Distinguished

JUNE 30, 2025

Here are some of the key exposures restaurant insurance can help address for businesses in South Carolina: Kitchen fires: With open flames, hot equipment, and constant activity, restaurant kitchens are a major fire risk. Even small fires can result in expensive property damage and lengthy closures.

Liability

Distinguished

FEBRUARY 24, 2025

Whether it is a major fire or foodborne illnesses , restaurants in Charlotte and North Carolina need comprehensive insurance coverage to help them financially recover from unexpected and financially devastating events. General liability insurance: Coverage for legal claims related to customer injuries or property damage.

Liability

Agency Height

JULY 31, 2025

Imagine this : You’ve done everything right, kept up with your home maintenance, paid your insurance premiums on time, never filed a claim. No damage to your home, no claims filed… and yet, your home insurance premium goes up at renewal. Welcome to the complicated world of risk-based insurance pricing in the U.S.

Premium

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Fire damage. One real-world example?

Broker

Distinguished

JUNE 16, 2025

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. What Does HOA Insurance Typically Cover?

Liability

ProWriters

FEBRUARY 12, 2024

HIPAA breaches can also damage a healthcare organization’s reputation. Reputational damage leads to broken trust, lost customers, and decreased revenue. Patients can find themselves vulnerable to financial and emotional distress. They may spend years repairing their credit and financial records.

Cyber

Cover4LetProperty

OCTOBER 1, 2024

While landlord insurance typically isn’t a legal requirement, if you have a mortgage on the property, then in most cases you will be legally obliged to ensure you have (at the very least) adequate landlords buildings insurance to protect both you and your mortgage provider’s financial interests in the property.

Insurance

Property Insurance Centre

MAY 20, 2024

This could mean that if the property is insured for 50% of its correct rebuilding cost, the insurer only pays 50% of the claimed amount. damage caused by a leak). The clause or condition of the block of flats insurance policy may vary between insurers. This can apply to a total loss (e.g. cleaner or gardener).

Building

Distinguished

SEPTEMBER 10, 2024

Our Builder’s Risk program is a comprehensive insurance solution that covers under-construction properties and their works sites against all the most common risk factors. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance

Distinguished

JUNE 2, 2025

Why Ohio Landlords Need Specialized Insurance Understanding real-world claims helps brokers convey the true value of landlord insurance. Some of the most common claims we see in the state include: Frozen pipes in winter that cause water damage to basements or walls. Wind or hail damage to siding and roofing systems.

Liability