Claim Personal Property Risk 
The Property Insurance Law Observer
MARCH 12, 2024
The loss was reported to Allstate on November 24, 2021, and the Plaintiffs filed a claim seeking coverage for the damage to their dwelling and structures in the amount of $200,000. After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision. Citing to Allemand v.
TGS
JUNE 11, 2025
Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. High-Value Items: Jewelry, Art, and Collectibles Standard home insurance limits coverage for high-value personal property—like jewelry, art, or collectibles. No fine print surprises.
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Distinguished
MAY 19, 2025
Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure.
Distinguished
JUNE 16, 2025
Given these risks and complexities, securing the right insurance for your client’s harps is critical. Distinguished’s Collectibles Insurance Program helps brokers secure specialized coverage that truly matches the worth and risk profile of their clients’ rare instruments. What is Harp Insurance?
TGS
MAY 21, 2025
At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. These incidents can lead to significant property damage or, worse, injuries that result in liability claims.
American Agents Alliance
JANUARY 11, 2025
The recent Eaton and Palisades fires in the greater Los Angeles area are evidence of the increasingly prevalent wildfire risk in California. These wildfires have caused historic damage, claimed lives, and threatened communities. When consumers do not carry sufficient insurance coverage, everyone is at risk.
Simply Insurance
JUNE 12, 2025
And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Property owners may have to consider additional protection against these sorts of claims.
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