ProWriters

JULY 16, 2025

Small businesses should report cyber crimes to local and state law enforcement agencies and to the Internet Crime Complaint Center. You’re sure to find the policy your client needs, and at a competitive rate. Further penetration testing can identify any remaining vulnerabilities needing remediation.

Cyber

Distinguished

JUNE 2, 2025

For landlords, a dedicated insurance policy is essential — here’s why: Severe weather exposure Ohio experiences a wide range of extreme weather events throughout the year. A specialized landlord insurance policy provides protection tailored to these unique Ohio-specific risks.

Liability

Agency Height

JULY 31, 2025

State-level variation: In states like California, regulators now permit insurers to price policies based on modeled future wildfire risk and to factor in reinsurance costs following large-scale losses. In California , widespread wildfires led to tens of thousands of policy non-renewals. Easy, free and secure. What You Can Do About It?

Premium

Distinguished

JUNE 30, 2025

Key components of our policies include: Property insurance: Protects physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters. Location: Areas that are prone to flooding, storms, or other natural disasters or have higher crime rates can lead to increased premiums.

Liability

Distinguished

JUNE 30, 2025

Key components of our policies include: Property insurance: Protects physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters. Location: Areas that are prone to flooding, storms, or other natural disasters or have higher crime rates can lead to increased premiums.

Liability

Distinguished

APRIL 21, 2025

Automatic renewal: Ensures continuous coverage with hassle-free policy renewals. These advantages make Distinguisheds policies a comprehensive and flexible solution for Chicago landlords. Crime insurance: Safeguards against theft, fraud, and vandalism. Flexible coverage: Choose limits up to $10 million.

Broker

Top Insurance Blogs

JUNE 5, 2025

From minor exaggerations in claims to organized crime rings staging accidents, fraud is a growing issue in the German car insurance market. While the majority of policyholders are honest, the minority committing fraud create significant consequences for everyone, including higher premiums and stricter policies.

Crime

Distinguished

FEBRUARY 24, 2025

From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. High-limit umbrella insurance: Offers liability coverage beyond standard policy limits, with options up to $130 million. What Exposures Do Charlotte Restaurants Need to Worry About?

Liability

Distinguished

JULY 7, 2025

Landlord insurance is a policy designed to protect unit owners from the risks of renting out their properties. For this reason, every landlord insurance policy will need to be a little different so that your client gets the coverage that suits their circumstances. There’s no need to pigeonhole them into a set policy.

Building

Cowbell

MARCH 30, 2025

Management Liability: Coming soon, well unveil a dedicated suite for D&O, EPL, Fiduciary, and Crime. Until next timelets secure our digital future, one policy at a time. Our unparalleled broker network and data-driven approach forged in the cyber arena, now power this foray into new coverage lines.

Cyber

Distinguished

MAY 13, 2025

Thats why they need broad and comprehensive insurance policies that can cover them, whether theres a fire in the kitchen or a slip at the pool. Liquor liability : A specific liability policy designed to shield hotels from the cost of being held liable for incidents resulting from serving alcohol. Still have doubts?

Broker

Property Insurance Centre

MARCH 11, 2025

Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Unoccupied flats pose risks like water damage and squatting, which insurers consider when pricing policies. Some insurers might impose higher excesses or refuse coverage in high-risk flood zones.

Risk

Distinguished

JUNE 16, 2025

With all of these responsibilities and people involved, problems will arise — and when they do, they’ll need a good broker with the right HOA insurance policy in their corner. This guide will bring you up to speed on the basics of HOA insurance: what it covers, which policies are needed, and how much this may cost.

Liability

Property Insurance Centre

MARCH 21, 2025

Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies. Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs.

Premium

Distinguished

APRIL 29, 2025

Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies. Discover why landlord insurance is vital for property owners in Colorado, the protections Distinguished can offer, and how brokers can help their clients secure the best policies.

Liability

LexisNexis

MARCH 4, 2025

The planned registration system has a predecessor in the National Security Entry-Exit Registration System (NSEERS), which, unlike the Trump administrations policy, was created in response to a pressing national security concern the September 11 terrorist attacks. It would also create a permanent underclass.

Policy

LexisNexis

JULY 29, 2025

Workplace Violence Policies: Key Drafting Tips Follow best practices for drafting workplace violence policies. Workplace Violence: Key Legal Issues, Prevention, and Response See this discussion of legal issues related to workplace violence and strategies for preventing and responding to workplace violence.

Policy

LexisNexis

OCTOBER 17, 2024

RUIZ SOTO, MPI, OCTOBER 2024 "Immigrants in the United States commit crimes at lower rates than the U.S.-born A growing volume of research demonstrates that not only do immigrants commit fewer crimes, but they also do not raise crime rates in the U.S. communities where they settle.

