Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. What is Commercial Property Insurance?

Commercial Property

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. But what exactly does it entail?

Commercial Property

Insurance Journal

JUNE 11, 2025

sued a group of lawyers, medical providers and rideshare drivers it claims staged car accidents, manufactured damages and received unnecessary medical procedures to take advantage of insurance policies in Florida, costing the rideshare giant “several million dollars” … Uber Technologies Inc.

Damage

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

Commercial Property

Top Insurance Blogs

JULY 14, 2025

When Markus, a seasoned property investor in Berlin, discovered his flagship retail unit damaged during a severe storm last year, it wasn’t the physical damage that concerned him most. It was the loss of rental income during repairs, weeks without tenant payments.

Commercial Property

Insurance Journal

JULY 28, 2025

As data center construction booms across the United States, a pair of legal experts recently said the lack of commercial insurance products customized for data centers present potential pitfalls that could surface if operators aren’t paying close attention to policy …

Commercial Insurance

Mark Jackson Insurance Agency

JUNE 16, 2025

From underinsuring key assets to misunderstanding policy exclusions, commercial insurance missteps can leave your business exposed to financial loss. Not Getting Proof of Insurance from Vendors or Subcontractors If a subcontractor causes damage or injury, your business could be held liable if that subcontractor is not properly insured.

Commercial Insurance

LexisNexis

JULY 29, 2025

By Carla Rydholm | Lex Machina General Manager and Head of Product The Lex Machina® 2025 Damage Awards Report provides a comprehensive overview of damage-award trends in United States federal district and circuit courts. Practice areas differ wildly in terms of changes in damage awards.

Damage

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. This is where commercial insurance comes in.

Commercial Insurance

Property Insurance Coverage Law

JUNE 3, 2025

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million gallons of water, the result was not just property damage. Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. The case ofEpperson v.

Commercial Property

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. So, how do you determine which commercial insurance products will best protect your business? The post How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Commercial Insurance

Central Insurance

JUNE 10, 2025

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

Insurance Policy

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. Rising claim frequency and litigation costs put coverage affordability and availability at risk. The five-year average count for liability claims increased 24.9

Commercial General Liability

Protect Commercial Insurance

JULY 18, 2025

One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. It’s not about doing something on purpose – it’s about carelessness that leads to damage. And finally, there must be damages – a real injury or financial loss. But what does negligence actually mean?

Liability

The Property Insurance Law Observer

MAY 12, 2025

2025), the Ninth Circuit Court of Appeals affirmed the district courts determination that the period of restoration tied to water damage at the insureds commercial property was the theoretical period when repairs should have been completed with reasonable speed, not the actual period of repairs thwarted by extraneous delays.

Commercial Property

Distinguished

MAY 19, 2025

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A BOP is an efficient way to safeguard against these operational risks with one comprehensive policy. What Doesn’t a BOP Cover?

Policy

Distinguished

MARCH 20, 2025

Other common violations include sanitation and plumbing issues , such as leaking pipes that lead to water damage and mold growth, as well as problems with sewage and drainage systems. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries.

Broker

Protect Commercial Insurance

MAY 9, 2025

From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. This guide will walk you through the essentials, helping you understand how the right commercial insurance can be your business’s best ally.

Liability Insurance

Property Insurance Centre

MAY 19, 2025

Commercial Property Owners Insurance Specialists, Est. 1976 [link] Listen to Commercial Property Owners Insurance explained by one of our directors/p> What Is Commercial Property Owners Insurance? Having adequate insurance cover for your Commercial Building is essential. Index Linking What does this mean?

Commercial Property

Distinguished

MARCH 20, 2025

Unlike single-family homes, apartment complexes face heightened risks damage from one unit can quickly spread to others, liability claims can stem from common areas, and evolving building codes can demand costly upgrades. The court awarded her a staggering $13 million in damages.

