Prof. Allan Manning

JANUARY 29, 2025

With no reinsurance protection for terrorism under the Australian Reinsurance Pool Corporation it is up to individual insurers as to whether they will grant their home and contents clients coverage for terrorism. This is where the wording has a Defined Events cover and sometimes an Option for Accidental Damage.

Policy 208

Policy Business Interruption Commercial Risk 208

Distinguished

MARCH 20, 2025

Apartment buildings present unique insurance challenges because of their dense living arrangements, high occupancy turnover, and shared spaces. These incidents can lead to lawsuits costing thousands of dollars in legal fees, not to mention potential damages if your client is found liable.

Building 52

Building Protection Damage Liability 52

TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

Home Insurance 52

Home Insurance Premium Out-Of-Pocket Insurer 52

Distinguished

APRIL 29, 2025

Environmental hazards, coupled with the challenges of managing tenants, make landlord insurance an essential investment. Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income. Crime insurance: Covers financial losses from theft or vandalism.

Liability 52

Liability Financial Loss Insurer Insurance 52

Distinguished

APRIL 21, 2025

The damage is extensive, and tenants are forced to relocate while repairs are underway. Without the right insurance, the landlord absorbs the full financial hit not just from repairs but also from lost rental income. Building ordinance: Helps landlords cover expenses for meeting updated building codes after damage.

Broker 52

Broker Liability Broker-Agent Building 52

Property Insurance Centre

MARCH 11, 2025

” Plus, of course, the issue of home insurance and block of flats insurance costs, which in the UK increased by 21% year-on-year between July and September 2024, according to a report from Compare the Market. Some insurers might impose higher excesses or refuse coverage in high-risk flood zones.

Risk 52

Risk Insurer Insurance Insured 52

TGS

NOVEMBER 27, 2024

Let’s dive into some budget-friendly safety upgrades that can help you save money while giving your home insurance provider fewer reasons to worry. Why Home Safety Affects Insurance Premiums Insurance companies calculate premiums based on risk. Insider Tip: Some states offer rebates for stormproofing your home.

Premium 52

Premium Home Insurance Insurer Insurance 52