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Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down 

Agency Height

Insureds Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down Get quotes from verified agents easily. Agency Height July 31, 2025 For Insureds Key Takeaways Insurance premiums are based on shared risk, not just your individual home. Sounds unfair?

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The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters.

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A Comprehensive Guide to Understanding Commercial Property Insurance

Protect Commercial Insurance

Image courtesy: Unsplash Definition and Overview Commercial property insurance is a type of insurance designed to protect your business premises and the contents within from loss or damage. This type of policy covers a wide array of potential hazards, including fire, theft, vandalism, and certain natural disasters.

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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

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Crime insurance : Protects against financial losses caused by theft, burglary, or employee dishonesty, covering stolen money, securities, or property. Size : Buildings with more units or exposure types will cost more to insure. We offer coverage up to a limit of $1 million.

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What Perils Are Covered by Commercial Property Insurance?

Property Insurance Centre

Theft and Vandalism Burglary, robbery, and vandalism are significant threats, especially for retail businesses and warehouses storing valuable goods. Commercial property insurance typically covers losses from stolen goods and damages caused by break-ins or malicious acts like graffiti or destruction of property.

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Buying Blocks of Flats Insurance in London: Key Risks and Costs

Property Insurance Centre

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Many insurers require more detailed valuations and risk assessments due to the higher sums insured.

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What Is Commercial Property Owners Insurance?

Property Insurance Centre

The limit can be increased from the standard 2m up to 5m, for an additional premium. Standard Perils can include cover for Fire, Lightning, Earthquake, Aircraft, Explosion, Theft, Malicious Damage, Storm, Flood, Riot, Civil Commotion, Escape of Water, Impact (by falling trees, vehicles or animals, Subsidence, Landslip or Heave.