Distinguished

JUNE 2, 2025

Standard homeowners insurance simply doesn’t provide adequate protection for rental properties in Ohio. For landlords, a dedicated insurance policy is essential — here’s why: Severe weather exposure Ohio experiences a wide range of extreme weather events throughout the year.

Liability

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. I also touched on commercial liability coverage. At the request of quite a few readers, I now turn my attention to home and contents. ” [ emphasis mine] 1. . ” [ emphasis mine] 1.

Policy

Shield Insurance Agency

MAY 12, 2025

Whether you own a motorhome, pop-up, ATV, or other recreational toys, it’s crucial to ensure they have the right insurance coverage. It’s a common misconception that standard auto insurance policies will cover recreational vehicles. Standard policies typically do not extend to these types of vehicles.

Out-Of-Pocket Expense

Agency Height

JULY 23, 2025

Types of Tax Insurance Policies While often broadly referred to as “tax insurance,” these policies can be tailored to cover a range of specific tax risks: Tax Indemnity Insurance: This is the most common form, providing coverage for identified, specific tax risks that might lead to a successful challenge by a tax authority.

Protection

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. It can also include commercial, personal use, or rented units. How Much is Landlord Insurance?

Building

Property Insurance Centre

JANUARY 30, 2025

Because of these risks, many standard building insurance policies may not fully cover an unoccupied flat for extended periods, typically beyond 30-60 days. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE What Type of Insurance Do You Need?

Property Insurance

Protect Commercial Insurance

MARCH 28, 2025

What is Rent Guarantee Insurance? Rent guarantee insurance is like a security blanket for landlords. It’s a special type of insurance policy designed to protect landlords from the financial uncertainties associated with renting out their properties. Lets dive into what this insurance is all about.

Insurance

Agency Height

JULY 23, 2025

Types of Tax Insurance Policies While often broadly referred to as “tax insurance,” these policies can be tailored to cover a range of specific tax risks: Tax Indemnity Insurance: This is the most common form, providing coverage for identified, specific tax risks that might lead to a successful challenge by a tax authority.

Protection

Property Insurance Centre

FEBRUARY 24, 2025

By taking proactive stepslike securing insurance, structuring your business properly, and following best practicesyou can protect yourself, your business, and your financial future. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Liability

Simply Insurance

JUNE 13, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Insurance Quotes

Property Insurance Centre

MARCH 11, 2025

” Plus, of course, the issue of home insurance and block of flats insurance costs, which in the UK increased by 21% year-on-year between July and September 2024, according to a report from Compare the Market. Unoccupied flats pose risks like water damage and squatting, which insurers consider when pricing policies.

Risk

Distinguished

APRIL 21, 2025

The Value of Umbrella Insurance for Illinois Landlords While standard landlord insurance policies include liability protection, some claims exceed basic coverage limits. Umbrella insurance offers additional protection to cover unexpected legal and financial risks.

Broker

Property Insurance Centre

JANUARY 27, 2025

Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building. Speak with the Freeholder or Managing Agent: Ask for details about the current insurance policy and how costs are allocated.

Building

Property Insurance Centre

MAY 2, 2025

Business and Retail Insurance Specialists, Est. 1976 [link] Listen to Business and Retail Insurance explained by one of our directors What Is Business and Retail Insurance? Business Owners are well aware of the importance of having the correct insurance policy for their business.

Insurance

Property Insurance Centre

MARCH 21, 2025

Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies. Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs.

Premium

Distinguished

APRIL 29, 2025

Standard homeowners insurance often falls short, leaving property owners vulnerable to financial losses. A specialized landlord insurance policy provides protection against lost rental income, tenant-related damages, and extreme weather. How Much Does a Landlord Insurance Policy Cost in Colorado?

Liability

Property Insurance Centre

JUNE 5, 2025

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from.

Insurance

Property Insurance Centre

JULY 14, 2025

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from.

Property Insurance

Property Insurance Centre

SEPTEMBER 11, 2024

What does a Lift Inspection Policy cover? What does a Lift Inspection Policy cover in conjunction with a Purpose Built Flats Insurance Policy? Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason.

Insurance Policy

Property Insurance Centre

JANUARY 16, 2025

Understanding Commercial Flood Insurance in the United Kingdom Flooding has become an increasingly significant risk for businesses across the United Kingdom as climate change intensifies weather extremes. Commercial properties are particularly vulnerable due to their size, location, and value.

Commercial

Property Insurance Centre

AUGUST 12, 2024

Automatic Fire Alarms in Commercial Properties New Rules 2024 As of October 2024 the London Fire Brigade will cease to attend alarms at commercial properties between the hours of 7am & 8:30 pm. It has been found that 99% of alarms at commercial properties are, in fact, false alarms and take up significant resources.

Commercial Property

Mark Jackson Insurance Agency

MAY 21, 2024

Home Office Desk by Ken Tomita The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs.

Liability

Wren Insurance Agency

SEPTEMBER 3, 2024

Overflow of inland or tidal waters, heavy runoff from significant rainfall, collapse or destabilization of land along a body of water due to erosion, or unexpected wave activity can all cause flooding events in your home that aren't covered by your typical HO3 policy. Regardless, it's much better to have coverage than to be without.

Insurance

Cover4LetProperty

APRIL 16, 2024

They may own residential properties, commercial properties, or a combination of both. Landlord insurance UK landlord insurance is a specialised type of insurance designed to provide cover for individuals who own properties that they rent out to tenants. Read more: A landlord’s guide to HMOs.

Insurance

Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

Insurance Agency

Property Insurance Centre

DECEMBER 23, 2024

Do I have the right lock for my insurance ? Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. Without this level of security, insurer will often exclude cover for malicious damage, fire or theft!

Commercial Property

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insurance

Maritime Insurance International

JUNE 5, 2020

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea.

Insurance Policy

Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. By mid-2024, the average cost of home insurance had risen by 19% compared to 2023, with flood-prone areas facing even steeper increases​ CityAM.

Property Insurance

Property Insurance Centre

NOVEMBER 11, 2024

Less claims will mean better premiums, lower excesses and no perils being excluded when it comes to renewing your policy. For example, many commercial buildings and retail business will often have large theft excesses applied, as a result of theft & malicious damage claims.

Insurance

InsuredMine

AUGUST 27, 2024

Multiple People Can Sign at Once For insurance policies or claims that require multiple signatures, e-signature platforms offer a significant advantage. This feature is particularly beneficial for group policies, complex commercial insurance arrangements, or claims involving multiple stakeholders.

Insurance

TGS

SEPTEMBER 11, 2023

Wind Pool coverage is available for single-family homes, multi-family dwellings, mobile homes, and condos. Commercial businesses are also available for coverage. Your property must have a roof that is in good condition (determined by the insurance provider). This covers any damage caused by wind or hail events.

Insurance

Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. These can be added to your policy for an additional premium. Exclusions Building insurance policies will have exclusions, which are specific events or circumstances that are not covered by your policy.

Building

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Building

Property Insurance Centre

JULY 21, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from.

Claim

Property Insurance Centre

JANUARY 4, 2024

It’s crucial for property owners to regularly review their insurance policies and update their property valuations to ensure they have adequate coverage in place. The Importance of Accurate Property Valuations Accurate property valuations are essential for both insurers and policyholders.

Property Insurance

Property Insurance Centre

AUGUST 8, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from.

Insurance