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OVERLOOKED AND UNDERINSURED

Rough Notes

Navigating gaps between faulty workmanship and contractors professional liability By Natalie Sherod, CPCU, CRM, CIC Faulty workmanship and contractors professional liability (CPrL) exposures continue to challenge construction firms and insurance advisors alike. CGL policies exclude damage […]

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New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

The Georgia Office of Commissioner of Insurance and Safety Fire (“OCI”) reviewed all lines across personal and commercial auto, personal and commercial umbrella, and commercial general liability (homeowners liability was excluded). The five-year average count for liability claims increased 24.9

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Blog Post: From Boilerplate to Blueprint: The Secret Life of Standard Insurance Policy Forms

LexisNexis

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

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Blog Post: The Long Tail Bites Back: When Old Policies Haunt New Problems

LexisNexis

Discover how nothing says “legacy risk” like a 1972 occurrence clause.

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Liberty Mutual Settles With Travelers Over New York Subcontractor Liability Coverage

Insurance Journal

Liberty Mutual reported that it has reached a settlement with Travelers Insurance in a case involving a construction firm being sued by a man who was injured when he fell down an elevator shaft on a construction site. Liberty Mutual …

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Landlord Insurance: Costs and Coverages in the City

Distinguished

Through these packages, your clients get access to the following coverages: Commercial general liability : Provides up to $1,000,000 per occurrence, with $2,000,000 of coverage in aggregate. City Multi-Family Package : For multi-family properties, including mixed-use buildings and owner-occupied units with less than four units.

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Blog Post: It Smells Like Legal Spirit: Attorney Advertising From Billboards to Blogs

LexisNexis

Personal and Advertising Injury Insurance Coverage Learn about the insurance coverage available to a policyholder for claims alleging personal injury and advertising injury, with a focus on the Commercial General Liability Policy.