American Agents Alliance

JUNE 12, 2025

Discuss these often-overlooked risks with policyholders: Cyber Liability for Small Businesses Commercial clients of any size can be targets for cyber attacks. Insureds do not always know what is important to share with their agents, so it is important to ask open-ended questions and discuss potential risks.

Claim

Triple-I: Homeowners Insurance

MAY 15, 2025

Noteworthy 2024 performance indicators: The disparity in profitability between personal and commercial lines diminished, with both segments achieving an NCR below 100 for the year. In discussing general liability, Kurtz pointed out the substantial reserve strengthening undertaken during 2024. marking a considerable 9.6-point

Workers Compensation

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival.

Liability

LexisNexis

JULY 22, 2025

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

LexisNexis

JULY 1, 2025

Occurrence or Claims-Made Policies Learn about the attributes of occurrence and claims-made insurance policies, which refer to the two basic types of triggering events found in liability policies. Discover how nothing says “legacy risk” like a 1972 occurrence clause.

Policy

Protect Commercial Insurance

JUNE 20, 2025

Office insurance is a form of commercial insurance that provides protection for businesses operating from office spaces. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. What is Office Insurance?

Protection

Distinguished

MARCH 20, 2025

Unlike single-family homes, apartment complexes face heightened risks damage from one unit can quickly spread to others, liability claims can stem from common areas, and evolving building codes can demand costly upgrades. General liability : Covers the costs of fighting litigation plus covered damages that might come from it.

Building

Distinguished

JULY 7, 2025

Q: What are your property and general liability deductible options? Q: Do you offer liquor liability coverage, including host liquor liability? Q: What are the liquor liability coverage limits, and are there sub-limits? A: Liquor liability limits are $1M/$2M. We do not offer GL deductibles.

Policy

Simply Insurance

JUNE 9, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Minnesota?

Insurance Quotes

Zywave

JULY 22, 2025

Where is the market headed? Where is the market headed? Where is the market headed?

General Liability

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. In Chicago alone, more than 2.7

Broker

Zywave

JUNE 10, 2025

Where is the market headed? Where is the market headed? Where is the market headed?

Cyber

Zywave

JUNE 19, 2025

Where is the market headed? Where is the market headed? Where is the market headed?

General Liability

Distinguished

JULY 7, 2025

Q: What are your property and general liability deductible options? Q: Do you offer liquor liability coverage, including host liquor liability? Q: What are the liquor liability coverage limits, and are there sub-limits? A: Liquor liability limits are $1M/$2M. We do not offer GL deductibles.

Policy

Simply Insurance

JUNE 13, 2025

How Much Is Aircraft Mechanic Liability Insurance? Industries with higher perceived risks will generally face higher premiums. Drone Insurance Drone Insurance Quotes Pilot Insurance Pilot Insurance Quotes How Much Is Student Pilot Insurance? How Much Is Senior Pilot Insurance?

Insurance Quotes

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. It can also include commercial, personal use, or rented units.

Building

Distinguished

APRIL 29, 2025

Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured. However, landlords must navigate challenges such as extreme weather events, tenant-related liabilities, and potential evictions. Umbrella insurance : Extends liability limits beyond Package limits.

Liability

Agency Height

JULY 8, 2025

Be descriptive like, “Smith Insurance Agency – Auto, Home & Commercial Coverage,” or “Smith Insurance – Serving Downtown Springfield Since 1995.” “With the new construction coming on Main Street, it is a good time for local businesses to review their general liability.”

Insurance Agent

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Still have doubts?

Broker

Distinguished

JUNE 16, 2025

Homeowners association insurance is a package policy designed to protect the shared property and liability exposures of a residential community — whether that’s a condo complex, townhomes, or a single-family home subdivision governed by an HOA. What is HOA Insurance? What Does HOA Insurance Typically Cover?

Liability

LexisNexis

MAY 6, 2025

Personal and Advertising Injury Insurance Coverage Learn about the insurance coverage available to a policyholder for claims alleging personal injury and advertising injury, with a focus on the Commercial General Liability Policy.

Commercial General Liability

Insurance Journal

AUGUST 15, 2024

A home builder is not covered under the property damage coverage in its commercial liability policy for construction defects for which it was responsible. A three-judge panel of the Massachusetts Appeals Court has held for the first time that “construction …

Property Damage

Insurance Journal

AUGUST 6, 2024

All major commercial lines premium renewal rates were higher in July than in June, except commercial property which decreased, according to the latest monthly Ivans Index. Year over year, commercial auto, business owners, general liability, commercial property and umbrella experienced …

Commercial

Insurance Journal

AUGUST 7, 2024

All major commercial lines premium renewal rates were higher in July than in June, except commercial property which decreased, according to the latest monthly Ivans Index. Year over year, commercial auto, business owners, general liability, commercial property and umbrella experienced …

Commercial

Insurance Journal

DECEMBER 5, 2024

Most major commercial lines premium renewal rates were higher month over month, except general liability, which remained consistent with October and Commercial Property and Workers’ Compensation which saw a decrease, according to the November 2024’s results of the Ivans Index.

Commercial

Insurance Journal

FEBRUARY 13, 2025

Mosaic Insurance has launched a combined environmental product that merges primary commercial general liability with a suite of added pollution and professional coverages. The company’s new Site Pollution & General Liability (SGL) form provides primary and excess (supported and unsupported) …

Liability

Insurance Journal

SEPTEMBER 5, 2024

Florida, Georgia and Texas insurance agents can submit general liability and commercial excess business to FCCI Specialty Insurance … Sarasota-based FCCI Insurance Group will soon start writing excess and surplus lines across much of the country, the carrier announced this week.

General Liability

Insurance Journal

NOVEMBER 26, 2024

A commercial general liability policy with a pollution exclusion does not protect a Virginia homeowners association from lawsuits filed by swimmers alleging they were injured by chemicals discharged into the community pool. That is the argument made by Philadelphia Indemnity …

Commercial General Liability

Insurance Journal

MARCH 20, 2025

A new report identifying commercial litigation waves likely to pick up steam in 2025 highlights one particular theme that could further lengthen the tail of general liability claims for insurers writing policies for contractors and builders. The 2025 “Commercial Litigation …

General Liability

Central Insurance

AUGUST 21, 2024

Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. Learn why business insurance for LLCs is essential to protect your assets and operations. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

Business Insurance

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

General Liability

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

points year-over-year improvement, with commercial lines continuing to outperform personal lines. Commercial lines underwriting profitability remained mostly flat. Commercial lines underwriting profitability remained mostly flat. Commercial lines 2024 net combined ratio remained relatively flat at 97.1 represented a 2.3-points

Commercial

LexisNexis

APRIL 1, 2025

Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Commercial umbrella insurance kicks in when those limits are reached, providing the extra coverage needed to handle high-cost liabilities.

Commercial Umbrella

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is essential for any business, including tailors.

Commercial

Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy