Property Insurance Coverage Law
AUGUST 14, 2024
One of the more complex damage issues that must be addressed in all fire, smoke, and heat claims is the amount of damage to personal property in areas of a structure far away from the main fire.
The Property Insurance Law Observer
JULY 25, 2024
June 24, 2024) offers valuable lessons for policyholders regarding the importance of cooperation in the insurance claims process. In Marcantel , the plaintiff suffered damage from Hurricane Laura at two properties in Louisiana. The ruling in Marcantel emphasizes the importance of cooperation in the insurance claims process.
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The Property Insurance Law Observer
MARCH 12, 2024
The loss was reported to Allstate on November 24, 2021, and the Plaintiffs filed a claim seeking coverage for the damage to their dwelling and structures in the amount of $200,000. After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision.
TGS
JUNE 11, 2025
Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. High-Value Items: Jewelry, Art, and Collectibles Standard home insurance limits coverage for high-value personal property—like jewelry, art, or collectibles. Windstorm Exclusions in Coastal Areas Live near the coast?
Distinguished
MAY 19, 2025
From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. A critical component of property insurance for restaurants is business income coverage.
TGS
MAY 21, 2025
These incidents can lead to significant property damage or, worse, injuries that result in liability claims. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim. A knocked-over grill could ignite a fire or cause injury, resulting in property damage or liability claims.
Simply Insurance
JUNE 12, 2025
Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? If you own an investment property thats rented out full time, landlord insurance rather than the usual homeowners policy is required for the protection of your business property.
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