Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Crimes like this dont just impact individuals.

Broker

Distinguished

APRIL 21, 2025

Without specialized landlord insurance, property owners may find themselves covering substantial repair costs, legal settlements, and lost income out of pocket. Loss of rental income: Replaces rental income if a covered event makes the property uninhabitable. Crime insurance: Safeguards against theft, fraud, and vandalism.

Broker

Property Insurance Centre

MARCH 21, 2025

Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies. Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs.

Premium

Prof. Allan Manning

JANUARY 29, 2025

With no reinsurance protection for terrorism under the Australian Reinsurance Pool Corporation it is up to individual insurers as to whether they will grant their home and contents clients coverage for terrorism. ” [ emphasis mine] 1.

Policy

Distinguished

JUNE 16, 2025

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. What Does HOA Insurance Typically Cover?

Liability

Distinguished

FEBRUARY 24, 2025

Distinguisheds Restaurant Insurance program offers brokers in Charlotte a range of coverages that address the unique risks facing modern restaurants. Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters.

Liability

Distinguished

APRIL 29, 2025

of residents Colorado is a great place to own landlord-managed properties. Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential.

Liability

Jackson & Jackson

APRIL 30, 2024

For property investors and owners, understanding how location impacts insurance rates is crucial for financial planning and investment decisions. This article explores how various location-based factors affect commercial property insurance rates in California and offers insights for managing these costs effectively.

Commercial Property

Scott Insurance

FEBRUARY 27, 2024

The Hardening Property Insurance Market Since 2017, the property insurance market has been hardening, resulting in lower available limits, higher deductibles and increased premiums. suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance.

Deductible

Cover4LetProperty

OCTOBER 1, 2024

Landlord’s insurance (also known as buy to let insurance or let property insurance ) is something a landlord should consider when purchasing a property with the intention to let it. Here we discuss what landlord insurance covers, why it is so important, plus other considerations.

Insurer

Protect Commercial Insurance

NOVEMBER 8, 2024

Types of Commercial Insurance When it comes to commercial insurance, there are several types you might need to consider depending on your business operations. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance

Property Insurance Centre

JULY 30, 2024

3 The FTC says it’s fair to refuse a rental applicant based on low income, credit scores, eviction or crime history. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. This letter should explain how they can challenge the report.

Building

Property Insurance Centre

MAY 20, 2024

Location : Geographic location impacts risk assessment for natural disasters, crime rates, and other hazards. Communal content cover Communal content cover is a type of insurance that protects shared items and property within communal or shared living spaces.

Building