Boyle Agency Insurance

FEBRUARY 3, 2025

Failing to do so could leave your home underinsured in the event of a claim. Builder’s Risk Insurance For major renovations or construction projects, builder’s risk insurance can be invaluable. It provides coverage for property damage and theft of building materials during the renovation process.

Home Insurance 45

Home Insurance Theft License Insured 45

TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Claim 52

Claim Home Insurance Damage Insurance Agency 52

Distinguished

JUNE 16, 2025

Given these risks and complexities, securing the right insurance for your client’s harps is critical. Distinguished’s Collectibles Insurance Program helps brokers secure specialized coverage that truly matches the worth and risk profile of their clients’ rare instruments. What is Harp Insurance?

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Distinguished

MARCH 10, 2025

Museums require specialized protection against various risks. Our stand-alone Fine Art & Collectibles policy addresses the risks associated with museum collections , including owned items, borrowed works, and display equipment. Fine Art & Collectibles policies ensure more manageable deductibles for museum-specific risks.

Policy 52

Policy Deductible Damage Claim 52

Hunton Andrews Kurth

APRIL 27, 2021

The Second Circuit just affirmed the dismissal of a data breach class action predicated on an alleged increased risk of identity theft on Article III standing grounds. Notably, the plaintiffs did not claim they suffered fraud or identity theft because of the inadvertent disclosure. McMorris v.

Theft 52

Theft Claim Risk Protection 52

Distinguished

FEBRUARY 24, 2025

In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. Contaminated food: Even the most diligent restaurants run the risk of food contamination leading to customer illness, which can leave them vulnerable to lawsuits.

Liability 52

Liability Liability Insurance Insured Insurance 52

TGS

JUNE 11, 2025

Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. At TGS Insurance, we specialize in helping homeowners identify risks and build policies that actually protect what matters most. A tree falling on your roof? Most likely. No fine print surprises.

Home Insurance 52

Home Insurance Out-Of-Pocket Damage Policy 52

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

Distinguished

MAY 6, 2025

For brokers, understanding inland marine insurance isnt just beneficial; its a strategic advantage for serving clients with unique risks. This guarantees businesses arent left vulnerable to losses from theft, damage, or accidents. Brokers who understand these risks can proactively offer coverage that keeps businesses moving forward.

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Inland Marine Insurance Inland Marine Marine Insured 40

Protect Commercial Insurance

APRIL 11, 2025

This type of policy covers a wide array of potential hazards, including fire, theft, vandalism, and certain natural disasters. Having coverage structured according to your specific needs and risks is not just a precautionit’s a powerful business strategy. Not every potential risk is covered under a standard policy.

Commercial Property 52

Commercial Property Property Insurance Commercial Insured 52

Hunton Andrews Kurth

JANUARY 20, 2023

On January 3, 2023, an Illinois state court entered a preliminary approval order for a settlement of nearly $300,000 in a class action lawsuit against Whole Foods for claims that the company violated the Illinois Biometric Information Privacy Act (“BIPA”).

Theft 106

Theft Claim Policy Risk 106

Protect Commercial Insurance

MAY 9, 2025

Owning a retail shop or salon can be a thrilling venture, but it also comes with its fair share of risks. The Importance of Retail Shop & Salon Insurance Image courtesy: Pexels Running a retail shop or salon involves a certain level of risk, just like any other business. Introduction Hello, savvy UK business owners!

Liability Insurance 40

Liability Insurance Business Interruption Liability Insured 40

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. Identifying Your Business’s Key Risks Different businesses face different challenges. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products.

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Commercial Insurance Commercial Insurance Agency General Liability 40

Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income.

Liability 52

Liability Financial Loss Insured Insurance 52

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. Job sites that are under construction are prone to things like fire, theft, and vandalism. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

Risk 52

Risk Broker-Agent Insured Insurance 52

Distinguished

MAY 19, 2025

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure.

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Policy Business Owners Policy General Liability Liability 40

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. Properties near major rivers also face flooding risks. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses.

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Broker Liability Broker-Agent Building 52

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. Without the right coverage, property owners could be exposed to significant financial and legal risks.

Building 52

Building Protection Damage Liability 52

Property Insurance Centre

MAY 2, 2025

The additional premium could be as little as 25 and can give up to 250,000 worth of cover for any one claim. Loss of stock by theft or an accident such as a burst pipe can cause a business thousands of pounds in damage. Although not always standard on a business insurance policy, it can be added for an extra premium.

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Insured Insurance Insurer Policy 52

Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk. Loss experience.

