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Common Commercial Insurance Mistakes (and How to Avoid Them)

Mark Jackson Insurance Agency

From underinsuring key assets to misunderstanding policy exclusions, commercial insurance missteps can leave your business exposed to financial loss. For example, professional services, cyber threats, and employee-related claims may require separate coverage. Talk with one of our agents to help identify any coverage gaps.

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Business Owner’s Policy for Restaurants

Distinguished

To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong. General liability coverage protects against third-party claims involving bodily injury, property damage, or advertising injury from slip-and-fall accidents to food-related complaints.

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The Ultimate Guide to Office Insurance: Protecting Your Business Assets

Protect Commercial Insurance

. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. It covers compensation claims from employees in case of workplace injuries or illnesses. Adjust any exclusions or limits that could leave you exposed to potential losses.

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Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

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Over-serving of alcohol: Restaurants can face legal and financial fallout if the alleged over-serving of a patron leads to property damage or a car accident. Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches.

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Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients. Cyber Liability Insurance Cyberattacks are on the rise, especially for IT businesses handling sensitive client data. One oversight could lead to costly lawsuits.

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Protect Your Business: 5 Essential Insurance Policies You Might Be Overlooking

Protect Commercial Insurance

General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury. Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

Coverage of claims made by third parties who suffer financial losses due to the insured’s actions. In carrying E&O Insurance, professionals demonstrate they’re willing to take financial responsibility for any errors or omissions that may occur. Coverage of settlements or judgments awarded against the insured.