Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from Insurance Information Institute (Triple-I), Trends and Insights: Georgia Insurance Affordability. Injury claim severity in the state is slightly higher than in the rest of the country.

Commercial General Liability

Protect Commercial Insurance

JULY 18, 2025

One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. Stay on top of industry rules and, crucially, have the right liability cover in place. But what does negligence actually mean? That’s where we can help.

Liability

The Property Insurance Law Observer

JULY 31, 2025

Facts The insured’s claim arose out of business interruption losses due to a shutdown of its business during the COVID-19 pandemic. Analysis The district court overruled insurers’ objections permitting discovery of both reserve and reinsurance information given the allegations of bad faith during the adjustment of the claim.

Business Interruption

AMAXX

MAY 6, 2025

Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process. This also ensures compliance and reduces liability for wrongful injury claims. Theyre moving fast, skipping steps, and taking on avoidable risk.

Workers Comp

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival.

Liability

Insurance Journal

JULY 7, 2025

Auto insurers in Kentucky now have some official guidance and liability protection when determining the value of wrecked vehicles. In keeping with Senate Bill 136, approved on an emergency basis by state lawmakers this year, the Kentucky insurance commissioner last …

Auto Insurance

Cowbell

JUNE 30, 2025

Dual Breakthrough Powered by agentic automation, Cowbell is now the first insurance provider to offer cyber, professional indemnity, and management liability coverage through both a fully integrated API and a proprietary email submissions platform. To call our latest advancements mere milestones would understate their impact on the industry.

Cyber

Insurance Journal

JUNE 3, 2025

The number of former rugby players taking legal action against sports governing bodies on claims they suffered brain injuries during their careers has grown to more than 1,000, a British law firm said on Monday. Rylands Garth, based in London, …

Injury

Shield Insurance Agency

JUNE 19, 2025

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims.

Business Insurance

Protect Commercial Insurance

APRIL 11, 2025

Awareness in this area can prevent nasty surprises when you attempt to make a claim: – Flood Damage : Often requires separate coverage or endorsements, especially in flood-prone areas. Evaluating Potential Risks and Liabilities Every business is unique and so are the risks and potential liabilities it faces.

Commercial Property

Boyle Agency Insurance

FEBRUARY 3, 2025

Failing to do so could leave your home underinsured in the event of a claim. A safe renovation environment can help prevent liability claims on your insurance. Hire Licensed Contractors: Ensure that contractors and workers are licensed and insured to minimize liability risks.

Home Insurance

Protect Commercial Insurance

MAY 9, 2025

Here are some ways insurance protects your business: – Coverage for Damages : Whether it’s damage to property or compensation for injury claims, insurance can cover these costs, ensuring your cash flow isn’t disrupted. Many types of business insurance, such as Employers Liability Insurance, are legally required in the UK.

Liability Insurance

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. What Kinds of Claims Get Made in Apartment Buildings As a team, weve seen all kinds of claims related to apartment buildings.

Building

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. General Liability Coverage Restaurants are high-traffic spaces. What is a Business Owners Policy (BOP)?

Policy

Mark Jackson Insurance Agency

JUNE 16, 2025

Choosing the Wrong Deductible It’s tempting to choose a higher deductible to lower your premium, but that can backfire in the event of a claim. Overlooking Liability Exposures Not all liability is covered by a standard general liability policy. We can help explore different options to find the right fit.

Commercial Insurance

Distinguished

MARCH 20, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries. Yes, indeed.

Broker

LexisNexis

JULY 1, 2025

Single-Year, Multi-Year, and Multi-Policy Insurance Coverage Claims Disputes Analyze issues that can arise for policyholders and insurers when insurance policies of various durations are called upon to answer for claims, and when multiple policies can also apply. Discover how nothing says “legacy risk” like a 1972 occurrence clause.

Policy

Protect Commercial Insurance

JUNE 20, 2025

– Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. – Employer’s Liability Insurance : Required by law if you employ staff. It covers compensation claims from employees in case of workplace injuries or illnesses.

Protection

Insurance Journal

JULY 22, 2025

The insurer for the actor Justin Baldoni and other executives at his movie studio Wayfarer says its policies do not cover actress Blake Lively’s allegations of sexual harassment during the filming of the movie “It Ends With Us.” ” Wayfarer and …

Claim

AMAXX

MAY 6, 2025

In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury. First-Year Employees Drive Claims and Costs Beyond poor performance, bad hires can quickly become workplace injury liabilities.

Workers Comp

LexisNexis

JUNE 24, 2025

Take a strategic look at the high-stakes standoff that unfolds between insurers and insureds when underlying liability claims hit—and everyone pretends it’s someone else’s problem. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Insurance Policy

Distinguished

MARCH 6, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. This proactive approach helps prevent coverage denials, reduces the likelihood of expensive claims, and ultimately ensures that insurance terms remain favorable while protecting property values. Yes, indeed.

Building

Scott Insurance

FEBRUARY 19, 2025

This increases costs and can even lead to insurer disputes in the event of a claim if the insurers disagree on whose insured property was damaged. Owners should ask themselves the following: Does my contractor carry sufficient liability limits? Is my legal entity named on my contractors liability policy?

Underwriter

Distinguished

JUNE 2, 2025

For Ohio landlords, these aren’t one-off anomalies — they’re routine claims that happen across Cleveland, Columbus, and Cincinnati every year. Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance.

Liability

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Commercial Liability Insurance to protect against claims related to third-party injuries or property damage. Cyber Liability Insurance to protect against data breaches and cyberattacks.

Workers Compensation

Simply Insurance

JUNE 11, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In West Virginia?

Insurance Quotes

Cowbell

JULY 10, 2025

Our very own Emma Werth, VP of Underwriting & Reinsurance, delivered an insightful presentation on Cyber Liability Insurance, highlighting why cyber insurance is essential as the market evolves to meet today’s rapidly changing risks. Want to dive deeper into Emma’s presentation?

Cyber

Protect Commercial Insurance

JUNE 6, 2025

– Claim History : If your business has had past insurance claims, this could impact future premiums. A clean claims history often results in lower rates. For example, combining commercial property insurance with general liability insurance might save you money.

Commercial Property

Simply Insurance

JUNE 12, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Wyoming?

Insurance Quotes

Simply Insurance

JUNE 12, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In North Carolina?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In New Hampshire?

Insurance Quotes

Zywave

MARCH 3, 2025

He highlighted the bifurcated nature of the market, with profitability in workers’ compensation being offset by severe issues in general liability and auto lines. He noted that while the workers’ compensation market remains competitive, general liability, auto, and excess lines are increasingly difficult to place.

Casualty Insurance

TGS

JUNE 18, 2025

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. It’s built to protect your home, belongings, and liability as long as you’re the primary resident. The answer isn’t always simple. What About Airbnb’s “Host Guarantee”?

Home Insurance

Simply Insurance

JUNE 9, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Minnesota?

Insurance Quotes

LexisNexis

JULY 22, 2025

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

Specialty Insurance

JULY 22, 2025

Navigating the Complex Landscape of Trustee E&O Insurance for Beneficiary-Trustees When beneficiaries serve as trustees of family trusts, they face unique liability challenges that significantly impact insurance coverage options.

Damage

TGS

JUNE 11, 2025

Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. Most policies have very limited coverage for business property and no liability protection for clients visiting your home. Windstorm Exclusions in Coastal Areas Live near the coast?

Home Insurance