Crime Cyber Premium 
Protect Commercial Insurance
APRIL 11, 2025
– Data Breach Insurance : Critical for technology-reliant businesses, protecting against cyber risks. Does the local crime rate affect security? – Specialisation : Some insurers specialise in certain industries, which could offer you tailored coverages and possibly better premiums.
Distinguished
JULY 7, 2025
Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? Q: What are your crime score requirements? A: There are no specific crime score criteria, but we may utilize crime scores in our underwriting process. Q: Will you write BYOB establishments?
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Distinguished
JUNE 30, 2025
This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. Cyber liability insurance: Provides coverage in the event of data breaches and cyberattacks, which can compromise customer and business information.
Distinguished
JUNE 30, 2025
This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. Cyber liability insurance: Provides coverage in the event of data breaches and cyberattacks, which can compromise customer and business information.
Distinguished
JULY 7, 2025
Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? Q: What are your crime score requirements? A: There are no specific crime score criteria, but we may utilize crime scores in our underwriting process. Q: Will you write BYOB establishments?
Distinguished
FEBRUARY 24, 2025
Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches. Cyber liability insurance: Protects restaurants against the financial fallout of data breaches and cyberattacks.
Distinguished
MAY 13, 2025
Cyber liability : A policy designed to cover the costs associated with cybercrime and data breaches. You can add on high-limit hotel umbrella insurance (limits up to $145 million) and cyber liability so your clients get the comprehensive hotel insurance coverage they need. Crimes like this dont just impact individuals.
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