Agency Height

JULY 31, 2025

State-level variation: In states like California, regulators now permit insurers to price policies based on modeled future wildfire risk and to factor in reinsurance costs following large-scale losses. In California , widespread wildfires led to tens of thousands of policy non-renewals. Easy, free and secure. What You Can Do About It?

Premium

Distinguished

FEBRUARY 24, 2025

From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills.

Liability

Distinguished

APRIL 21, 2025

Automatic renewal: Ensures continuous coverage with hassle-free policy renewals. These advantages make Distinguisheds policies a comprehensive and flexible solution for Chicago landlords. Crime insurance: Safeguards against theft, fraud, and vandalism. Flexible coverage: Choose limits up to $10 million.

Broker

Property Insurance Centre

MARCH 11, 2025

Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Unoccupied flats pose risks like water damage and squatting, which insurers consider when pricing policies.

Risk

Distinguished

APRIL 29, 2025

Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies. Discover why landlord insurance is vital for property owners in Colorado, the protections Distinguished can offer, and how brokers can help their clients secure the best policies.

Liability

Distinguished

JUNE 16, 2025

With all of these responsibilities and people involved, problems will arise — and when they do, they’ll need a good broker with the right HOA insurance policy in their corner. This guide will bring you up to speed on the basics of HOA insurance: what it covers, which policies are needed, and how much this may cost.

Liability

Frankenmuth Insurance

OCTOBER 31, 2024

Employee theft accounts for some of the highest losses among small business owners every year. Follow these six tips to prevent employee theft and protect your small business. Surveillance can be helpful in catching theft, but it should be subtle. Higher wages can help prevent theft. Perform a background check.

Theft

Freeway Insurance

OCTOBER 26, 2023

Insurance companies take into account things like traffic, crime, frequency of accidents and even the weather. So if you live in a city with a lot of traffic or in an area with more crime, your insurance may cost more than if you live in a quieter, safer place. A very cheap policy may not give you all that help when you need it most.

Crime

TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. From hurricane protection to dog-friendly policies, we’ve got you covered. It makes sense, right?

Premium

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. The good news?

Commercial Insurance

Property Insurance Centre

MAY 20, 2024

Most policies specifically designed for blocks of flats make provision for inflationary increases each year, with the Declared Value automatically index-linked by the annual percentage shown in the Building Cost Information Service (BCIS) Index provided by the Royal Institute of Chartered Surveyors (RICS). This can apply to a total loss (e.g.

Building

Distinguished

SEPTEMBER 10, 2024

Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. Cost of the project : The larger the project’s TIV, the more expensive a policy will be.  

Risk

TGS

OCTOBER 25, 2024

To put it simply, if your home insurance policy is designed to cover the cost of rebuilding, that cost has probably gone up over time. While it might seem tempting to avoid the paperwork, failing to update your policy could leave you underinsured. Even without any claims, this will reflect in your premium.

Home Insurance

ProWriters

JULY 25, 2024

Analysts project cyber crime to cost the U.S. AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft. According to chief information security officers (CISOs), in 2023, three out of four U.S. trillion by 2028.

Protection

Risk Management Monitor

JUNE 11, 2021

When evaluating an identity management strategy, it is imperative to start at a high level, which includes data access governance to limit access and meaningfully reduce the risk of loss or theft. Also, deployed cloud DLP policies need to align with those for email and on-premises file repositories.

Risk

Risk Management Monitor

OCTOBER 25, 2022

A strong EPL policy and relationship with insurance carrier and broker can help during this time where unemployment may swing back the other way. With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers.

Risk

Distinguished

MARCH 25, 2025

How to Insure an Antique Duck Decoy Collection The best way to insure an antique duck decoy collection is with a specialized fine art and collectibles insurance policy. A standard homeowner’s or renter’s policy isnt enough. Comprehensive coverage ensures each decoy is protected at its full worth. Ready to get started?

Deductible

Distinguished

JUNE 2, 2025

For landlords, a dedicated insurance policy is essential heres why: Severe weather exposure Ohio experiences a wide range of extreme weather events throughout the year. A specialized landlord insurance policy provides protection tailored to these unique Ohio-specific risks. Sewer backups in older properties with aging infrastructure.

Liability