Insurance Journal

FEBRUARY 28, 2025

A pipeline operated by Energy Transfer LP leaked jet fuel for at least 16 months, contaminating residential water wells in Pennsylvania, and the conduit may be at risk for further incidents, according to a preliminary investigation by regulators. Residents of …

Risk 162

Risk Insurance Claim Property Insurance Claim 162

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

Mark Jackson Insurance Agency

JULY 8, 2024

However, amidst the excitement, it's crucial to undertake precautions to avoid common pitfalls that could lead to home insurance claims. This can lead to significant water damage, a common cause of home insurance claims. It's essential to ensure that your home insurance policy covers the new additions to your home.

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Home Insurance Insurance Claim Claim Insurance Policy 52

Insurance Journal

SEPTEMBER 23, 2024

The US Gulf Coast from Mississippi to the Florida Panhandle is at risk of a hurricane strike by the end of the week as a patch of turbulent weather in the Atlantic becomes more organized. Currently a swirl of thunderstorms …

Risk 278

Risk Property Insurance Insurance Claim Claim 278

Boyle Agency Insurance

MAY 3, 2024

This Bogle Agency Insurance blog post will guide you through the necessary steps to take after a disaster strikes and how to navigate the home insurance claims process smoothly. Home Insurance Claim Step I: Assess the Safety of Your Home After a disaster, the safety of you and your family should be the top priority.

Home Insurance 52

Home Insurance Insurance Claim Claim Damage 52

Prof. Allan Manning

JULY 5, 2023

This event would not be possible without the generous support of our sponsors Steadfast Claims Services and icare. The function starts at 6pm, with the awards portion running for approximately 1 hour, during which 6 awards will be presented. The event is a not for profit one with all proceeds going to the Amal Mulia Orphanage.

Claim 130

Claim Casualty Insurance Insurance Claim Insurance Industry 130

TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Claim 52

Claim Home Insurance Damage Insurance Agency 52

TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. These incidents can lead to significant property damage or, worse, injuries that result in liability claims.

Liability 52

Liability Property Damage Injury Damage 52

Risk Management Monitor

AUGUST 9, 2022

As companies assess their natural disaster preparedness, there are some proactive measures that should be taken specifically for hail to leave organizations best positioned for any resulting insurance claims. Based on this discovery, you enlist a roofing contractor to investigate further.

Damage 78

Damage Claim Commercial Property Deductible 78

Protect Commercial Insurance

JUNE 6, 2025

Just like you wouldn’t drive without car insurance, your business premises need protection too. Let’s delve into why this insurance is vital for sound risk management and peace of mind. Understanding Commercial Property Insurance Commercial property insurance is an essential safety net for small businesses in the UK.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Prof. Allan Manning

FEBRUARY 24, 2024

L oss Management International (Post loss Claims Preparation and Loss Adjusting) , Risk Management International (Pre Loss policy program reviews and business interruption sum insured reviews), and Claims Management International (Post Loss Third Party Administration services) based in Melbourne, Australia.

Business Interruption 130

Business Interruption Claim Policy Insurance Industry 130

Protect Commercial Insurance

APRIL 11, 2025

For UK business owners, the rapid pace of commerce and unpredictable weather patterns make this type of insurance a wise investment. Having coverage structured according to your specific needs and risks is not just a precautionit’s a powerful business strategy. Not every potential risk is covered under a standard policy.

Commercial Property 52

Commercial Property Property Insurance Commercial Insurance 52

Triple-I: Homeowners Insurance

JUNE 19, 2024

By Max Dorfman, Research Writer, Triple-I The total value of lightning-caused homeowners insurance claims rose more than 30 percent in 2023, to $1.27 billion from $950 million in 2022, Triple-I estimates based on national claims data provided by State Farm. The number of claims rose 13.8 The number of claims rose 13.8

Claim 52

Claim Damage Protection Policyholder 52

Property Insurance Coverage Law

JANUARY 26, 2025

Is an Invasion Covered Under a Commercial Insurance Policy? It was Gasparilla Day in Tampa yesterday. I wrote about this invasion by pirates last year in Is There Coverage For Pirates? Chip Merlin and His Friends Plunder Tampa on Gasparilla Day!

Commercial Insurance 202

Commercial Insurance Insurance Policy Commercial Policy 202

Simply Insurance

JUNE 3, 2025

Think of a deductible as the amount of money you have to pay before your home insurance company will come in and cover their part. Whenever you file a homeowners insurance claim, you will be responsible for the deductible related to the claim. How Does A Homeowners Insurance Deductible Work? Agents not required.

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Deductible Home Insurance Insurance Quotes Life Insurance 59

Triple-I: Homeowners Insurance

JANUARY 13, 2025

While the perception of overall severe weather risks varies significantly by region, 65 percent of the participants nationwide believed their home is at risk from thunderstorms, according to the new report, Catastrophic Weather Events and Mitigation: Survey of Homeowners by the Insurance Research Council (IRC), a division of The Institutes.

Policyholder 78

Policyholder Claim Premium Risk 78

American Agents Alliance

FEBRUARY 7, 2025

This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation. Learn more about social inflation and E&O risks and how to manage these concerns. This could lead to an E&O claim as policyholders are disappointed in claims outcomes.

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Broker-Agent Risk Policyholder Agents 52

Cowbell

APRIL 16, 2025

A3: Cyber insurance is an essential safety net , but it doesnt prevent breaches. Cowbell MDR SOC-as-a-Service actively works to reduce your risk and mitigate incidents before they cause damageoften lowering your insurance exposure and premium over time. Dont let cyber risks derail your business. Why Cowbell?