Crime

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. This research addresses one main question: Do crime scores accurately predict property-specific crime risk?

Crime

Distinguished

OCTOBER 9, 2024

New York – Distinguished Programs (“Distinguished”), a national insurance program manager, announced an expanded partnership with Berkley Program Specialists (“BPS”), a leading provider in the industry, to underwrite its Community Associations Crime and D&O products. Starting Jan.

Crime

Simply Insurance

MARCH 14, 2025

Discover how to secure the best crime insurance quotes and effortlessly compare rates online. Protect your business with tailored coverage options and find the right policy that fits your needs and budget.

Crime

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

Cyber

Frankenmuth Insurance

OCTOBER 10, 2024

Minimize crime with security cameras, ample exterior lighting, and alarm systems. Putting yourself in a robber’s shoes can help you make proactive adjustments and prevent crime. Get commercial coverage you can count on, like liability , workers compensation , or umbrella policies. What valuables can you easily spot from outside?

Crime

Frankenmuth Insurance

OCTOBER 31, 2024

If you’re currently having a problem with employee theft, consider high-definition cameras to vividly catch the crime. Position this policy as an opportunity to talk freely about anything affecting the business, big or small. Create a policy to immediately change these items. Give employees a way to report wrongdoing.

Theft

Frankenmuth Insurance

OCTOBER 3, 2024

Create company policies. Cyberattacks are the fastest-growing crime in the United States, which is why businesses today benefit from cyber insurance. Contact your local, independent insurance agent for coverage advice and policy services. Familiarize yourself with AI chatbots and image generators. Consider cyber insurance.

Cyber

ProWriters

JUNE 4, 2025

Modern Cyber policies need to do more than cover lossesthey need to actively prevent them. Coalition combines coverage with hands-on support , making it easier for brokers to offer policies that do both. billion in reported losses , according to the FBIs Internet Crime Report. In 2023, business email compromise (BEC) caused $2.9

Insurance Broker

Freeway Insurance

OCTOBER 26, 2023

Insurance companies take into account things like traffic, crime, frequency of accidents and even the weather. So if you live in a city with a lot of traffic or in an area with more crime, your insurance may cost more than if you live in a quieter, safer place. A very cheap policy may not give you all that help when you need it most.

Crime

LexisNexis

DECEMBER 16, 2024

Even a single instance of enforced disappearance or torture is a crime under international law.

Crime

Cover4LetProperty

OCTOBER 1, 2024

A standard home insurance policy will not cover you if you’re renting out your property, which makes landlord insurance a vital part of being a responsible property owner. Landlord insurance can be tailored to meet your specific needs, and policies often come with a variety of options. Why do you need landlord insurance?

Insurance

LexisNexis

SEPTEMBER 3, 2024

Department of Justice (DOJ) announced that whistleblowers would be able to visit a DOJ web page to report information about certain types of corporate crime and, if appropriate, receive a portion of any criminal proceeds forfeited. In a recent development in whistleblower report handling, the U.S.

Crime

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. Having the right insurance policy is vital for the continuity and smooth operation of any business. The good news?

Commercial Insurance

Distinguished

SEPTEMBER 10, 2024

Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. Cost of the project : The larger the project’s TIV, the more expensive a policy will be.  

Risk

Property Insurance Centre

MAY 20, 2024

Most policies specifically designed for blocks of flats make provision for inflationary increases each year, with the Declared Value automatically index-linked by the annual percentage shown in the Building Cost Information Service (BCIS) Index provided by the Royal Institute of Chartered Surveyors (RICS). This can apply to a total loss (e.g.

Building

LexisNexis

AUGUST 20, 2024

Read now » Related Content Anti-Money Laundering in International Jurisdictions Explore these Lexology Panoramic (formerly known as Getting the Deal Through) international guides for essential aspects of anti-money laundering law and policy in various countries.

Crime

LexisNexis

FEBRUARY 4, 2025

Dalin and Sarah Wieselthier, Fisher & Phillips LLP Call-Back Pay Clause (Collective Bargaining Agreement) Witness and Victims of Crimes Leave Policy (Miami-Dade County) Leave Law Policy Clauses (NV) included in our State Law Comparison Tool Leave Law Policy Clauses (OH) included in our State Law Comparison Tool Leave Law Policy Clauses (OK) (..)

Claim

LexisNexis

DECEMBER 10, 2024

Examine these questions and answers compiled in Lexology Panoramic which addresses essential aspects of anti-money laundering law and policy in international jurisdictions.

Crime

ProWriters

MAY 28, 2024

Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them. We definitely try to find policies that include that language.” The terms and policy limits can then be customized to provide appropriate and adequate coverage.

Cyber