Claim, Insurance and Property Damage - Insurance Industry Brief

What to Expect after a California Wildfire Property Damage Event

Property Insurance Coverage Law

FEBRUARY 11, 2025

Will My Insurer Pay Me 100% of My Contents Claim After a Wildfire Loss? Californias Insurance Commissioner Thinks They Should Without an Inventory Experiencing the loss of your home and personal belongings in a wildfire is an unimaginable hardship.

Property Damage

Property Damage Damage Property Insurance Claim

Residential Property Damage Lawyers Beware: Court Excludes Expert’s Estimate Finding an Estimate Is Not an Adjustment

Property Insurance Coverage Law

FEBRUARY 15, 2025

Hurricane claims attorneys know that the estimate of damages caused by a storm is the foundation of every favorable judgment and jury verdict.

Property Damage

Property Damage Damage Property Insurance Claim

Lack of Insurable Interest Precludes Recovery for Property Damage

The Property Insurance Law Observer

MARCH 20, 2025

Hawley Insurance Co. 2025)), the United States District Court for the Southern District of New York determined that the plaintiff lacked an insurable interest in property it insured because it did not own or possess the property or suffer economic loss due to the propertys destruction. Hawley Insurance Co.

Property Damage

Property Damage Damage Insurer Insurance

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

The Property Insurance Law Observer

MAY 20, 2025

Insurer) motion for summary judgment, holding that the Insurer was prejudiced by its insureds failure to cooperate with the Policys Duties After Loss provision. Billie (Plaintiff) purchased a house in Waterbury, Connecticut, and obtained homeowners insurance through the Insurer. Background Caribe D.

Claim

Claim Damage Property Damage Policy

Why Did a Judge Select the Policyholder’s Umpire Over State Farm’s Nominees?

Property Insurance Coverage Law

MAY 3, 2025

Insurance disputes requiring appraisal make the selection of a neutral umpire a critical turning point. In a recent federal case arising from a property damage claim, the court was asked to break … The post Why Did a Judge Select the Policyholders Umpire Over State Farms Nominees?

Property Damage

Property Damage Policyholder Damage Property Insurance

Residential Property Damage Lawyers Beware: Court Excludes Expert’s Estimate Finding an Estimate Is Not an Adjustment

Property Insurance Coverage Law

FEBRUARY 15, 2025

Hurricane claims attorneys know that the estimate of damages caused by a storm is the foundation of every favorable judgment and jury verdict.

Property Damage

Property Damage Damage Property Insurance Claim

Insurers Say Honda and Local Dealer Should Pay for Damages Caused by Car Fire

Insurance Journal

SEPTEMBER 3, 2024

Three insurers that paid more than $1 million in auto and property damage claims to a New York couple and their homeowners association are attempting to recover the payments from the giant car maker and local dealership. The claims stemmed …

Damage

Damage Property Damage Claim Insurer

State Farm Wins Dismissal of Homeowners’ Class Action Over Use of Xactimate Software

Insurance Journal

MARCH 27, 2025

A federal judge has dismissed a proposed class action filed on behalf of Pennsylvania homeowners who believe that State Farm undervalued their property damage claims in its use of the Xactimate software that is popular with insurers. The lead plaintiffs, …

Property Damage

Property Damage Damage Claim Insurer

Construction Financing and Factoring of Insurance Receivables—MMA Related Case Sheds Light on Factors in the Property Insurance Claim Industry

Property Insurance Coverage Law

AUGUST 18, 2024

Property damage insurance claims funding by factoring companies is a relatively recent phenomenon in the property insurance claims industry.

Property Insurance

Property Insurance Insurance Claim Claim Property Damage

Employee Dishonesty Claims—How Far Back Does Coverage Extend?

Property Insurance Coverage Law

APRIL 16, 2025

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. However, one of the most damaging and often overlooked threats comes from within: employee theft. appeared first on Property Insurance Coverage Law Blog.

Property Damage

Property Damage Theft Claim Damage

What You Need to Know About Filing a Business Insurance Claim

Top Insurance Blogs

JUNE 10, 2025

Do you know what to do when your business suffers property damage or loss? Are you aware of your business insurance claim and how to make use of it? What steps should you take when you record property or casualty damage in the course of your business activity?

Insurance Claim

Insurance Claim Business Insurance Claim Property Damage

Peopele Moves: iink Names Fleszar as CEO

Insurance Journal

FEBRUARY 14, 2025

iink, a provider of technology to streamline the property damage insurance claims process and support faster payments to contractors, property owners, and claim professionals, is pleased to announce the appointment of Scott Fleszar as its new Chief Executive Officer. Mr. …

Property Damage

Property Damage Damage Insurance Claim Claim

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

The Property Insurance Law Observer

JUNE 12, 2025

Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings.

Damage

Damage Claim Insurance Companies Policyholder

New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from Insurance Information Institute (Triple-I), Trends and Insights: Georgia Insurance Affordability. Injury claim severity in the state is slightly higher than in the rest of the country.

