Property Insurance Centre

MARCH 11, 2025

” Plus, of course, the issue of home insurance and block of flats insurance costs, which in the UK increased by 21% year-on-year between July and September 2024, according to a report from Compare the Market. Some insurers might impose higher excesses or refuse coverage in high-risk flood zones.

Risk

Distinguished

APRIL 21, 2025

Optional Coverage Enhancements Landlords in Chicago can further customize their policies with additional coverage options: Flood & earthquake insurance: Protection against natural disasters. Hired and non-owned auto insurance: Covers vehicles used for property management. Umbrella insurance : Extends liability limits for landlords.

Broker

Property Insurance Centre

MAY 2, 2025

Loss of stock by theft or an accident such as a burst pipe can cause a business thousands of pounds in damage. Insuring your stock for the correct amount will give the ultimate peace of mind. Many insurers will require a fully maintained theft alarm with evidence of annual servicing in the event of a claim for theft, for example.

Insurance

Distinguished

APRIL 29, 2025

Optional Coverage Enhancements For added security, landlords can customize their policies with: Flood and earthquake insurance: Protection against natural disasters. Hired and non-owned auto insurance: Liability coverage for vehicles used in property management. Crime insurance: Covers financial losses from theft or vandalism.

Liability

Property Insurance Centre

JUNE 5, 2025

Standard Perils can include cover for Fire, Lightning, earthquakes, Aircraft, Explosion, Theft, Malicious Damage, Storm, Flood, Riot, Civil Commotion, Escape of Water, Impact (by falling trees, vehicles or animals), Subsidence, Landslip or Heave. The cost of which cant be reclaimed if a floor is ripped up to find there is no leak!

Insurance

Protect Commercial Insurance

NOVEMBER 1, 2024

Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential. In this blog, we’ll explore the key differences between landlord insurance and standard home insurance.

Home Insurance

Mark Jackson Insurance Agency

MAY 21, 2024

Home Office Desk by Ken Tomita The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs.

Liability

Property Insurance Centre

DECEMBER 23, 2024

Do I have the right lock for my insurance ? Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. However, the first thing you should ask yourself, is, “Do I have the right lock for my insurance?”

Commercial Property

Property Insurance Centre

NOVEMBER 11, 2024

Insurers will often insist that the property has a maintenance programme in place before they even offer renewal terms. Currently, many insurers will simply decline to offer renewal terms, if there had been any history of poor maintenance. Getting an alarm will often be a deterrent in the first instance.

Insurance

Property Insurance Centre

AUGUST 28, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Without an adequate alarm system in place, insurers may not offer terms or increase the premium significantly to reflect the extra risk they may be covering.

Insurance

Cover4LetProperty

JUNE 1, 2025

Buying the correct type of cover there are a number of different types of property insurance from standard home insurance for owner occupiers, to cover for commercial property, and insurance specifically designed for landlords for any kind of let property, whether that is residential or commercial; perhaps as obvious as it might seem, it is important (..)

Damage

Property Insurance Centre

AUGUST 8, 2024

For example, if the unoccupied office is in a high risk post code for arson, then your insurers may impose a heavy additional premium just for them to keep on risk (along with some very stringent conditions), as an unoccupied office may well be attractive to would-be vandals. What happens when the unoccupied property becomes empty again?

Insurance

Property Insurance Centre

SEPTEMBER 25, 2024

Here, we will delve into the various aspects of building insurance coverage, so you can be confident that you have the right policy for your needs. Building insurance typically covers damage caused by a range of perils, including fire, theft, vandalism, and natural disasters. What is Covered?

Building

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Building

Distinguished

JUNE 2, 2025

Distinguished offers three core programs tailored to Ohios rental property landscape: City landlord insurance : For owners of 2-100 unit properties, including mixed-use buildings with commercial tenants. City multi-family landlord insurance : Ideal for 2-4 unit properties, whether fully rented or partially owner-occupied.

Liability