Compensation Out-Of-Pocket Premium 
AMAXX
JULY 14, 2025
When it comes to workers’ compensation, small claims might seem harmless. ERA rules apply in about 35 states and were designed to encourage employers to report medical-only claims rather than quietly paying them out-of-pocket. Many employers fear reporting will lead to higher premiums. Not always.
R&R Insurance
MAY 7, 2025
It was thrown out on a legal technicality. The court found the plaintiffs first claim, that she paid more in premiums due to the defendants purported breach of fiduciary duty during the plans negotiation process, did not sufficiently show evidence of an injury and was at best, speculative and hypothetical.
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AMAXX
JULY 30, 2025
Imagine this: One injured employee stays out of work for 35 extra days. At an average indemnity cost of $250/day, plus $3,000 for replacement labor, the total out-of-pocket cost is $11,750. Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. Seems manageable, right?
Word & Brown
APRIL 1, 2025
Individual Health Insurance Tax Deductibility If you offer individual health insurance to your clients, they may be able to include their health insurance premiums in their medical expense calculation on their taxes. Its nearly everyones least favorite time of year: tax season. of a persons adjusted gross income (AGI).
Protect Commercial Insurance
APRIL 4, 2025
– Tenant Eviction : Evictions can be a costly and drawn-out process. – Tenant Eviction : Evictions can be a costly and drawn-out process. Two insurance options that often get overlooked but can make a significant financial difference are rent guarantee insurance and home emergency insurance.
Jackson & Jackson
APRIL 10, 2024
Business interruption insurance compensates for lost income during these periods, helping you keep your business afloat until you can resume normal operations. Assessing the Value of Your Property Accurately The value of your property directly affects your insurance premiums and the amount you’ll be compensated in case of a claim.
Protect Commercial Insurance
NOVEMBER 1, 2024
Let’s dive in and find out what each offers! Let’s delve into what landlord insurance offers and why it might be the right choice for you as a property owner renting out one or more homes. It’s crucial because it ensures you won’t have to bear the financial burden of significant repairs out of pocket.
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