Building

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

Shield Insurance Agency

JUNE 19, 2025

Protection Against Financial Loss It covers unexpected costs related to accidents, natural disasters, theft, lawsuits, and property damage, minimizing the financial impact of unforeseen events and helping to pay for costly damages and legal claims.

Business Insurance

American Agents Alliance

JUNE 12, 2025

Discuss these often-overlooked risks with policyholders: Cyber Liability for Small Businesses Commercial clients of any size can be targets for cyber attacks. Insureds do not always know what is important to share with their agents, so it is important to ask open-ended questions and discuss potential risks.

Claim

Protect Commercial Insurance

JUNE 20, 2025

Office insurance is a form of commercial insurance that provides protection for businesses operating from office spaces. Here are some key components typically included: – Property Insurance : Protects the physical premises and its contents from damage or loss due to incidents like fire, flood, or vandalism.

Protection

LexisNexis

JULY 1, 2025

Allocation of Latent Injury and Damage Claims State Law Survey Examine the method adopted in each of the 50 states and the District of Columbia of allocating damages for latent bodily injury and property damage claims, which are also called long tail or continuous injury or damage claims.

Policy

Distinguished

MAY 6, 2025

This guarantees businesses arent left vulnerable to losses from theft, damage, or accidents. A stolen excavator can delay an entire construction project, a damaged HVAC system in transit can leave a building unfinished, and a trucking accident can result in both vehicle loss and undelivered cargo.

Inland Marine Insurance

LexisNexis

JULY 22, 2025

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

Distinguished

JUNE 2, 2025

Some of the most common claims we see in the state include: Frozen pipes in winter that cause water damage to basements or walls. Wind or hail damage to siding and roofing systems. Winter brings heavy snowfall and cold temperatures, and with it, ice dams and frozen pipes, which can cause significant property damage. 

Liability

Rough Notes

JULY 1, 2025

Understanding how these two distinct coverages complement commercial general liability (CGL) is key to closing critical gaps in protection. CGL policies exclude damage […]

Commercial General Liability

TGS

JUNE 18, 2025

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. Always ask your insurance provider what qualifies as “occasional” versus “commercial use.” The answer isn’t always simple. A typical homeowners insurance policy is designed for owner-occupied properties.

Home Insurance

Protect Commercial Insurance

APRIL 4, 2025

– Long-term Property Damage : Delaying essential repairs can lead to more extensive and costly damage in the long run, underscoring the importance of prompt action facilitated by Home Emergency Insurance.

Out-Of-Pocket

American Agents Alliance

APRIL 3, 2025

The Relationship Between Tariffs and Insurance Costs Rising tariffs could impact many different lines of business, but some experts have narrowed their focus to the effects on homeowners and auto (both personal and commercial). This could cause higher rates in commercial property and homeowners lines.

Agents

Triple-I: Homeowners Insurance

MAY 15, 2025

Noteworthy 2024 performance indicators: The disparity in profitability between personal and commercial lines diminished, with both segments achieving an NCR below 100 for the year. Personal auto insurers reported a 2024 NCR of 95.3, marking a considerable 9.6-point point year-over-year improvement.

Workers Compensation

American Agents Alliance

MAY 26, 2025

Some examples include fire prevention services and water detection systems for personal lines policyholders, and cybersecurity training, background screening services, and slip and fall risk assessment firms for commercial policyholders. Insurers may also give discounts to policyholders who invest in these risk management solutions.

Agents

Distinguished

JUNE 16, 2025

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Harp insurance is specialized coverage designed to protect high-value harps against risks like accidental damage, theft, fire, and transit losses.

Protection

Distinguished

JUNE 16, 2025

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Harp insurance is specialized coverage designed to protect high-value harps against risks like accidental damage, theft, fire, and transit losses.

Protection

Simply Insurance

JUNE 9, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Should anything happen to your commercial rental property landlord insurance will cover your investment. LANDLORD INSURANCE WHERE YOU LIVE Landlord insurance by state. Who Should Buy Minnesota Rental Insurance?

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