Crime Liability Property Damage 
Protect Commercial Insurance
JUNE 20, 2025
– Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. – Employer’s Liability Insurance : Required by law if you employ staff. – Compliance : Certain types of cover, like employer’s liability, are legal requirements.
Protect Commercial Insurance
JUNE 6, 2025
Here’s how commercial property insurance can benefit UK small businesses. Financial Protection Against Property Damage One of the primary benefits of commercial property insurance is the financial protection it offers against property damage.
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JUNE 2, 2025
With 33% of Ohio residents renting rather than owning, the state presents a strong opportunity for property investors. Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance. But with that opportunity comes exposure.
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JUNE 30, 2025
Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks.
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JUNE 30, 2025
Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks.
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FEBRUARY 24, 2025
Over-serving of alcohol: Restaurants can face legal and financial fallout if the alleged over-serving of a patron leads to property damage or a car accident. Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims.
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APRIL 21, 2025
However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. Properties near major rivers also face flooding risks. Hired and non-owned auto insurance: Covers vehicles used for property management.
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