Cyber 52

Cyber Risk Premium Protection 52

LexisNexis

MAY 12, 2025

Learn about the fundamentals of both the NAICs Unfair Insurance Trade Practices and Unfair Claims Settlement Practices Model Acts. Insurance Bad Faith Claims Review the fundamentals of insurance bad faith claims, including the insured's rights under an insurance policy, claim triggers, and benefits of bringing a claim.

Claim 40

Claim Insurance Claim Insurance Policy Policy 40

LexisNexis

APRIL 1, 2025

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Explore issues that might arise under a standard builder's risk insurance policy.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

Risk Management Monitor

JANUARY 27, 2022

In a presentation at the RIMS TechRisk/RiskTech virtual event , Scott Stransky, managing director and head of the Cyber Risk Analytics Center at Marsh McLennan, outlined some of the key data that can help companies get a full view of their risk. and consider alternative terms and conditions.

Cyber 66

Cyber Underwriting Underwriter Risk 66

Frankenmuth Insurance

DECEMBER 11, 2024

Creating one will help you identify your risks, back up your key business functions, effectively communicate when disaster strikes, protect your information technology and assets, and know how to respond to potential threats. How to file a claim. Document damage with photos and keep detailed records to support your claim.

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Agents Claim Protection Damage 75

Risk Management Monitor

DECEMBER 8, 2022

If your organization operates or could be sued in New York, there has been recent activity on the legal and regulatory risk landscape that risk professionals should be prepared for. These details include policy limits and potentially even access to your claims adjusters.

Claim 49

Claim Insurance Insurer Insured 49

InsuredMine

AUGUST 27, 2024

Send Documents Quickly to your Clients With e-signatures, insurers can send documents to clients right away. Now, as soon as an agent finalizes a policy or claim document, it can be instantly transmitted to the client’s email or smartphone. Easy Signing Process E-signature systems are designed with user-friendliness in mind.

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Insurance Insurer Insured Claim 97

Insurance Journal

JANUARY 21, 2025

As a rare snowstorm was bearing down on northern Florida, Gov. Ron DeSantis on Monday declared a state of emergency for the region, readying the National Guard and state agencies to respond as needed. Alabama’s governor also declared a state …

Insurance Claim 243

Insurance Claim Claim Risk Insurance 243

Freeway Insurance

JANUARY 3, 2025

Understanding the Current Landscape of Auto Insurance in California Californias auto coverage market is unique due to its large population, road congestion, and the presence of non-standard driversthose with driving infractions, gaps in coverage, or things like a DUI on their record. 1, 2025 is here.

Auto Insurance 98

Auto Insurance Premium Liability Insurance 98

Triple-I: Homeowners Insurance

MAY 8, 2024

Legislative reforms put in place in 2022 and early 2023 to address legal system abuse and assignment-of-benefits claim fraud in Florida are beginning to help the state’s property/casualty insurance market recover from its crisis of recent years, according to a new Triple-I Issues Brief. With only 15 percent of U.S.

Premium 52

Premium Insurance Insurer Insured 52

ProWriters

NOVEMBER 12, 2024

In February 2024, Change Healthcare, whose technology powers the processing of some 15 billion medical bills and insurance claims a year, suffered a ransomware attack. The year 2023 set two records: the most reported healthcare data breaches (725) and the most breached records (more than 133 million).

Cyber 87

Cyber Liability Insurance Protection Risk 87

Triple-I: Homeowners Insurance

MARCH 4, 2025

Floridas legislative reforms to address claim fraud and legal system abuse are stabilizing the states property/casualty insurance market, according to the latest Triple-I Issues Brief. Based on insured losses, Ian became the second-most costly U.S. The average risk-adjusted cost for 2024 was -0.7

Premium 52

Premium Claim Auto Insurance Casualty Insurance 52

TGS

OCTOBER 25, 2024

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. Insurance companies take this aging process into account when assessing risk, and as your home’s structure and systems age, the likelihood of a claim increases.

Home Insurance 52

Home Insurance Premium Out-Of-Pocket Insurance 52

TGS

NOVEMBER 5, 2024

These questions help insurers figure out who’s on the property most of the time and for what purpose. After all, a home that’s rented out or left unoccupied part of the year faces different risks than one where you’re living day in and day out. Location-Specific Risks: Is Your Home Prepared for Nature’s Wrath?

Underwriting 52

Underwriting Underwriter Insurance Insurer 52

LexisNexis

AUGUST 27, 2024

Learn about the steps businesses should take to recover on the business interruption, including contract and indemnity claims, caused by this software failure. Cybersecurity Insurance Analyze types of risk to an enterprise that may be covered by cybersecurity insurance.

Cyber 40

Cyber Business Interruption Insurance Policy Insurance Carrier 40

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Building 52

Building Insurance Insurer Insured 52

LexisNexis

JANUARY 28, 2025

Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor. Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor. Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Boyle Agency Insurance

DECEMBER 16, 2024

It may be especially beneficial if you have significant assets, have a teenage driver, or perhaps are in a high-risk profession, such as doctors, lawyers, business owners. you may be at a higher risk of being sued for a lot of money. High-risk professions may put you at greater possibilities for malpractice or negligence lawsuits.

Financial Loss 52

Financial Loss Insurer Insurance Insured 52

Property Insurance Centre

SEPTEMBER 25, 2024

Define the maximum amount that you are willing to spend additional in the case of a claim. Key Takeaways Building insurance is essential to protect your property, but it can be complex. Many people make common mistakes when dealing with building insurance, which can result in inadequate coverage or denied claims.

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Building Insurance Insurer Insured 52