Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. Identifying Your Business’s Key Risks Different businesses face different challenges. Businesses that handle customer data should consider cyber liability insurance to protect against data breaches and cyber threats.

Commercial Insurance

Distinguished

JUNE 30, 2025

Here are some of the key exposures restaurant insurance can help address for businesses in South Carolina: Kitchen fires: With open flames, hot equipment, and constant activity, restaurant kitchens are a major fire risk. Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks.

Liability

Distinguished

JUNE 30, 2025

Here are some of the key exposures restaurant insurance can help address for businesses in South Carolina: Kitchen fires: With open flames, hot equipment, and constant activity, restaurant kitchens are a major fire risk. Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks.

Liability

Zywave

JULY 22, 2025

Read more > Rating & Underwriting Risk Back Rating & Underwriting Risk ClarionDoor A Modern API-Driven Rating Administration Platform Featured Story Zywave’s Digital Distribution Suite – ClarionDoor has been recognized as a Luminary in the Celent Report for Insurer Stand-Alone Rating Engines – Global Edition.

General Liability

Protect Commercial Insurance

JUNE 20, 2025

Essentially, it covers a variety of risks associated with office environments, aiming to protect both physical assets and financial interests. First and foremost, it allows business owners to focus on their operations, knowing they are protected against a wide range of risks.

Protection

Distinguished

FEBRUARY 24, 2025

In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. Contaminated food: Even the most diligent restaurants run the risk of food contamination leading to customer illness, which can leave them vulnerable to lawsuits.

Liability

Zywave

JUNE 19, 2025

Read more > Rating & Underwriting Risk Back Rating & Underwriting Risk ClarionDoor A Modern API-Driven Rating Administration Platform Featured Story Zywave’s Digital Distribution Suite – ClarionDoor has been recognized as a Luminary in the Celent Report for Insurer Stand-Alone Rating Engines – Global Edition.

General Liability

Distinguished

JULY 7, 2025

Small to midsize upscale dining establishments : Less formal than traditional fine dining, these restaurants generally close by 11:00 PM and have limited liquor sales. Q: What are the ineligible risk characteristics? Q: Will you consider a risk where food is cooked at one location and sold at another? A: Possibly.

Policy

Simply Insurance

JUNE 16, 2025

The exact cost will depend on the specific coverage you choose and the risk profile of your business. Companies with a broader distribution network may face higher premiums due to increased risk exposure. Local pharma insurance policies are generally more affordable, as they cover a smaller geographic area and involve less risk.

Insurance Quotes

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. One of the most common and costly risks?

Broker

Distinguished

JUNE 16, 2025

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. Many planned communities follow similar standards, even if not explicitly outlined by law.

Liability

American Agents Alliance

APRIL 17, 2025

As technology advances, so do the risks and exposures associated with digital products. These risks are a daily threat to businesses and individuals. Ransomware, phishing attempts, and AI-generated fraud, cyber risks are evolving faster than most people and organizations can keep up.

Cyber

Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. Property Damage : Traditional cyber policies typically don’t cover physical damage caused by cyber events.

Liability Insurance

Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky. It’s a newer risk that exists behind screens, not wet floor signs.

Cyber

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. Cyber Liability Insurance Cyberattacks are on the rise, especially for IT businesses handling sensitive client data. General Liability Insurance Even in a digital world, physical risks exist. Don’t leave your business vulnerable.

Insurance Policy

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

From streamlining claims processing to introducing new risks that companies must address, AI-driven technologies are reshaping the way businesses approach coverage and risk management. As these advancements become more prevalent, companies should understand how they affect insurance and liability concerns.

Business Insurance

InsuranceBee

MARCH 29, 2023

The post Home health aides’ insurance risks appeared first on InsuranceBee Blog. And they provide invaluable support to doctors, nurses, and other medical professionals. Assisting patients with everyday tasks, … Read more.

Risk

Mark Jackson Insurance Agency

DECEMBER 16, 2024

Evaluate Liability Coverage With legal risks always on the horizon, its important to confirm your liability coverage is adequate. This includes general liability, professional liability, and product liability insurance, depending on your industry.

Business Insurance

ProWriters

APRIL 3, 2024

Today’s dynamic business environment and litigious society pose several risks to businesses. Both types of policies involve legal liabilities and are important. Businesses can thus reduce the likelihood of claims, creating a positive work environment while minimizing their exposure to risk. What does EPLI not cover?

Liability

Protect Commercial Insurance

OCTOBER 25, 2024

This approach ensures that you choose a policy that doesn’t just tick boxes but genuinely covers your specific risks and requirements. What are the specific risks associated with your industry? Every industry comes with its own set of risks. Once you’ve outlined the risks, the next step is determining how much coverage you need.

Business Insurance

Zywave

SEPTEMBER 25, 2024

The algorithms that power AI also come with their own risks, especially when it comes to employment decisions. But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs.

Workers Compensation

Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more.

Cyber

ProWriters

APRIL 17, 2024

When you think about cyber risks, you probably think about the dangers malware attacks, data breaches, and other incidents pose to your business clients’ operations, revenue, and reputation. But cyber threats can pose risks to not only sensitive data but also to physical safety. You’re right to do so.

Cyber