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Business Owner’s Policy for Restaurants

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Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.

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HOA Insurance: Everything You and Your Clients Need to Know

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HOA insurance typically includes coverage for property damages, crime, and liability suits to common areas like: Rec rooms Pools Clubhouses Walkways Stairways Tennis courts Here’s a breakdown of the core coverages an HOA needs.  Specifically, it covers instances of employee theft, forgery, computer & funds transfers fraud, and more.

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Block of Flats Insurance Glossary of Terms

Property Insurance Centre

However, block of flats insurance is classed as commercial property , and Terrorism cover is often excluded. The residential property management team should carefully consider whether the terrorism cover is necessary, which may be determined by the lease terms, mortgage company requirements, or the property’s location.