Distinguished

MAY 13, 2025

Robbery and Assaults Hotels are meant to be safe havens for travelers, but like any public space, they can also be targets for violent crime. Crimes like this dont just impact individuals. The following is an overview of the costs behind each coverage type and some of the factors that go into the cost of hotel insurance.

Broker

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JUNE 16, 2025

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. What Does HOA Insurance Typically Cover? Some policies do not cover all people associated with the board (i.e.,

Liability

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Thus, affordable housing providers are highly likely to experience a loss of coverage or relatively high insurance premiums.

Crime

Scott Insurance

FEBRUARY 27, 2024

The Hardening Property Insurance Market Since 2017, the property insurance market has been hardening, resulting in lower available limits, higher deductibles and increased premiums. suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance.

Deductible

Protect Commercial Insurance

NOVEMBER 8, 2024

This guide will teach you practical ways to save money on your commercial insurance. By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure.

Commercial Insurance

Cover4LetProperty

OCTOBER 1, 2024

Contents insurance If you rent out a furnished or partly furnished property, contents insurance can cover the cost of replacing furniture, appliances, or other items that belong to you as the landlord. Note that tenant belongings are not covered under this policy—they will need their own tenants contents insurance for personal items.

Insurance

Property Insurance Centre

MAY 20, 2024

Employers’ Liability Insurance Employers’ Liability Insurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. cleaner or gardener). Who is Considered an Employee? tents, caravans) Land itself and landscaping (e.g.,

Building

Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  Materials : Certain materials like wood are more prone to fire or mold, making them more expensive to insure.

Risk

Distinguished

JUNE 2, 2025

Optional Enhancements for Ohio Landlords Brokers can customize policies with optional add-ons that provide extra protection: Flood insurance: Critical for properties near rivers or flood-prone areas. Hired and non-owned auto insurance: Covers vehicles used for property management. How Much Does Landlord Insurance Cost in Ohio?

Liability