Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure. What Does Distinguisheds Restaurant Insurance Cover?

Liability

Distinguished

JUNE 16, 2025

HOA insurance typically includes coverage for property damages, crime, and liability suits to common areas like: Rec rooms Pools Clubhouses Walkways Stairways Tennis courts Here’s a breakdown of the core coverages an HOA needs.  That way, if any damage occurs, the HOA will be able to rebuild without putting itself in financial jeopardy.

Liability

Cowbell

NOVEMBER 18, 2024

Black Friday and Cyber Monday are synonymous with big sales, increased online shopping, and higher retail volumes—both in stores and online. So, why do Black Friday and Cyber Monday pose an increased risk for cyber threats? These attacks can lead to lost sales and reputational damage.

Cyber

Neilson Marketing Services

OCTOBER 2, 2024

A single breach could lead to devastating consequences, including financial losses, legal liabilities, damage to your reputation, and the potential loss of client trust. Such breaches can lead to identity theft, legal ramifications, and irreparable damage to your reputation.

Cyber

ProWriters

JUNE 4, 2025

Cyber criminals stole and resold more than 900 digital tickets between June 2022 and July 2023. The theft of these high-profile, high-priced tickets highlights online ticketing platforms’ need for Cyber Liability Insurance. Even so, incidents like these highlight platforms need to have Cyber Insurance in place.

Cyber

Jackson & Jackson

JANUARY 9, 2024

In an era where data is as valuable as currency, the risk of cyber threats looms more significant than ever, particularly for technology companies. Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy.

Cyber

ProWriters

JULY 25, 2024

companies faced the risk of a significant cyber attack. Analysts project cyber crime to cost the U.S. For most companies, a cyber breach isn’t a question of if but when. As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. trillion by 2028. How prepared are your clients?

Protection

Jackson & Jackson

NOVEMBER 16, 2024

Cyber Liability Insurance Cyberattacks are on the rise, especially for IT businesses handling sensitive client data. If a client trips over cables during a meeting at your office or your equipment damages their property, General Liability Insurance provides coverage. One oversight could lead to costly lawsuits.

Insurance Policy

American Agents Alliance

MAY 15, 2025

More time spent on the road means greater potential for auto-related losses from accidents and thefts. Exposures like liability, theft, and property damage are high. This heightened digital activity can create cyber vulnerabilities for both businesses and personal lines customers.

Risk

Cowbell

DECEMBER 20, 2024

At the highest level, it is a comprehensive security solution designed to address physical and cyber threats against executives, VIPs and other high-value individuals. Executives are twelve times more likely to be targeted in a cyber-attack, sixty-nine percent of executives report a dramatic increase in physical threats.

Protection

Protect Commercial Insurance

NOVEMBER 22, 2024

Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. Some protect against property damage, while others focus more on liability issues. For instance, standard commercial insurance might cover damages from a fire, but do you have coverage for theft or cyber-attacks?

Commercial Insurance

Protect Commercial Insurance

MAY 24, 2024

General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury. Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents.

Insurance Policy

Cowbell

AUGUST 6, 2024

The aftermath of a social engineering attack can be devastating and result in financial loss, data breaches, malware infections, identity theft, operational disruption, reputational damage, and more. The post Social Engineering Attacks: What Are They and How to Prevent Them appeared first on Cowbell Cyber.

Financial Loss

Protect Commercial Insurance

JUNE 27, 2024

Myth 3: You Don’t Need Cyber Insurance Unless You’re A Tech Company It might seem logical to assume that if you’re not operating within the tech industry, cyber threats are not a significant concern. Understanding these specific terms and conditions is critical for effectively leveraging this insurance.

Commercial Insurance

Cowbell

DECEMBER 20, 2024

These types of employment fraud can leave businesses vulnerable to fraudulent applicants exploiting gaps in recruitment systems, resulting in financial loss, reputational damage, and security breaches. Identity Theft: Some fraudsters assume another individuals identity, using stolen personal information to bypass background checks.

Theft

Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism. For example, if you’re in the tech industry, you might need special cyber risk coverage.

Business Insurance

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. – Cyber Insurance : With the rise of digital threats, this insurance is essential to protect against data breaches and cyber attacks. .

Commercial Insurance

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. With the right insurance coverage, investors can mitigate financial losses resulting from unforeseen events such as fires, storms, theft, or vandalism. A comprehensive insurance policy that includes essential coverage, such as fire, theft, and liability, is crucial.

Property Insurance

Hunton Andrews Kurth

MARCH 11, 2022

Disclosure Regarding Risk Management, Strategy and Governance.

Risk

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. It provides financial compensation to repair or replace damaged property, ensuring that your business can quickly recover from unexpected events.

Cyber

ProWriters

JANUARY 9, 2024

Per the nonprofit Identity Theft Resource Center (ITRC), 2,116 data breaches had been reported nationwide this year through September. And increasingly, plaintiffs pursue damages in “no-harm” class action lawsuits. In these situations, no evidence the plaintiffs’ compromised, sensitive data was used improperly or caused damage exists.

Cyber

ProWriters

MAY 7, 2025

Cyber criminals know this, seeing vulnerable systems as easy targets. Thats why HIPAA cyber security isnt just a regulationits a necessity against ransomware, phishing scams, and data theft. A healthcare cyber attack can cripple operations, prevent patient care, and lead to massive financial and legal consequences.

Cyber