Property Insurance Coverage Law

JULY 3, 2025

A recent appellate decision offers an instructive example of how procedural missteps and insufficient expert disclosures can prove fatal to a policyholder’s insurance claim. 1 The case arose from property damage allegedly caused by Hurricane Irma in 2017.

Property Insurance

Top Insurance Blogs

JUNE 10, 2025

Do you know what to do when your business suffers property damage or loss? Are you aware of your business insurance claim and how to make use of it? What steps should you take when you record property or casualty damage in the course of your business activity?

Insurance Claim

The Property Insurance Law Observer

JUNE 12, 2025

2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings. The adjuster concluded that the roof was, in fact, damaged by hail.

Damage

The Property Insurance Law Observer

FEBRUARY 25, 2025

However, the court granted summary judgment in favor of the insurer on the bad faith claim, emphasizing that a thorough investigation into a questionable claim does not amount to bad faith Background Spinnaker Insurance Company (Spinnaker) issued a homeowners policy to Donald Jackson (Jackson) for a designated residence premises.

Claim

Shield Insurance Agency

JUNE 19, 2025

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims.

Business Insurance

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from Insurance Information Institute (Triple-I), Trends and Insights: Georgia Insurance Affordability. Injury claim severity in the state is slightly higher than in the rest of the country.

Commercial General Liability

Boyle Agency Insurance

FEBRUARY 3, 2025

Contact your insurance provider to discuss adjusting your policy to cover the updated value of your property. Failing to do so could leave your home underinsured in the event of a claim. It provides coverage for property damage and theft of building materials during the renovation process.

Home Insurance

Protect Commercial Insurance

JUNE 6, 2025

Here’s how commercial property insurance can benefit UK small businesses. Financial Protection Against Property Damage One of the primary benefits of commercial property insurance is the financial protection it offers against property damage. A clean claims history often results in lower rates.

Commercial Property

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability.

Policy

Relation

MARCH 10, 2025

Many business owners believe they have adequate coverageuntil an unexpected claim arises. Whether it’s a lawsuit, property damage, or an unforeseen disruption, the lack of sufficient insurance can lead to devastating financial consequences. Did you know that 75% of small businesses are underinsured?

Property Damage

Protect Commercial Insurance

JUNE 20, 2025

– Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. It covers compensation claims from employees in case of workplace injuries or illnesses. Office insurance can help repair or replace damaged property.

Protection

LexisNexis

JULY 1, 2025

Single-Year, Multi-Year, and Multi-Policy Insurance Coverage Claims Disputes Analyze issues that can arise for policyholders and insurers when insurance policies of various durations are called upon to answer for claims, and when multiple policies can also apply.

Policy

Scott Insurance

FEBRUARY 19, 2025

Rehabs expose developers to heightened risks and, subsequently, higher insurance costs due to the complexities of simultaneously managing the property being rehabbed and the existing structures, e.g. any property not under construction (whether occupied or unoccupied). Consider a scenario where a rehab is underway.

Underwriting

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

Distinguished

JUNE 2, 2025

For Ohio landlords, these aren’t one-off anomalies — they’re routine claims that happen across Cleveland, Columbus, and Cincinnati every year. With 33% of Ohio residents renting rather than owning, the state presents a strong opportunity for property investors. Wind or hail damage to siding and roofing systems. In fact, 9.3%

Liability

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance

Simply Insurance

JUNE 12, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 9, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 28, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Simply Insurance

JUNE 11, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 16, 2025

The cost of pharma insurance can vary widely depending on several factors, including the size of your business, the types of products you handle, and your claims history. This typically includes details about your companys size, the types of products you manufacture or distribute, and any previous claims history.

Insurance Quotes

Distinguished

FEBRUARY 24, 2025

Over-serving of alcohol: Restaurants can face legal and financial fallout if the alleged over-serving of a patron leads to property damage or a car accident. Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims.

Liability

Simply Insurance

JUNE 10, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 12, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 23, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 9, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. In Chicago alone, more than 2.7

Broker

Simply Insurance

JUNE 15, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 11, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 24, 2025

Loss assessment coverage can vary based on your deductible choice, providing additional protection for shared property damage or liability claims. A $500 loss assessment policy may have a slightly higher premium, but it offers peace of mind by covering unexpected expenses related to shared property.

Insurance Quotes

Simply Insurance

JUNE 17, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 11, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 12, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes