ProWriters

FEBRUARY 23, 2025

Cyber operations can be conducted by state-sponsored groups, independent hackers, or criminal organizations that may claim to act on behalf of a sovereign power and its political objectives. The gray zone poses significant challenges for not only legal frameworks but also insurance policies.

Cyber

Simply Insurance

JUNE 24, 2025

Loss assessment coverage can vary based on your deductible choice, providing additional protection for shared property damage or liability claims. Getting Condo Insurance Rates By Condo Value Condo Insurance Quotes Property Value The value of your condo plays a crucial role in determining your insurance rates.

Insurance Quotes

Triple-I: Homeowners Insurance

JUNE 5, 2025

Thus, homeownership status can drive participation in the insurance market. Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic. To join the discussion, register for JIF 2025.

Protection

Simply Insurance

JULY 6, 2025

Best like the JD Power of the insurance industry, they have been around for over 117 years. They rate companies based mainly on their financial strength, which can be an indicator or claims-paying ability. Claims Paying Ability " in plain English " : A Life Insurance Companys ability to pay out on a policy.

Life Insurance

Triple-I: Business Insurance

APRIL 18, 2025

President Donald Trump are on track to increase the price of parts and materials used in repairing and restoring property after an insurable event. Analysts and economists, predict these price hikes will lead to higher claim payouts for P&C insurers and, ultimately, higher premiums for policyholders.

Insurance

LexisNexis

MAY 6, 2025

Read now » Related Content Insurance Advertising Compliance Developments Examine advertising compliance requirements for the life and health insurance industry.

Commercial General Liability

Property Insurance Coverage Law

OCTOBER 23, 2024

While Jimmy Patronis and Governor DeSantis trumpet their latest emergency rule as consumer protection following the CBS 60 Minutes Expose noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, the reality reveals a different story.

Policyholder

Property Insurance Coverage Law

OCTOBER 25, 2024

In my recent articles, The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry and Florida’s Emergency Ethical Rule Conflicts with Xactimate’s License Agreement – Another Example of Insurance Industry Control in Florida, (..)

Policyholder

Insurance Journal

NOVEMBER 6, 2024

By this time next year, plaintiffs lawyers, who have frequently been held up as thorns in the side of the Florida property insurance industry for their sometimes-aggressive pursuit of policyholder claims litigation, could have a stamp of credibility to brandish …

Policyholder

Property Insurance Coverage Law

NOVEMBER 1, 2024

Note: This guest blog is by Frank Lombard, CPCU, ARM, an independent property/casualty insurance advisor. Not a day passes without reading something about double-digit increases in the cost of home insurance. The insurance industry claims the increases are a result of inflation, climate change, and consumers filing more claims.

Home Insurance

American Agents Alliance

JANUARY 11, 2025

These wildfires have caused historic damage, claimed lives, and threatened communities. As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. When consumers do not carry sufficient insurance coverage, everyone is at risk.

Insurance Industry

Triple-I: Homeowners Insurance

JANUARY 13, 2025

Overall, this and other key report findings revolve around the value of proactive measures for effective preparedness and mitigation strategies to address the increasing risks posed by severe weather events and the need for collaboration between homeowners, insurers, and governments to enhance resilience against natural disasters.

Policyholder

American Agents Alliance

OCTOBER 8, 2024

E&O claims continue to grow in complexity along with the changing insurance landscape. Technology offers innovative ways to track and reduce E&O claims with robust tools. These technologies have changed how agents and brokers manage risk and advise policyholders, introducing the potential for new E&O claims.

Claim

American Agents Alliance

FEBRUARY 7, 2025

One of the most challenging and unpredictable issues facing the insurance industry lately is social inflation. This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation.

Broker-Agent

Property Insurance Centre

MARCH 19, 2024

It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. Leads to confusion and potential gaps in coverage.

Property Insurance

InsuredMine

DECEMBER 26, 2024

Insurtech: The Game-Changer Insurtech, a fusion of “insurance” and “technology,” refers to the innovative use of technology to improve the efficiency and effectiveness of the insurance industry. Invest in insurtech solutions that align with your agency’s specific needs and client base.

Risk

LexisNexis

SEPTEMBER 17, 2024

With autonomous vehicles or AVs slowly gaining market share and the technology rapidly advancing, this is becoming an increasingly urgent question for insurance companies. Indeed, AV technology could upend the very foundations of the car insurance industry. First, some basics.

Auto Insurance

American Agents Alliance

MARCH 3, 2025

AI has rapidly transformed the insurance industry and more changes will continue as the technology and use cases mature. New efficient processes and workflows for underwriting, claims, policy administration, billing, and customer service have been implemented across the industry.

Broker-Agent

Bankers Insurance

MAY 16, 2024

The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Insurance companies must raise rates so they can afford to pay for all the policies they issue. Reduce liability risks. 3 or 5 years).

