Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down
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JULY 31, 2025
From 2018–2022, ZIP Codes with high climate-related risk saw homeowners’ insurance premiums rise 82% above those in safer areas. How Insurance Companies Calculate Risk: The Real Mechanics Insurance pricing in the U.S. These models account for: Save more by comparing quotes from multiple insurance agents near you.
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