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Risk Broker-Agent Deductible Insured 52

Distinguished

AUGUST 26, 2024

However, alongside all of this construction comes large financial risks. Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing.

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Risk Broker-Agent Insured Insurance 52

ProWriters

FEBRUARY 23, 2025

Security experts also believe China and Iran pose significant cyber risks. China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop.

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Cyber Insured Insurance Insurer 53

Simply Insurance

JUNE 12, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Property owners may have to consider additional protection against these sorts of claims. GET A LANDLORD INSURANCE QUOTE Do I Need Landlord Insurance By Law In Wyoming?

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Insurance Quotes Life Insurance Insured Insurance 94

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. To address these diverse risks, Distinguished’s Builder’s Risk Program offers tailored solutions for Alabama’s construction needs.

Risk 52

Risk General Liability Broker-Agent Insured 52

Property Insurance Centre

MAY 19, 2025

This can lead to repudiated claims Lets take a look at some of the benefits of an insurance policy for a typical small or medium-sized business. Note, trace & access is only payable when there is valid claim or leak. It cost of which cant be reclaimed if a floor is ripped up to find there is no leak!

Commercial Property 52

Commercial Property Commercial Insured Insurance 52

Property Insurance Centre

FEBRUARY 10, 2025

#Video Common Perils Covered by Commercial Property Insurance Most commercial property insurance policies cover a broad range of risks, often referred to as “named perils.” Some policies, however, offer “all-risk” coverage, which protects against all perils except those specifically excluded.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Simply Insurance

JUNE 11, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Property owners may have to consider additional protection against these sorts of claims. GET A LANDLORD INSURANCE QUOTE Do I Need Landlord Insurance By Law In West Virginia?

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Insurance Quotes Life Insurance Insured Insurance 86

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils.

Policy 52

Policy Risk Broker-Agent Liability 52

Freeway Insurance

JANUARY 3, 2025

These drivers are often seen as higher risk by insurers, which can lead to higher premiums even before the 2025 hike. More vehicles on the road lead to a higher risk of accidents, which in turn raises the number of claims that insurance companies must cover. 1, 2025 is here.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

Property Insurance Centre

JUNE 5, 2025

Note, trace & access is only payable when there is a valid claim or leak. Standard Perils can include cover for Fire, Lightning, earthquakes, Aircraft, Explosion, Theft, Malicious Damage, Storm, Flood, Riot, Civil Commotion, Escape of Water, Impact (by falling trees, vehicles or animals), Subsidence, Landslip or Heave.

Insured 52

Insured Insurance Insurer Policy 52

Simply Insurance

JUNE 10, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Property owners may have to consider additional protection against these sorts of claims. Do I Need Landlord Insurance By Law In Maryland? Is landlord rental insurance worth it?

Insurance Quotes 72

Insurance Quotes Life Insurance Insured Insurance 72

Boyle Agency Insurance

DECEMBER 3, 2024

Younger, less experienced drivers often face higher premiums due to a higher perceived risk. Additionally, areas with a higher incidence of car theft may lead to increased insurance costs. Insurance companies may consider how much time you spend on the road as it relates to your risk of being involved in an accident.

Premium 73

Premium Auto Insurance Out-Of-Pocket Deductible 73

Simply Insurance

JUNE 9, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Delaware Rental Properties? Property owners may have to consider additional protection against these sorts of claims. GET A LANDLORD INSURANCE QUOTE Do I Need Landlord Insurance By Law In Delaware?

Insurance Quotes 59

Insurance Quotes Life Insurance Workers Comp License 59

Simply Insurance

JUNE 10, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury GET A LANDLORD INSURANCE QUOTE Does Homeowners Insurance Cover Rental Properties? Property owners may have to consider additional protection against these sorts of claims. Do I Need Landlord Insurance By Law In Louisiana?

Insurance Quotes 64

Insurance Quotes Life Insurance Insured Insurance 64

Triple-I: Workers Compensation

APRIL 20, 2021

Similar federal “safe harbor” legislation for the insurance industry – the Clarifying Law Around Insurance of Marijuana Act (CLAIM Act) – was introduced last month. Without legislative change, banks and insurers can’t do business with business without risking running afoul of federal drug laws.

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Risk Workers Compensation Commercial General Liability Liability 40

TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. The more risks your area poses, the more your insurance company will charge to protect you. The more risks your area poses, the more your insurance company will charge to protect you.

Premium 52

Premium Deductible Out-Of-Pocket Insured 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Start by evaluating your specific risks. Failing to update your policy can leave gaps in coverage that expose your business to unnecessary risk.

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Business Interruption Theft Liability Insured 52