Property Insurance Centre

MARCH 11, 2025

” Plus, of course, the issue of home insurance and block of flats insurance costs, which in the UK increased by 21% year-on-year between July and September 2024, according to a report from Compare the Market. Unoccupied flats pose risks like water damage and squatting, which insurers consider when pricing policies.

Risk

Property Insurance Centre

MAY 2, 2025

Business Owners are well aware of the importance of having the correct insurance policy for their business. Business Owners not only have to think about insuring their stock or contents, but will also have to consider having the correct Liability Cover on the policy.

Insurance

Property Insurance Centre

MARCH 21, 2025

Check out our block of flats insurance p age and get a quote.

Premium

Property Insurance Centre

JANUARY 27, 2025

Shared Ownership Flats If youre in a shared ownership scheme, the housing association usually arranges insurance, but you should confirm this in your agreement.

Building

Property Insurance Centre

JUNE 5, 2025

Insurance for Residential Landlords is also essential, especially when faced with a trip or fall, the correct Liability cover should be in place. Property Owners Liability is included under this policy as standard. The limit can be increased from the standard 2m up to 5m, for an additional premium.

Insurance

Property Insurance Centre

JULY 14, 2025

If you’re renting to tenants who claim UC, make sure you understand the system, know your rights, and are ready to act if the rent doesn’t arrive.

Property Insurance

Property Insurance Centre

AUGUST 12, 2024

Automatic Fire Alarms in Commercial Properties New Rules 2024 As of October 2024 the London Fire Brigade will cease to attend alarms at commercial properties between the hours of 7am & 8:30 pm. It has been found that 99% of alarms at commercial properties are, in fact, false alarms and take up significant resources.

Commercial Property

Property Insurance Centre

JANUARY 4, 2024

For instance: Residential properties: Homeowners may experience higher rebuild costs due to increased prices of building materials, such as lumber and roofing materials. Commercial properties: Business owners may face higher repair costs for their establishments, particularly if specialized equipment or materials are required.

Property Insurance

Cover4LetProperty

APRIL 16, 2024

They can range from individual property owners to those who own multiple rental properties as part of their investment portfolio. Corporate landlords: These are companies or organisations that own and manage rental properties on a larger scale. They may own residential properties, commercial properties, or a combination of both.

Insurance

Property Insurance Centre

JANUARY 16, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE The Growing Need for Commercial Flood Insurance Flooding is the most common natural disaster in the UK, with 5.2 million properties at risk, according to the Environment Agency.

Commercial

Cover4LetProperty

JUNE 1, 2025

So, what are the main aspects you might want to consider when buying your landlords insurance?

Damage

Property Insurance Centre

DECEMBER 23, 2024

Do I have the right lock for my insurance ? Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. What this lock simply does, is improve the physical security of your property straight away.

Commercial Property

Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. By mid-2024, the average cost of home insurance had risen by 19% compared to 2023, with flood-prone areas facing even steeper increases​ CityAM.

Property Insurance

Property Insurance Centre

AUGUST 8, 2024

It is important to remember, insurers will be continuing to rate the risk element attached to your property, and if you manage to get the office occupied again then, statistically at least, there will be less likely to be any property owners claims for either material damage or liability.

Insurance

Property Insurance Centre

NOVEMBER 11, 2024

Make sure you have a current valid electrical certificate in place (where applicable) – Apart from being a legal requirement in the case of a Commercial Property, it is now a pre-requisite that you have one in place for insurers. Getting an alarm will often be a deterrent in the first instance.

Insurance

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Building

Property Insurance Centre

SEPTEMBER 11, 2024

Such cover may include the following: Removing Debris Dismantling or Demolishing Shoring up or Propping of equipment Please contact us if you would like to discuss your options or if you would like to add a Lift Insurance Policy to your Purpose Built Block of Flats Insurance Policy.

Insurance Policy

Property Insurance Centre

AUGUST 28, 2024

If you require further information, please call us on 0800 085 3761 * Equivalent (or better) performance is considered to be an alarm transmission system (“signalling product”) which has the same (or more) number of alarm transmission paths as the signalling product it is replacing, and with a maximum fault reporting time on the primary path of no (..)

Insurance

Property Insurance Centre

JULY 21, 2024

Aspray’s exemplary performance serves as an inspiration, showcasing the impact of dedication, expertise, and a client-centric approach in achieving excellence in loss assessment and claims management.

Claim

Property Insurance Centre

JULY 30, 2024

Arrange Landlord Insurance Coverage Landlords need to get the right kind of insurance for their rental properties. This includes insurance for the building itself, liability risks, and coverage for lost rental income. An 80% Loan-to-Value ratio is standard for these loans.

Building

Property Insurance Centre

MARCH 19, 2024

Source Links [link] educated consumer can be an insurers best customer/408 [link] [link] Block of Flats FIND OUT MORE GET A QUOTE Unoccupied COMMERCIAL RESIDENTIAL Home Insurance FIND OUT MORE GET A QUOTE Residential Landlord FIND OUT MORE GET A QUOTE Land Liability FIND OUT MORE GET A QUOTE Commercial Property FIND OUT MORE GET A QUOTE Lockup Garage (..)

Property Insurance

Property Insurance Centre

SEPTEMBER 25, 2024

A: Understanding the fine print helps you avoid surprises and ensures you know the scope of coverage, any limitations or exclusions, and what is required of you as the policyholder.

Building

Property Insurance Centre

NOVEMBER 26, 2024

-rev1docx.docx [link] – Electrical Maintenance In Your Workplace | SafetyCulture [link] – Electrical Safety During and After Storms | Rutherford Electric Membership Corporation [link] – Winter Storm Electrical Safety – Electrical Safety Foundation International [link] – Electrical Safety Tips for Extreme Weather │ Legrand (..)

Injury

Property Insurance Centre

APRIL 22, 2025

Whether you are a Leaseholder of a converted house with 2 flats, or an owner of a flat within a purpose built block of flats with 20 other flats owners or tenants, a property owners policy will cater for the building only. The larger the building will often determine the amount you will require.

Insurance