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Hotel Insurance Costs and Coverages for Brokers

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Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Fire damage.

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When to Consider Commercial Umbrella Insurance

Mark Jackson Insurance Agency

This is where Commercial Umbrella Insurance comes into play, offering an additional layer of protection to safeguard your business against potentially crippling financial damages. Commercial umbrella insurance kicks in when those limits are reached, providing the extra coverage needed to handle high-cost liabilities.

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How to Safely Secure Umbrellas at Hotels and Resorts

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A loosely fastened canopy can cause injuries of various types, including abrasions, lacerations on the face and arms, cuts, pierced skin from umbrella ribs, neck injury, spinal cord damage, traumatic brain injury (TBI), eye socket fracture, blindness from spokes, dental injury, foot and leg fractures, and other broken bones.