Crime General Liability Injury 
Distinguished
MARCH 20, 2025
For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. General liability : Covers the costs of fighting litigation plus covered damages that might come from it. We offer coverage up to a limit of $1 million.
Protect Commercial Insurance
JUNE 20, 2025
. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. – Employer’s Liability Insurance : Required by law if you employ staff. It covers compensation claims from employees in case of workplace injuries or illnesses.
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Distinguished
JUNE 30, 2025
Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.
Distinguished
JUNE 30, 2025
Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.
Distinguished
FEBRUARY 24, 2025
Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. General liability insurance: Coverage for legal claims related to customer injuries or property damage.
Distinguished
APRIL 21, 2025
General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. Crime insurance: Safeguards against theft, fraud, and vandalism. Employee liability coverage: Covers claims related to on-site staff and property managers. Umbrella insurance : Extends liability limits for landlords.
Distinguished
MAY 13, 2025
Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Even industry giants arent immune.
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