Remove Claim Remove Personal Property Remove Risk
article thumbnail

Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. High-Value Items: Jewelry, Art, and Collectibles Standard home insurance limits coverage for high-value personal property—like jewelry, art, or collectibles. No fine print surprises.

article thumbnail

Business Owner’s Policy for Restaurants

Distinguished

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Best Homeowners Insurance In Maryland To Cover Your Home

Simply Insurance

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

article thumbnail

Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. Before you hand over the keys to your weekend guests, here’s what you need to know about the risks, the gaps, and the insurance solutions that protect vacation rental hosts.

article thumbnail

Harp Insurance: Protect Rare and Valuable Instruments With Distinguished

Distinguished

Given these risks and complexities, securing the right insurance for your client’s harps is critical. Distinguished’s Collectibles Insurance Program helps brokers secure specialized coverage that truly matches the worth and risk profile of their clients’ rare instruments. What is Harp Insurance?

article thumbnail

Harp Insurance: Protect Rare and Valuable Instruments With Distinguished

Distinguished

Given these risks and complexities, securing the right insurance for your client’s harps is critical. Distinguished’s Collectibles Insurance Program helps brokers secure specialized coverage that truly matches the worth and risk profile of their clients’ rare instruments. What is Harp Insurance?

article thumbnail

Best Homeowners Insurance In Illinois To Cover Your Home

Simply Insurance

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.