Commercial General Liability

Commercial General Liability Commercial Umbrella Claim Liability

Public Adjusters Prohibited in Arkansas

Property Insurance Coverage Law

OCTOBER 5, 2024

When navigating the aftermath of a property damage claim, many homeowners seek professionals to help them secure the best possible settlement from their insurance company. However, policyholders … The post Public Adjusters Prohibited in Arkansas appeared first on Property Insurance Coverage Law Blog.

Property Damage

Property Damage Policyholder Damage Property Insurance

Jackson v. Spinnaker: Court Rules a Thorough Investigation is Just Good Business, Not Bad Faith

The Property Insurance Law Observer

FEBRUARY 25, 2025

Spinnaker Insurance Company , the United States District Court for the Western District of Pennsylvania considered a homeowners insurance coverage dispute, ultimately finding that questions of residency and alleged fraudulent misrepresentations precluded summary judgment. In Jackson v. Conclusion Jackson v.

Claim

Claim Policy Damage Insurance Companies

What is LRO Insurance?

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

General Liability

General Liability Commercial Property Property Damage Commercial

Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

JUNE 12, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insurance

How Regular Equipment Maintenance Can Help Prevent Costly Claims

Mark Jackson Insurance Agency

MAY 21, 2025

Whether its commercial HVAC units, manufacturing machinery, kitchen appliances, or company vehicles, equipment failures can bring work to a halt, and in some cases, trigger insurance claims with potentially high deductibles. Well-maintained equipment is less likely to fail unexpectedly, cause injury, or lead to property damage.

Claim

Claim Injury Property Damage Commercial

The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. But what exactly does it entail?

Commercial Property

Commercial Property Property Insurance Commercial Business Interruption

Best Landlord Insurance In West Virginia For Your Rental Property!

Simply Insurance

JUNE 11, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insurance

Is Your Business Underinsured? Here’s How to Find Out!

Relation

MARCH 10, 2025

Many business owners believe they have adequate coverageuntil an unexpected claim arises. Whether it’s a lawsuit, property damage, or an unforeseen disruption, the lack of sufficient insurance can lead to devastating financial consequences. appeared first on Relation Insurance. Heres How to Find Out!

Property Damage

Property Damage Damage Claim Risk

Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

Workers Compensation Liability Inland Marine Insurance Property Damage

Best Landlord Insurance In Maryland For Your Rental Property!

Simply Insurance

JUNE 10, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insurance

Renovations and Home Insurance: What You Need to Know

Boyle Agency Insurance

FEBRUARY 3, 2025

Whether you’re planning a small makeover or a major remodel, understanding the insurance implications can help you protect your investment. Embarking on a home renovation project is an exciting endeavor that can breathe new life into your living space and add value to your property.

Home Insurance

Home Insurance Theft License Insurer

Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. What Does Distinguisheds Restaurant Insurance Cover?

Liability

Liability Liability Insurance Insurer Insurance

Grilling Safety Tips for a Secure Memorial Day BBQ

TGS

MAY 21, 2025

TGS Insurance Blog Memorial Day weekend marks the start of summer, with backyards filled with the aroma of sizzling burgers and the buzz of friends and family gathered for a festive BBQ. These incidents can lead to significant property damage or, worse, injuries that result in liability claims.

Liability

Liability Property Damage Injury Damage

When the Appraisal Says One Thing, But the Policy Says Another: A Florida Insurance Case Study

The Property Insurance Law Observer

OCTOBER 9, 2024

GeoVera Specialty Insurance Company (2024 WL 3952571), the court affirmed that unambiguous policy limits remain enforceable even when an appraisal award exceeds those limits. This decision provides valuable guidance for insurers handling post-catastrophe claims. The appraisal award exceeded the policy limits for certain items.

Policy

Policy Damage Insurer Insurance

Navigating Insurance Challenges in Affordable Housing: Rehabs vs. New Construction

Scott Insurance

FEBRUARY 19, 2025

However, affordable housing developers focused on rehabilitating, or rehabbing, older properties face many challenges beyond the risks associated with new construction. If heavy machinery is used in proximity to the existing apartment buildings, it raises the potential for accidents or property damage.

Underwriting

Underwriting Underwriter Insurer Insurance

Best Landlord Insurance In Louisiana For Your Rental Property!

Simply Insurance

JUNE 10, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insurance

Court Says Loose Bolt Remedied by Tightening Does not Constitute “Direct Physical Loss of or Damage” to Property

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage

Damage Business Interruption Property Damage Policy

Protect Your Finances: The Truth About Small Insurance Claims

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Additionally, small claims often require you to pay a deductible.

Insurance Claim

Insurance Claim Claim Protection Out-Of-Pocket

Best Landlord Insurance In Delaware For Your Rental Property!

Simply Insurance

JUNE 9, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Workers Comp License

Business Owner’s Policy for Restaurants

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong.

Policy

Policy Business Owners Policy General Liability Liability

How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. first appeared on Insurance Blog | Paragon Independent Insurance Agencies.

Commercial Insurance

Commercial Insurance Commercial Insurance Agency General Liability

Best Landlord Insurance In Wisconsin For Your Rental Property!

