The Property Insurance Law Observer

MAY 12, 2025

State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. In Comprehensive Medical Center, Inc.

Commercial Property

Distinguished

MAY 19, 2025

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.

Policy

Agency Height

JULY 31, 2025

From 2018–2022, ZIP Codes with high climate-related risk saw homeowners’ insurance premiums rise 82% above those in safer areas. How Insurance Companies Calculate Risk: The Real Mechanics Insurance pricing in the U.S. But to your insurance company, it becomes a data point in a much larger risk equation.

Premium

Insurance Journal

MAY 18, 2025

As commercial property insurance rates moderate, the value and relevance of captive insurance companies isn’t expected to fade away. A panel of experts discussed the state and evolution of the captive sphere during a presentation at the RIMS RiskWorld conference …

Commercial Property

Protect Commercial Insurance

OCTOBER 11, 2024

Introduction Climate change isn’t just an environmental buzzword; it’s rapidly becoming a pivotal factor in the world of insurance, especially for commercial properties. As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks.

Commercial Property

Jackson & Jackson

APRIL 29, 2024

Commercial property insurance is a significant expense for property investors and owners. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments.

Commercial Property

The Property Insurance Law Observer

AUGUST 1, 2024

In Zurich American Insurance Company v. Medical Properties Trust, Inc. Background The insurers issued commercial property policies that provided coverage for a hospital. 2024 WL 3504060 (Mass.

Commercial Property

The Property Insurance Law Observer

AUGUST 22, 2024

Harleysville Insurance Company , 2024 WL 3792261 (D. 2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. In Life Skills, Inc.

Building

Property Insurance Centre

JANUARY 4, 2024

. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” To offset these challenges, reinsurers are passing costs down to primary insurance companies.

Property Insurance

Cover4LetProperty

APRIL 16, 2024

They can range from individual property owners to those who own multiple rental properties as part of their investment portfolio. Corporate landlords: These are companies or organisations that own and manage rental properties on a larger scale. Read more: A landlord’s guide to HMOs.

Insurance

Property Insurance Centre

SEPTEMBER 25, 2024

Meeting Building Insurance Requirements When applying for building insurance, it is important to meet the specific requirements set by insurance companies. One common requirement is the installation of smoke detectors in your property. One key factor is the location of your property.

Building

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insurance

Hunton Andrews Kurth

MARCH 11, 2021

Nashville Underground LLC—“nationally acclaimed, seven-story restaurant, bar, night club and live music venue” located in downtown Nashville—procured a commercial property policy from AMCO Insurance Company (AMCO) to protect it from fortuitous catastrophic events.

Business Interruption

Protect Commercial Insurance

DECEMBER 6, 2024

With data breaches, ransomware, and cyber espionage on the rise, cybersecurity has become a critical focus for companies worldwide. The year 2025 sees the sophistication of these threats reaching new levels, affecting companies of all sizes. Let’s dive into a few key technological innovations making waves in the industry.

Commercial Insurance

Majesco

APRIL 11, 2024

US commercial Property and Casualty insurers have obtained incredibly high results in avoiding water, non-weather losses, using IoT solutions for risk prevention. It seems like we could actually see a fire sale of some of the companies that are unable to transition into profitability.

Commercial Property

Property Insurance Centre

MARCH 19, 2024

“Insurance companies should prioritize consumer education to build trust and ensure policyholders understand their rights and responsibilities. ” Preventing Claims Disputes through Education One of the main benefits of insurer-led consumer education is the prevention of claims disputes.

Property Insurance