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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. In Cheung, the Plaintiffs, who resided in California, purchased property in scenic Mount Vernon, Washington, in July 2021, and insured the property through a policy of insurance issued by Allstate.

Theft 130
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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. High-Value Items: Jewelry, Art, and Collectibles Standard home insurance limits coverage for high-value personal property—like jewelry, art, or collectibles. A tree falling on your roof? Most likely.

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Business Owner’s Policy for Restaurants

Distinguished

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. A critical component of property insurance for restaurants is business income coverage.

Policy 40
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Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Renters Personal Property: If the landlord fails to maintain the rental property and causes damage to the tenants possessions, and as a result, landlord insurance will not cover it.

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Best Landlord Insurance In West Virginia For Your Rental Property!

Simply Insurance

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Renters Personal Property: If the landlord fails to maintain the rental property and causes damage to the tenants possessions, and as a result, landlord insurance will not cover it.

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Best Landlord Insurance In Maryland For Your Rental Property!

Simply Insurance

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Renters Personal Property: If the landlord fails to maintain the rental property and causes damage to the tenants possessions, and as a result, landlord insurance will not cover it.

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Best Landlord Insurance In Delaware For Your Rental Property!

Simply Insurance

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Delaware Rental Properties? Property owners may have to consider additional protection against these sorts of claims.