TGS
JUNE 11, 2025
Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. High-Value Items: Jewelry, Art, and Collectibles Standard home insurance limits coverage for high-value personal property—like jewelry, art, or collectibles. Windstorm Exclusions in Coastal Areas Live near the coast?
Distinguished
MAY 19, 2025
From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. A critical component of property insurance for restaurants is business income coverage.
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TGS
JUNE 18, 2025
In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. Landlord or Rental Dwelling Policy (DP3) This type of policy is designed for non-owner-occupied properties rented out long-term or frequently. The answer isn’t always simple.
Simply Insurance
JUNE 28, 2025
For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.
Simply Insurance
JUNE 28, 2025
Liberty Mutual provides flexible add-ons and discounts, while State Farm is known for dependable claims handling and broad agent availability across the state THE SIMPLY INSURANCE WAY Condo Insurance made easy. Your Personal Property - Things like your clothes, shoes, or other personal property should be accounted for in detail.
Distinguished
JUNE 16, 2025
While many homeowners policies technically cover personal property like harps, they often cap payouts for musical instruments at low limits — sometimes as little as $1,000 to $5,000 — and exclude key risks like transit damage, climate-related cracking, or professional use. Why Do Harps Need Specialized Insurance?
Distinguished
JUNE 16, 2025
While many homeowners policies technically cover personal property like harps, they often cap payouts for musical instruments at low limits — sometimes as little as $1,000 to $5,000 — and exclude key risks like transit damage, climate-related cracking, or professional use. Why Do Harps Need Specialized Insurance?
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