Simply Insurance

JUNE 11, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insurance

Landlord Insurance in Colorado: Coverages, Costs, and Benefits

Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured.

Liability

Liability Financial Loss Insurer Insurance

The Importance of Experts J&S Welding, Inc. v. Liberty Mutual Insurance Company

The Property Insurance Law Observer

SEPTEMBER 16, 2024

Liberty Mutual Insurance Company , the U.S. Court of Appeals reviewed a summary judgment ruling in favor of co-defendant West American Insurance Company (“West American”), issued by the U.S. The 6th Circuit held that the property policy’s cosmetic damage exclusion applied to bar coverage because the insured, J&S Welding, Inc.

Insurance Companies

Insurance Companies Damage Policy Insurer

Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

Distinguished

APRIL 21, 2025

Imagine a property owner in Chicago is facing a burst pipe in the middle of winter. The damage is extensive, and tenants are forced to relocate while repairs are underway. Without the right insurance, the landlord absorbs the full financial hit not just from repairs but also from lost rental income.

Broker

Broker Liability Broker-Agent Building

Best Landlord Insurance In North Carolina For Your Rental Property!

Simply Insurance

JUNE 12, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insurance

Best Landlord Insurance In New Hampshire For Your Rental Property!

Simply Insurance

JUNE 10, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insurance

Best Landlord Insurance In Minnesota For Your Rental Property!

Simply Insurance

JUNE 9, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insurance

What’s in a Name (Insured)? Pennsylvania Federal Court Holds Homeowners’ Insurance Policy’s Requirement to Submit to Examination Under Oath Applies Only to Named Insured

The Property Insurance Law Observer

MARCH 18, 2024

A federal court recently held that an insurer could not deny coverage under a homeowner’s policy based upon the failure of the named insured’s son, an “insured person,” to submit to an examination under oath (“EUO”). Allstate Vehicle and Property Insurance Company , Civil Action No. In Michelle Adeola v.

Insurer

Insurer Insurance Insured Policy

Best Landlord Insurance In Oklahoma For Your Rental Property!

Simply Insurance

JUNE 12, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Insurance Quotes Life Insurance Insurer Insurance

What to Expect after a California Wildfire Property Damage Event

Residential Property Damage Lawyers Beware: Court Excludes Expert’s Estimate Finding an Estimate Is Not an Adjustment

Trending Sources

Lack of Insurable Interest Precludes Recovery for Property Damage

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

Why Did a Judge Select the Policyholder’s Umpire Over State Farm’s Nominees?

Residential Property Damage Lawyers Beware: Court Excludes Expert’s Estimate Finding an Estimate Is Not an Adjustment

Insurers Say Honda and Local Dealer Should Pay for Damages Caused by Car Fire

State Farm Wins Dismissal of Homeowners’ Class Action Over Use of Xactimate Software

Construction Financing and Factoring of Insurance Receivables—MMA Related Case Sheds Light on Factors in the Property Insurance Claim Industry

Employee Dishonesty Claims—How Far Back Does Coverage Extend?

What You Need to Know About Filing a Business Insurance Claim

Peopele Moves: iink Names Fleszar as CEO

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Public Adjusters Prohibited in Arkansas

Jackson v. Spinnaker: Court Rules a Thorough Investigation is Just Good Business, Not Bad Faith

What is LRO Insurance?

Best Landlord Insurance In Wyoming For Your Rental Property!

How Regular Equipment Maintenance Can Help Prevent Costly Claims

The Importance of Commercial Property Insurance for UK Small Businesses

Best Landlord Insurance In West Virginia For Your Rental Property!

Is Your Business Underinsured? Here’s How to Find Out!

Insurance Considerations When Expanding Your Business to a New Location

Best Landlord Insurance In Maryland For Your Rental Property!

Renovations and Home Insurance: What You Need to Know

Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Grilling Safety Tips for a Secure Memorial Day BBQ

When the Appraisal Says One Thing, But the Policy Says Another: A Florida Insurance Case Study

Navigating Insurance Challenges in Affordable Housing: Rehabs vs. New Construction

Best Landlord Insurance In Louisiana For Your Rental Property!

Court Says Loose Bolt Remedied by Tightening Does not Constitute “Direct Physical Loss of or Damage” to Property

Protect Your Finances: The Truth About Small Insurance Claims

Best Landlord Insurance In Delaware For Your Rental Property!

Business Owner’s Policy for Restaurants

How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Best Landlord Insurance In Wisconsin For Your Rental Property!

Landlord Insurance in Colorado: Coverages, Costs, and Benefits

The Importance of Experts J&S Welding, Inc. v. Liberty Mutual Insurance Company

Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

Best Landlord Insurance In North Carolina For Your Rental Property!

Best Landlord Insurance In New Hampshire For Your Rental Property!

Best Landlord Insurance In Minnesota For Your Rental Property!

What’s in a Name (Insured)? Pennsylvania Federal Court Holds Homeowners’ Insurance Policy’s Requirement to Submit to Examination Under Oath Applies Only to Named Insured

Best Landlord Insurance In Oklahoma For Your Rental Property!

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