ProWriters

APRIL 3, 2024

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage. The policy extends coverage for a specified period, typically one year, and can be renewed annually. What does EPLI not cover?

Liability 52

Liability Cyber Claim Policy 52

Jackson & Jackson

NOVEMBER 16, 2024

Cyber Liability Insurance Cyberattacks are on the rise, especially for IT businesses handling sensitive client data. This policy covers damages or injuries caused by your company vehicles, as well as protection against theft, vandalism, and accidents. One oversight could lead to costly lawsuits.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. Assess whether there’s a need for: – Cyber Insurance for data breaches and cyber threats.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Protect Commercial Insurance

NOVEMBER 22, 2024

For instance, standard commercial insurance might cover damages from a fire, but do you have coverage for theft or cyber-attacks? This might mean picking additional coverages, like cyber insurance if your business handles sensitive data, or business interruption insurance for unexpected shutdowns.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurer 52

Protect Commercial Insurance

NOVEMBER 15, 2024

– Workers’ Compensation Insurance : Provides for employees in case of workplace injuries or illnesses. – Cyber Insurance : With the rise of digital threats, this insurance is essential to protect against data breaches and cyber attacks.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Zywave

SEPTEMBER 25, 2024

And while many states have fee schedules in place that help control medical cost categories, shifts in the type and volume of medical services provided, combined with increased injury and illness severity have impacted overall medical claim costs. This article is based on a series of pieces originally published in Zywave’s Content Cloud.

Workers Compensation 52

Workers Compensation General Liability Commercial Commercial Property 52

Jackson & Jackson

MAY 23, 2024

Companies that rely heavily on technology and data storage may also benefit from cyber liability insurance to safeguard against data breaches and cyberattacks. It not only protects employees but also shields employers from potential lawsuits related to workplace injuries.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurer Insured 52

Jackson & Jackson

MAY 22, 2024

Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

ProWriters

APRIL 17, 2024

When you think about cyber risks, you probably think about the dangers malware attacks, data breaches, and other incidents pose to your business clients’ operations, revenue, and reputation. But cyber threats can pose risks to not only sensitive data but also to physical safety. Several carriers now offer bodily injury coverage.

Cyber 52

Cyber Injury Liability Liability Insurance 52

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. General liability insurance provides coverage for injuries or property damage that occur on your business premises or as a result of your business operations.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

ProWriters

JANUARY 9, 2024

Substantial Risk of Future Injury Qualifies for Standing” In the past, many data breach lawsuits were dismissed due to the plaintiffs’ lack of standing. Plaintiffs had to demonstrate they suffered actual injury as a result of the breach. Alleged Injuries Arising from the Risk of Future Harm Are Concrete” In August 2023, the 2nd U.S.

Cyber 52

Cyber Injury Theft Damage 52

Frankenmuth Insurance

SEPTEMBER 19, 2024

A day’s delay is better than an avoidable accident or injury. Cyber threats , including data breaches, ransomware, and phishing attacks, can compromise sensitive information, disrupt business operations, and harm your reputation. Be mindful of the weather. Risk #3: Reputation/legal action. When it comes to business, reputation matters.

Risk 81

Risk Workers Compensation Protection Agents 81

Risk Management Monitor

OCTOBER 25, 2022

In the cyber market, larger ransom payouts are becoming regular and the costs to buy insurance, negotiate ransomware, and rebuild after a breach are all rising, but the need for more experts is also likely to present challenges as wage inflation rises.

Risk 40

Risk Insurer Insured Insurance 40