Triple-I: Homeowners Insurance

MAY 15, 2025

Noteworthy 2024 performance indicators: The disparity in profitability between personal and commercial lines diminished, with both segments achieving an NCR below 100 for the year. In discussing general liability, Kurtz pointed out the substantial reserve strengthening undertaken during 2024. marking a considerable 9.6-point

Workers Compensation

LexisNexis

JULY 22, 2025

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

LexisNexis

JULY 1, 2025

Discover how nothing says “legacy risk” like a 1972 occurrence clause.

Policy

Distinguished

MARCH 20, 2025

General liability : Covers the costs of fighting litigation plus covered damages that might come from it. Personal lines coverage : For owner-occupied properties with up to four units (where the owner lives in one of the units), we provide commercial insurance for the building along with optional personal coverages.

Building

Protect Commercial Insurance

JUNE 20, 2025

Office insurance is a form of commercial insurance that provides protection for businesses operating from office spaces. Reality: Standard business insurance may cover only general liabilities or a specific aspect, but a tailored office policy is necessary to ensure comprehensive protection. What is Office Insurance?

Protection

Simply Insurance

JUNE 9, 2025

Should anything happen to your commercial rental property landlord insurance will cover your investment. If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs.

Insurance Quotes

Distinguished

JULY 7, 2025

Q: What are your property and general liability deductible options? Christine Lind , Restaurant BOP Program Underwriter, Distinguished Primary Hospitality Christine brings more than 30 years of expertise in the insurance industry, starting her career as an Account Manager and progressing to underwriting commercial package policies.

Policy

Zywave

JULY 22, 2025

Where is the market headed? Where is the market headed? Where is the market headed?

General Liability

Zywave

JUNE 10, 2025

Where is the market headed? Where is the market headed? Where is the market headed?

Cyber

Distinguished

APRIL 21, 2025

General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. What Distinguished’s Landlord Insurance Programs Cover in Chicago Our City Insurance program provides robust protection, covering: Property insurance: Covers fires, storms, vandalism, and tenant-related damage.

Broker

Zywave

JUNE 19, 2025

Where is the market headed? Where is the market headed? Where is the market headed?

General Liability

Property Insurance Centre

FEBRUARY 24, 2025

How to Protect Your Business Get Comprehensive Insurance Ensure you have general liability insurance, professional indemnity insurance, and workers compensation if applicable. Incorporate Your Business Structure your business as a Limited Liability Company (LLC) or Corporation to protect personal assets.

Liability

Agency Height

JULY 8, 2025

Be descriptive like, “Smith Insurance Agency – Auto, Home & Commercial Coverage,” or “Smith Insurance – Serving Downtown Springfield Since 1995.” “With the new construction coming on Main Street, it is a good time for local businesses to review their general liability.”

Insurance Agents

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. It can also include commercial, personal use, or rented units.

Building

Distinguished

JULY 7, 2025

Q: What are your property and general liability deductible options? Christine Lind , Restaurant BOP Program Underwriter, Distinguished Primary Hospitality Christine brings more than 30 years of expertise in the insurance industry, starting her career as an Account Manager and progressing to underwriting commercial package policies.

Policy

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities.

Broker

Insurance Journal

MAY 29, 2025

Liberty Mutual reported that it has reached a settlement with Travelers Insurance in a case involving a construction firm being sued by a man who was injured when he fell down an elevator shaft on a construction site. Liberty Mutual …

Liability

Simply Insurance

JUNE 13, 2025

Life sciences insurance is designed to protect companies involved in the research, development, and commercialization of medical products and technologies. This type of insurance covers a range of risks, including clinical trial liability, product liability, and more. What Is Life Sciences Insurance?

Insurance Quotes

Distinguished

JUNE 16, 2025

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. Many planned communities follow similar standards, even if not explicitly outlined by law.

Liability

Distinguished

APRIL 29, 2025

General liability: Protects against legal and medical expenses if a tenant or visitor is injured on the property. Other factors, such as commercial use and past claims history, can also impact pricing. How Much Does a Landlord Insurance Policy Cost in Colorado?

Liability

LexisNexis

MAY 6, 2025

Personal and Advertising Injury Insurance Coverage Learn about the insurance coverage available to a policyholder for claims alleging personal injury and advertising injury, with a focus on the Commercial General Liability Policy.

Commercial General Liability

Insurance Journal

AUGUST 6, 2024

All major commercial lines premium renewal rates were higher in July than in June, except commercial property which decreased, according to the latest monthly Ivans Index. Year over year, commercial auto, business owners, general liability, commercial property and umbrella experienced …

Commercial

Insurance Journal

AUGUST 7, 2024

All major commercial lines premium renewal rates were higher in July than in June, except commercial property which decreased, according to the latest monthly Ivans Index. Year over year, commercial auto, business owners, general liability, commercial property and umbrella experienced …

Commercial

Insurance Journal

DECEMBER 5, 2024

Most major commercial lines premium renewal rates were higher month over month, except general liability, which remained consistent with October and Commercial Property and Workers’ Compensation which saw a decrease, according to the November 2024’s results of the Ivans Index.

Commercial

Insurance Journal

AUGUST 15, 2024

A home builder is not covered under the property damage coverage in its commercial liability policy for construction defects for which it was responsible. A three-judge panel of the Massachusetts Appeals Court has held for the first time that “construction …

Property Damage

Insurance Journal

SEPTEMBER 5, 2024

Florida, Georgia and Texas insurance agents can submit general liability and commercial excess business to FCCI Specialty Insurance … Sarasota-based FCCI Insurance Group will soon start writing excess and surplus lines across much of the country, the carrier announced this week.

General Liability

Insurance Journal

NOVEMBER 26, 2024

A commercial general liability policy with a pollution exclusion does not protect a Virginia homeowners association from lawsuits filed by swimmers alleging they were injured by chemicals discharged into the community pool. That is the argument made by Philadelphia Indemnity …

Commercial General Liability

Insurance Journal

FEBRUARY 13, 2025

Mosaic Insurance has launched a combined environmental product that merges primary commercial general liability with a suite of added pollution and professional coverages. The company’s new Site Pollution & General Liability (SGL) form provides primary and excess (supported and unsupported) …

Liability

Insurance Journal

MARCH 20, 2025

A new report identifying commercial litigation waves likely to pick up steam in 2025 highlights one particular theme that could further lengthen the tail of general liability claims for insurers writing policies for contractors and builders. The 2025 “Commercial Litigation …

General Liability

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

General Liability

Central Insurance

AUGUST 21, 2024

Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. Learn why business insurance for LLCs is essential to protect your assets and operations. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

Business Insurance

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

points year-over-year improvement, with commercial lines continuing to outperform personal lines. Commercial lines underwriting profitability remained mostly flat. Commercial lines underwriting profitability remained mostly flat. Commercial lines 2024 net combined ratio remained relatively flat at 97.1 represented a 2.3-points

Commercial

LexisNexis

APRIL 1, 2025

Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Commercial umbrella insurance kicks in when those limits are reached, providing the extra coverage needed to handle high-cost liabilities.

Commercial Umbrella

Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is essential for any business, including tailors.

Commercial

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents.

Insurance Policy