Home Insurance

InsuredMine

JULY 19, 2024

Insurance agencies once focused primarily on assessing risks, underwriting policies, and managing claims. Understanding Predictive Churn Analytics Predictive churn analytics is revolutionizing the insurance sector by enabling companies to shift their focus from traditional risk assessment to proactive customer retention strategies.

Risk

American Agents Alliance

DECEMBER 8, 2024

2025 will bring new ideas, innovations, and changes to an ever-evolving insurance industry. Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close.

Broker-Agent

American Agents Alliance

AUGUST 10, 2024

Severe weather is transforming the auto insurance industry. This means insurers must adapt to changing weather patterns and increasing unpredictability. Focused on the impacts of severe weather events on the auto insurance and repair industries, the report gives timely details on the future of the industry.

Auto Insurance

Protect Commercial Insurance

DECEMBER 6, 2024

This era gave rise to specialised insurance products, covering factories, railways, and an expanding workforce. By the 20th century, the insurance industry began to reflect broader societal shifts. – Fraud Detection : AI’s capability to detect anomalies makes it a powerful tool against fraudulent claims.

Commercial Insurance

Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market. Hurricane Harvey 2017 92.0

Property Insurance

Cowbell

DECEMBER 30, 2024

Heres a summary of the years key achievements: Empowering Policyholders Through Insights and Risk Reduction: Our Cyber Round-Up Reports shed light on the current cyber threat landscape concerning company sizes and industries, as well as the frequency and severity of different types of cyber threats.

Cyber

American Agents Alliance

JULY 5, 2024

And when it comes to the insurance industry, having data and using it well has become a differentiator. Review prior claims and losses and use data this data to identify the highest-risk areas of the agency. Look for any trends that may turn into customer complaints — and resolve them before they turn into E&O claims.

Risk

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Opaque, ill-defined language empowers predatory “ billboard attorneys ” to define these terms themselves, contributing to pervasive policyholder distrust, said Jeff Sauls, Farmers Insurance head of legislative affairs. We want to pay claims as expeditiously as possible…. Attorney advertising – estimated to total over $2.4

Out-Of-Pocket

InsuredMine

SEPTEMBER 30, 2024

Today, for insurance agencies, the road from a prospective client to a loyal policyholder can often feel like a winding journey filled with uncertainties. This significant increase highlights the importance of consistent communication and relationship-building in the insurance industry.

Agents

PSM Brokerage

DECEMBER 5, 2024

Allstate, a household name in the insurance industry, is now bringing its trusted reputation to Medicare Supplement (Medigap) plans. With decades of experience providing peace of mind to millions of policyholders, Allstate has created Medigap plans that offer comprehensive coverage, flexibility, and affordability.

Out-Of-Pocket

Triple-I: Homeowners Insurance

JUNE 26, 2024

This was due in part to inflation spurred by the COVID-19 pandemic and the war in Ukraine as well as longtime challenges in the state with claim fraud and legal system abuse. The legislation also ensures transparency and efficiency in the claims process and encourages more efficient, less costly alternatives to litigation. . –

Premium

Bankers Insurance

AUGUST 8, 2024

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. Under a coinsurance clause, a policyholder faces a penalty — usually a reduced payout — if their coverage limit is not at least equal to a predetermined percentage (e.g.,

Commercial Property

Majesco

APRIL 25, 2024

It’s a double play—claims processed swiftly, premiums collected seamlessly, and customers satisfied. The insurance infield turns grounders into outs, just as MLB infielders turn hits into double plays. For insurers, the grand slam is an exceptional customer experience with optimized operations. The ball never hits the dirt.

Premium

Tosten Marketing

MARCH 31, 2025

Who Is Your Ideal Insurance Client? Pinpointing Your Perfect Policyholder Understanding your target market forms the foundation of any successful insurance agency marketing plan. For example, if you specialize in life insurance, your target might be married professionals in their 30s with young children.

Insurance Agency

InsuredMine

FEBRUARY 15, 2024

Brian Duperreault, CEO of AIG, once said, “The insurance industry is in the midst of a technological revolution. How can the insurance industry be left behind? With shared visibility, admins and agents can collaborate on policy management, updating policy details, and following up on renewals and claims.

Agents

Constant Contact

JANUARY 28, 2021

Q&A features In-depth content is vital to establishing your company as a respected resource within the insurance industry. Feel free to include these common questions: When should I update my life insurance coverage? Under what circumstances should I file an auto insurance claim? Insurance jokes or quotes.

Insurance

Constant Contact

NOVEMBER 17, 2020

Whether you’re new to the insurance industry or have been at it for decades, in order to keep your business growing, you need to understand insurance marketing almost as well as you understand insurance. Include news about the insurance industry that may impact customers.

Insurance

American Agents Alliance

OCTOBER 23, 2024

It was important to us to find aI partner that understands the insurance industry and can customize its offering to accommodate the unique needs of each agency, and that is exactly what we’ve found with Liberate,” he adds. Jeff Arnold of RIGHTSURE couldn’t agree more. Excelling at one communication channel is no longer enough.

Agents