Crime Injury Theft 
Protect Commercial Insurance
JUNE 20, 2025
Whether it’s a fire, theft, or any other unforeseen circumstance, having the right coverage ensures your office is back up and running without a hitch. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises.
Distinguished
MARCH 20, 2025
For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. Crime insurance : Protects against financial losses caused by theft, burglary, or employee dishonesty, covering stolen money, securities, or property.
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Distinguished
JUNE 2, 2025
Under Ohio premises liability law , property owners are frequently held liable for injuries sustained on their properties, making liability coverage crucial. Liability protection: Covers injuries to tenants or visitors, with limits of $1M per occurrence and $2M aggregate.
Distinguished
JUNE 30, 2025
Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.
Distinguished
JUNE 30, 2025
Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.
Distinguished
FEBRUARY 24, 2025
Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills.
Distinguished
APRIL 21, 2025
General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. Crime insurance: Safeguards against theft, fraud, and vandalism. Loss of rental income: Replaces rental income if a covered event makes the property uninhabitable. Umbrella insurance : Extends liability limits for landlords.
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