Distinguished

JULY 7, 2025

Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? Q: What are your property and general liability deductible options? Q: Will you write BYOB establishments? A: Yes, we will write BYOB establishments. We do not offer GL deductibles.

Policy

Distinguished

APRIL 21, 2025

General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. The citys density, property values, and the likelihood that someone could make a claim all contribute to premium fluctuations. Loss of rental income: Replaces rental income if a covered event makes the property uninhabitable.

Broker

Property Insurance Centre

FEBRUARY 24, 2025

The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums. How to Protect Your Business Get Comprehensive Insurance Ensure you have general liability insurance, professional indemnity insurance, and workers compensation if applicable.

Liability

Simply Insurance

JUNE 13, 2025

These platforms allow you to evaluate different policies side-by-side, considering factors such as coverage limits, premiums, and additional benefits. Generally, premiums are calculated based on the level of coverage you require and the perceived risk associated with your operations. How Much Does Life Sciences Insurance Cost?

Insurance Quotes

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. It can also include commercial, personal use, or rented units. million ~$50,000 Denver 44 units, 6 stories ~$14.5

Building

Agency Height

JULY 8, 2025

Be descriptive like, “Smith Insurance Agency – Auto, Home & Commercial Coverage,” or “Smith Insurance – Serving Downtown Springfield Since 1995.” “With the new construction coming on Main Street, it is a good time for local businesses to review their general liability.”

Insurance Agent

Distinguished

JULY 7, 2025

Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? Q: What are your property and general liability deductible options? Q: Will you write BYOB establishments? A: Yes, we will write BYOB establishments. We do not offer GL deductibles.

Policy

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities.

Broker

Distinguished

JUNE 16, 2025

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. Many planned communities follow similar standards, even if not explicitly outlined by law. What Doesn’t HOA Insurance Cover?

Liability

Insurance Journal

AUGUST 6, 2024

All major commercial lines premium renewal rates were higher in July than in June, except commercial property which decreased, according to the latest monthly Ivans Index. Year over year, commercial auto, business owners, general liability, commercial property and umbrella experienced …

Commercial

Insurance Journal

AUGUST 7, 2024

All major commercial lines premium renewal rates were higher in July than in June, except commercial property which decreased, according to the latest monthly Ivans Index. Year over year, commercial auto, business owners, general liability, commercial property and umbrella experienced …

Commercial

Insurance Journal

DECEMBER 5, 2024

Most major commercial lines premium renewal rates were higher month over month, except general liability, which remained consistent with October and Commercial Property and Workers’ Compensation which saw a decrease, according to the November 2024’s results of the Ivans Index.

Commercial

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

points year-over-year improvement, with commercial lines continuing to outperform personal lines. Much of the overall underwriting gain was due to growth in personal lines net premiums written. Commercial lines underwriting profitability remained mostly flat. Commercial lines underwriting profitability remained mostly flat.

Commercial

Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is essential for any business, including tailors.

Commercial

Friendly Agent

SEPTEMBER 21, 2020

You may find various types of personal insurance and commercial insurance policies. Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage.

Insurance Agent

Property Insurance Centre

JANUARY 4, 2024

Inflation drives up property valuations , construction costs , and insurance premiums. This has resulted in higher premiums and limited coverage in catastrophe-exposed areas. The rising costs of building or repairing properties have a direct effect on insurance premiums.

Property Insurance

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk

Triple-I: Workers Compensation

MARCH 21, 2023

Group captives recruit safety-conscious companies with better-than-average loss experience, with each member’s premium based on its own most recent five-year loss history. Each owner makes a modest initial capital contribution,” states the paper, Group Captives: An Opportunity to Lower Cost of Risk. “The

Workers Compensation

Distinguished

AUGUST 12, 2024

We’ll explore the wide range of projects covered, from single-family homes to commercial buildings, and examine the comprehensive coverages that protect your clients’ investments. Broad appetite : Get coverage for single-family homes, commercial buildings, and mixed-use clients all in one place.

Risk

Protect Commercial Insurance

OCTOBER 25, 2024

Reflect on: – How much you can comfortably allocate from your business budget for insurance premiums. Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries.

Business Insurance

Distinguished

SEPTEMBER 25, 2024

Whether it’s a construction project for a single-family home , a mixed-use building , or a commercial property, Distinguished’s Builder’s Risk Program has got it covered. Premises liability claims : Legal expenses and liability coverage related to any injuries, including trips and falls, that occur on the site.

Risk

American Agents Alliance

SEPTEMBER 26, 2024

By the end, you’ll have a comprehensive understanding of how integrating surety bonds into your offerings can streamline your operations, open new markets, and solidify your role as a trusted advisor to your commercial clients. According to AM Best , the surety industry in the United States reported direct written premiums totaling $9.3

Agents