the Amal Mulia Orphanage.

Claim

Risk Management Monitor

AUGUST 9, 2022

As companies assess their natural disaster preparedness, there are some proactive measures that should be taken specifically for hail to leave organizations best positioned for any resulting insurance claims. Based on this discovery, you enlist a roofing contractor to investigate further.

Damage

Prof. Allan Manning

FEBRUARY 24, 2024

L oss Management International (Post loss Claims Preparation and Loss Adjusting) , Risk Management International (Pre Loss policy program reviews and business interruption sum insured reviews), and Claims Management International (Post Loss Third Party Administration services) based in Melbourne, Australia.

Business Interruption

Triple-I: Homeowners Insurance

JANUARY 13, 2025

While the perception of overall severe weather risks varies significantly by region, 65 percent of the participants nationwide believed their home is at risk from thunderstorms, according to the new report, Catastrophic Weather Events and Mitigation: Survey of Homeowners by the Insurance Research Council (IRC), a division of The Institutes.

Policyholder

American Agents Alliance

FEBRUARY 7, 2025

This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation. Learn more about social inflation and E&O risks and how to manage these concerns. This could lead to an E&O claim as policyholders are disappointed in claims outcomes.

Broker-Agent

Triple-I: Homeowners Insurance

JUNE 19, 2024

By Max Dorfman, Research Writer, Triple-I The total value of lightning-caused homeowners insurance claims rose more than 30 percent in 2023, to $1.27 billion from $950 million in 2022, Triple-I estimates based on national claims data provided by State Farm. The number of claims rose 13.8 The number of claims rose 13.8

Claim

LexisNexis

MAY 12, 2025

Learn about the fundamentals of both the NAICs Unfair Insurance Trade Practices and Unfair Claims Settlement Practices Model Acts. Insurance Bad Faith Claims Review the fundamentals of insurance bad faith claims, including the insured's rights under an insurance policy, claim triggers, and benefits of bringing a claim.

Claim

LexisNexis

APRIL 1, 2025

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Explore issues that might arise under a standard builder's risk insurance policy.

Commercial General Liability

Risk Management Monitor

JANUARY 27, 2022

In a presentation at the RIMS TechRisk/RiskTech virtual event , Scott Stransky, managing director and head of the Cyber Risk Analytics Center at Marsh McLennan, outlined some of the key data that can help companies get a full view of their risk. and consider alternative terms and conditions.

Cyber

Frankenmuth Insurance

DECEMBER 11, 2024

Creating one will help you identify your risks, back up your key business functions, effectively communicate when disaster strikes, protect your information technology and assets, and know how to respond to potential threats. How to file a claim. Document damage with photos and keep detailed records to support your claim.

Agents

Risk Management Monitor

DECEMBER 8, 2022

If your organization operates or could be sued in New York, there has been recent activity on the legal and regulatory risk landscape that risk professionals should be prepared for. These details include policy limits and potentially even access to your claims adjusters.

Claim

ProWriters

NOVEMBER 12, 2024

In February 2024, Change Healthcare, whose technology powers the processing of some 15 billion medical bills and insurance claims a year, suffered a ransomware attack. The year 2023 set two records: the most reported healthcare data breaches (725) and the most breached records (more than 133 million).

Cyber

InsuredMine

AUGUST 27, 2024

Send Documents Quickly to your Clients With e-signatures, insurers can send documents to clients right away. Now, as soon as an agent finalizes a policy or claim document, it can be instantly transmitted to the client’s email or smartphone. Easy Signing Process E-signature systems are designed with user-friendliness in mind.

Insurance

Freeway Insurance

JANUARY 3, 2025

Understanding the Current Landscape of Auto Insurance in California Californias auto coverage market is unique due to its large population, road congestion, and the presence of non-standard driversthose with driving infractions, gaps in coverage, or things like a DUI on their record. 1, 2025 is here.

Auto Insurance

Insurance Journal

JANUARY 21, 2025

As a rare snowstorm was bearing down on northern Florida, Gov. Ron DeSantis on Monday declared a state of emergency for the region, readying the National Guard and state agencies to respond as needed. Alabama’s governor also declared a state …

Insurance Claim